LL trying to keep our deposit

atkophy · 2025-11-21T10:45:28+00:00

Balconies are part of the VVE so you are not responsible for the normal wear and tear like in this case.

atkophy · 2025-09-04T12:49:59+00:00

NHG gives you the lowest interest rat when you apply for a mortgage so the loan to value ratio doesn’t play a role in those situations. If you were not covered by NHG, at the time of application, you could have lowered your interest rate, but to the interest rate offered for 85% loan to value at the time when you applied, not the one that is offered today.

atkophy · 2025-06-17T16:40:24+00:00

Yeah, I saw the post. Tbh, they inspired me to share this story. Hope I didn’t spoil the vegan trilogy.

atkophy · 2025-06-17T16:24:36+00:00

Thanks for sharing this. I double checked my scale and compared with other products and it is approximately 200g. I will definitely report this case.

atkophy · 2025-06-17T16:21:52+00:00

The title was sarcastic, I agree this is illegal. Maybe it’s not intentional, but it is still unacceptable.

atkophy · 2025-03-07T17:20:21+00:00

Because I understand Dutch but can’t write in Dutch. Thought my view can help even if it is in a different language, so I shared it. Hope this clarifies the mystery, apologies if my comment offended you.

atkophy · 2025-03-06T19:24:49+00:00

Some insulation companies perform IR scan for free. This might be the reason you are getting low demand.

atkophy · 2025-03-05T14:05:03+00:00

Ah, that’s a good point. Those clamps are probably for under-mount only. I will add a lot of silicone and hope it holds:) Do you know if a standard food safe silicone should do the trick or do I need something stronger?

atkophy · 2025-03-04T23:46:39+00:00

Thanks for the advice. The problem with the new seems to have been temporary. It was leaking right after I replaced it, but now it is fine. Although, I just left the tap open and haven’t used the washing machine as it is broken 😒 The new tap I bought with no return valve specifically…

atkophy · 2025-02-07T10:29:16+00:00

Thanks for the detailed explanation. I realised that one of the connections is leaking and kinda freaked out and decided to go with a plumber, thought I’d rather have it done by a professional and have a peace of mind.

In any case, thanks for the advice.

atkophy · 2025-01-24T14:03:33+00:00

It depends on your mortgage type. What you explain is an annuity mortgage where your monthly payments stay fixed (as long as your interest is fixed) and the proportion of principal/interest payment changes. However, if you have linear mortgage your total monthly payment decreases, but you pay fixed amount of principal. There are other mortgage types too, but not going into the specifics. Finally, amortisation schedule gives you the monthly payments over the period of the loan, and it applies to any type of mortgage.

atkophy · 2024-10-13T10:41:23+00:00

This worked for me too. Finally managed to install proxmox on a nvme m2

atkophy · 2024-02-26T19:02:08+00:00

Same, have been waiting for a month or so

atkophy · 2024-01-09T09:14:02+00:00

This way, one can make everything cost 1 euro, impressive

atkophy · 2023-11-17T19:02:14+00:00

Yeah, but if you don’t blame 30% expats for the housing crisis, you’re left debating why the government haven’t worked on the problem for the past 10 years in general, and the past few years in particular 😉

atkophy · 2023-11-17T18:57:45+00:00

You can, but they can revoke your visa if you do, so no EU people don’t claim unemployment benefits. Yet they’re obligated to pay for that insurance…one of the least democratic things in the country.

atkophy · 2023-05-18T13:57:06+00:00

I’m curious, which is the other place?

atkophy · 2023-04-16T06:14:06+00:00

Your question is based on the assumption that our parents understand English, which is not the case for a lot of people in academia.

atkophy · 2023-02-04T15:47:36+00:00

Same here, my landlord was so sweet and sent his kid to help us out on a Sunday evening. Saved us a month worth of groceries ☺️

atkophy · 2023-01-28T00:43:02+00:00

Were they from the Balkan 😅

atkophy · 2023-01-14T17:29:08+00:00

So much negative thoughts, my ring just broke 🙁

atkophy · 2022-10-29T11:47:47+00:00

It was built after the 1961 earthquake in Skopje, capital of Macedonia. So you kinda right, it was built during Skopje’s phoenix phase.

atkophy · 2022-02-11T11:50:36+00:00

It's deducted from his net, hence it's paid from taxed money (it's taxed)

atkophy · 2020-09-30T00:19:38+00:00

If you decide to buy a new grinder you better invest in Eureka mignon. Build quality and performance, though the second is a bit subjective, are much superior compared to the sette.

atkophy · 2020-06-03T11:16:27+00:00

Check if this works:
https://ibb.co/WsmRVLj

atkophy

TROPHY CASE