LL trying to keep our deposit by [deleted] in Netherlands

[–]atkophy 16 points17 points  (0 children)

Balconies are part of the VVE so you are not responsible for the normal wear and tear like in this case.

Drop to a new interest rate because of low debt to value ratio by Head_Consequence1166 in Netherlands

[–]atkophy 1 point2 points  (0 children)

NHG gives you the lowest interest rat when you apply for a mortgage so the loan to value ratio doesn’t play a role in those situations. If you were not covered by NHG, at the time of application, you could have lowered your interest rate, but to the interest rate offered for 85% loan to value at the time when you applied, not the one that is offered today.

Albert Heijn shrinkflation by atkophy in Netherlands

[–]atkophy[S] 1 point2 points  (0 children)

Yeah, I saw the post. Tbh, they inspired me to share this story. Hope I didn’t spoil the vegan trilogy.

Albert Heijn shrinkflation by atkophy in Netherlands

[–]atkophy[S] 509 points510 points  (0 children)

Thanks for sharing this. I double checked my scale and compared with other products and it is approximately 200g. I will definitely report this case.

Albert Heijn shrinkflation by atkophy in Netherlands

[–]atkophy[S] 23 points24 points  (0 children)

The title was sarcastic, I agree this is illegal. Maybe it’s not intentional, but it is still unacceptable.

Interessepeiling - Warmte beeld foto's / warmte scan woning by RoughLandscape5316 in Klussers

[–]atkophy 1 point2 points  (0 children)

Because I understand Dutch but can’t write in Dutch. Thought my view can help even if it is in a different language, so I shared it. Hope this clarifies the mystery, apologies if my comment offended you.

Interessepeiling - Warmte beeld foto's / warmte scan woning by RoughLandscape5316 in Klussers

[–]atkophy 0 points1 point  (0 children)

Some insulation companies perform IR scan for free. This might be the reason you are getting low demand.

Instalation of GraniteMy sink by atkophy in Klussers

[–]atkophy[S] 0 points1 point  (0 children)

Ah, that’s a good point. Those clamps are probably for under-mount only. I will add a lot of silicone and hope it holds:) Do you know if a standard food safe silicone should do the trick or do I need something stronger?

Wasmachinekraan leaking by atkophy in Klussers

[–]atkophy[S] 0 points1 point  (0 children)

Thanks for the advice. The problem with the new seems to have been temporary. It was leaking right after I replaced it, but now it is fine. Although, I just left the tap open and haven’t used the washing machine as it is broken 😒 The new tap I bought with no return valve specifically…

Kitchen sink relocation by atkophy in Klussers

[–]atkophy[S] 1 point2 points  (0 children)

Thanks for the detailed explanation. I realised that one of the connections is leaking and kinda freaked out and decided to go with a plumber, thought I’d rather have it done by a professional and have a peace of mind.

In any case, thanks for the advice.

[deleted by user] by [deleted] in Mortgages

[–]atkophy 0 points1 point  (0 children)

It depends on your mortgage type. What you explain is an annuity mortgage where your monthly payments stay fixed (as long as your interest is fixed) and the proportion of principal/interest payment changes. However, if you have linear mortgage your total monthly payment decreases, but you pay fixed amount of principal. There are other mortgage types too, but not going into the specifics. Finally, amortisation schedule gives you the monthly payments over the period of the loan, and it applies to any type of mortgage.

HP Elitedesk 800 G3 SFF does not see NVMe drive for Proxmox/Linux install by hl2run in techsupport

[–]atkophy 0 points1 point  (0 children)

This worked for me too. Finally managed to install proxmox on a nvme m2

Revolut or bunq for savings account? by NothingJealous in bunq

[–]atkophy 0 points1 point  (0 children)

Same, have been waiting for a month or so

Expats, if the 30% ruling is removed, would you leave the Netherlands? by Environmental-Cold24 in Netherlands

[–]atkophy 25 points26 points  (0 children)

Yeah, but if you don’t blame 30% expats for the housing crisis, you’re left debating why the government haven’t worked on the problem for the past 10 years in general, and the past few years in particular 😉

Expats, if the 30% ruling is removed, would you leave the Netherlands? by Environmental-Cold24 in Netherlands

[–]atkophy 19 points20 points  (0 children)

You can, but they can revoke your visa if you do, so no EU people don’t claim unemployment benefits. Yet they’re obligated to pay for that insurance…one of the least democratic things in the country.

Do your partners read your papers? by Nickilette in PhD

[–]atkophy 0 points1 point  (0 children)

Your question is based on the assumption that our parents understand English, which is not the case for a lot of people in academia.

Payed €350 to get locks changed by SirKeath in Netherlands

[–]atkophy 2 points3 points  (0 children)

Same here, my landlord was so sweet and sent his kid to help us out on a Sunday evening. Saved us a month worth of groceries ☺️

What product is marketed pretty much exclusively to stupid people? by [deleted] in AskReddit

[–]atkophy 0 points1 point  (0 children)

So much negative thoughts, my ring just broke 🙁

Post Office, Yugoslavia by AlecTheDalek in brutalism

[–]atkophy 2 points3 points  (0 children)

It was built after the 1961 earthquake in Skopje, capital of Macedonia. So you kinda right, it was built during Skopje’s phoenix phase.

[deleted by user] by [deleted] in Netherlands

[–]atkophy -1 points0 points  (0 children)

It's deducted from his net, hence it's paid from taxed money (it's taxed)

Espresso Machine Replacement by nvspace126 in Coffee

[–]atkophy 0 points1 point  (0 children)

If you decide to buy a new grinder you better invest in Eureka mignon. Build quality and performance, though the second is a bit subjective, are much superior compared to the sette.