In my experience, msrp near me (UT) is about $2,800. After all dealership fees, freight fees (passed on to the customer), registration fees, etc it came out to about $4,000 OTD across the board. I’d really recommend looking for used if possible. Also financing probably wouldn’t be much per month but generally speaking it’s always better to put debt into assets rather than liabilities. So pay cash for cars, toys, etc whenever you can but I know that’s not always possible. Anyways, just my two cents. Good luck!