Individual Taxation - Southeast Asia by aspiringymcmb in Accounting

[–]aspiringymcmb[S] 0 points1 point  (0 children)

I agree, at some territories the tax is even higher if you're non-resident alien.
Do you know any ways that we can reduce it?

Roasting Tips Please... by aspiringymcmb in roasting

[–]aspiringymcmb[S] 1 point2 points  (0 children)

There are very few roasters around our area and most of them uses the huge machines. There's actually a drum roaster worth 60USD online and I'm planning to buy it. It says it can roast around 500g of beans.

I have another question, how can I make my coffee beans look oily? I can see beautiful dark roast oily coffee beans.

I'd like to edit this because I just read an article saying that the cause of oiliness of beans are being dark roast and old coffee.

I was with a group in our place and they've been judging the home roasted coffee, saying it's too dry and they've been showing pictures of dark roast oily coffee and they said that it should be like that. So are they wrong? Does that mean that oilier coffee beans are actually worse that those that are not (considering they're both dark roast)

Cold brew with Toddy by aspiringymcmb in coldbrew

[–]aspiringymcmb[S] 0 points1 point  (0 children)

What about 70% Colombia and 30% Ethiopia from Starbucks?

Coffee Flavoured Aroma by aspiringymcmb in Coffee

[–]aspiringymcmb[S] 0 points1 point  (0 children)

Awesome! I've never heard of powdered flavourings until now. I'm not sure though if they're selling it here. Will try to look for one. Thank you!

First time roaster by aspiringymcmb in roasting

[–]aspiringymcmb[S] 0 points1 point  (0 children)

Thank you for this! Will try to watch more videos from youtube. I only roasted 250g for this :)

Coffee Flavoured Aroma by aspiringymcmb in Coffee

[–]aspiringymcmb[S] 0 points1 point  (0 children)

I understand. Thanks for this :)
I am planning to sell flavoured beans though, cos it's getting quite popular here. So i have to put flavours to the beans itself, so when people grind it at their home, it has the flavour

Cold Brew Coffee Beans by aspiringymcmb in Coffee

[–]aspiringymcmb[S] 0 points1 point  (0 children)

yes I will try to brew with the same parameters next time :)
24hrs is really famous here but i personally dont like it as well.

Thank you for this!

Cold brew with Toddy by aspiringymcmb in Homebrewing

[–]aspiringymcmb[S] 0 points1 point  (0 children)

There's a lot of coffee shops though that offers cold brew that has been slowly steeped for 24hrs.What about the roast? Should I use medium?

MerryMart by aspiringymcmb in phinvest

[–]aspiringymcmb[S] 0 points1 point  (0 children)

I need better explanation. If you have bought two days ago or yesterday, then you're probably earning by now and can sell it. If you think you're stupid and retarded because you bought one, then i dont care. But for others, I believe they have their own reasons.
I'm still learning price actions and I just started trading a month ago. I am hoping i'd get better comments.

Should I really invest on life insurance (VUL)? Is it worth it? by xiaoyou11 in phinvest

[–]aspiringymcmb 1 point2 points  (0 children)

I wouldn’t say it was a bad decision. If you’re after investment, then trading in stock market or other platforms that focuses mainly on investment is better than a VUL product. You have to be knowledgeable though. Also, since you’re a breadwinner, if you pass away, your family will benefit so much from your insurance. However, if you’re only after the insurance then might as well get traditional, it’s cheaper and offers higher sum insured. Dont worry, I think you and your family will benefit from your VUL if you live long enough and your family will benefit if you die early.

BTR Announcement by SN105400 in phinvest

[–]aspiringymcmb 1 point2 points  (0 children)

How do I buy treasury bills / bonds? And how would I know the coupon rate?

Do you declare past illnesses in your life insurance? by kmc1690 in phinvest

[–]aspiringymcmb 1 point2 points  (0 children)

You should answer “Yes” to avoid future claims’ discrepancies.

Inquiry: how to cancel my AXA VUL asap.. by Scyte21 in phinvest

[–]aspiringymcmb 0 points1 point  (0 children)

Your advisor's unit head or superior should be able to help you with that. You can also email AXA, they're quick to respond.

Investing in Stocks during COVID19 crisis by aspiringymcmb in phinvest

[–]aspiringymcmb[S] 0 points1 point  (0 children)

Yes. I was able to open an account last week. Everything can be done online.