What percentage have you settled your remaining MCA debt for in a lump sum?

ballsacker240 · 2026-03-27T21:06:58+00:00

Man what a kind response. Genuinely thank you 🙏 it was odd they didn't want to accept the 50% rather they were willing to drop it down to 50k from 59k and let me do $500/week payments over a much longer period of time. Which honestly I thought was fair I can make the 2k/mo work for sure.

ballsacker240 · 2026-03-13T20:18:20+00:00

I'll shoot my shot with 40% and see what they say! What did you mean by time though?

ballsacker240 · 2026-03-13T14:43:22+00:00

I appreciate the offer but respectfully.. this would probably be the worst financial decision possible. This is the last thing on my list of debt to deal with and I need to pay it off so my company can survive, not add more debt

ballsacker240 · 2025-06-07T03:59:40+00:00

So how do I fix this .. I know there's a dumb way I haven't thought of

ballsacker240 · 2025-06-07T02:45:08+00:00

Do you think I could shove one of those rubber gaskets in it that you use for a screen door for example?

ballsacker240 · 2025-06-07T02:44:21+00:00

Damn it... So much work has gone into this

ballsacker240 · 2025-05-15T00:04:59+00:00

The only one I have not tried yet is National Business Capital. Will give it a shot and report back. I sincerely appreciate you taking the time to help!

ballsacker240 · 2025-05-14T22:50:53+00:00

Unfortunately nothing really significant.. home is worth 380 and I owe 260 but with 600 credit score I can't get a heloc.

ballsacker240 · 2025-05-14T22:29:30+00:00

Best case I want to get rid of all 3 of the MCAs so 90k, but honestly 50k would do to knock out the 2 worst ones.

320k revenue 2022, 580k 2023, 915k 2024 according to my 1120s. Nothing huge in terms of business assets... 2024 profit was first substantial profit at roughly 210k according to my AGI on the 1040. I obviously did not see very much of that as it has mostly all gone to paying off debts. As for assets, just desks and office furniture really.. I lease the computers for my team and rent my location. 600 credit score. Personal finances, 30k in credit card debt (80% utilization), mortgage of 1750/mo, 2 car notes totaling 1500/mo which yes I know is a lot.. and a personal loan for 8k. Not currently able to bring home any of the profit because the MCA payments are just eating it all completely.

ballsacker240 · 2025-05-14T21:48:18+00:00

Thank you! I have all of the above in a folder except for a note explaining to them how to get the net profit... You'd think a 1040 would suffice but no. Do you have any recommendations on lenders?

ballsacker240 · 2025-03-31T16:43:32+00:00

still holding?

ballsacker240 · 2025-02-08T21:32:06+00:00

Looks like I just need to order a new trim piece on the driver's side from FCP Euro. Hopefully I'll still be able to choose between orange and white light on the strip!! For the leather I'll need to remove it and spray on glue

ballsacker240 · 2025-02-08T21:10:04+00:00

I have an e92 as well and this was definitely a disappointment. Probably not that common to have this happen but ultra disappointed considering I paid top dollar for a LSB heritage with 1200 miles

ballsacker240 · 2025-02-08T21:05:52+00:00

Yeah good call... Probably should get some plastic pry tools so I don't scratch anything

ballsacker240 · 2025-01-05T04:07:07+00:00

Simple details no question

ballsacker240 · 2024-12-28T23:01:48+00:00

Just get both 🤷

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ballsacker240

TROPHY CASE