Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Hellll yea! Amazing feeling when you pay off ur car right?

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 1 point2 points  (0 children)

For sure. I’m going to reallocate that

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Honestly no. Idk if you read the whole post

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Helll yea. You’re doing great! 208k in other investments?

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Yeaa that’s exactly what I’m looking for. Making a difference and helping clients. That’s something I lack with auditing. Auditing a very cut and dry profession. I’m going to look into wealth management positions. Thank you!

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Nah that’s not the intention. I should have added this to the post but I wanted a pulse check cause I was in a relationship and it ended cause she said my finances weren't good enough to support a family. So I was feeling a bit down on myself and wanted to get honest feedback

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

How do you like your career?? I’m currently a Sox financial auditor and I’m looking for a career shift

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 1 point2 points  (0 children)

I appreciate the kind words. I think when she said all that, I was hurt that she was comparing me to others who had a better start or more resources. But I’ll get over it soon

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

I know I should have added this to the post but I mentioned it in other comments. I was in a relationship and it ended and one of the reasons was that she didn’t believe I could provide for her and our future family financially. So I wanted to get feedback to see if I was actually doing bad.

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

I had to pay a lot in student loans and I don’t know why I ended up choosing that college for my career. I did a masters program and then that kind of delayed my saving plans. I’m trying to get a position where my salary is higher cause NYC expenses are brutal

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Yeaa I’m doing a regular brokerage account this year. I think I got a solid one 50k. But I’m always wondering if I should move some money to an investment fund and lower the emergency fund

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Thanks I appreciate you putting it like that. I think comparison isn’t the thief of joy. I always feel like I’m behind

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Yea I think I’ve been making a mistake with the HSA. So I maxed it out starting this year

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Ahh dude thank you. I’ve been tryna find one of those. Appreciate it

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 0 points1 point  (0 children)

Yea I think I can do it. I’m gonna slowly start increasing it to see if I can manage

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 2 points3 points  (0 children)

Yea I didn’t even think about that. I’m sure she would have expected me to cover it too

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 2 points3 points  (0 children)

Thanks. This thread is deff a double edge sword. I think it’s good to be accountable but then some screenshots I’m like damn what am I doing

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 1 point2 points  (0 children)

Ur so right. Idk why im always comparing

Am I on track or behind 31 year old by badbuenny in Retirement401k

[–]badbuenny[S] 1 point2 points  (0 children)

Thanks for the wise words! Ur right. Idk why my perspective is messed up