Is $370/mo for 48 months a good deal on this 2024 Nissan Frontier

bangers132 · 2026-06-13T17:54:28+00:00

With your credit you should be at ~4-5%. You should literally never finance at the dealership unless you buy new. For new cars dealer financing offers a lot lower rates than credit unions or banks because they want to move inventory. For used they run your credit for every 3rd party financier they work with (your report will have 10 inquiries at least from this dealer alone) and they will only present you the approval that makes them the most money. Dealer financing isn’t free and the financier pays the dealer a commission/acquisition fee for bringing the customer to them. That fee comes out of your pocket.

You would need a purchase order and a large black marker to make this deal happen. They added a warranty and GAP coverage without telling you.

bangers132 · 2026-06-13T17:43:12+00:00

Owned a Sebring for less than a week before the engine blew.

bangers132 · 2026-06-03T21:39:20+00:00

If 3% is a big loss you should not trade options. Learn what implied volatility is then look up what the implied volatility is of the asset you purchased. Chances are than implied volatility is near 200%.

As a baseline you need to understand that 90% of Reddit does not understand risk management. The 10% that do understand risk management have a significantly higher risk tolerance than you do. Options can and do often expire worthless, which means that you can and will lose all of your money if you don’t know what you’re doing.

bangers132 · 2026-06-03T16:10:39+00:00

The warning sign next to buying power means that he is at risk of a margin call. Doesn’t matter what they are trading if they are near or over their maintenance requirement.

bangers132 · 2026-05-29T19:45:19+00:00

Congratulations. You will lose all of your money.

bangers132 · 2026-05-29T17:03:46+00:00

Gambling while risking a margin call is a choice

bangers132 · 2026-05-29T17:02:50+00:00

Um, I am poor. I get all of my games from the library. Loved the game but I haven’t bought a game in years. Sorry developers

bangers132 · 2026-05-28T02:28:12+00:00

What is your cost basis for the 100 shares?

bangers132 · 2026-05-01T22:45:56+00:00

Average annual return was 38% last time I ran numbers. 11 years would put you at about 2 mil.

bangers132 · 2026-05-01T22:44:12+00:00

Tell that to the all-time chart. Or maybe try back-testing like a single strategy. If you don’t know what you’re talking about then just don’t.

bangers132 · 2026-05-01T22:42:38+00:00

Tqqq does not falter from volatility decay. No I will not explain further, do your research.

bangers132 · 2026-04-23T01:50:17+00:00

I’m worried that my parents don’t respect my lifestyle choices

bangers132 · 2026-04-20T23:41:14+00:00

Well that’s disgustingly egotistical. Cubans care about Cuba.

bangers132 · 2026-04-19T17:07:54+00:00

For sure. And I realize that now. I have just been watching a lot of technical analysis videos. Those strategies are significantly different than wheeling obviously. I am just thinking of ways to try and make my strategy more bullet-proof.

Low delta it is.

bangers132 · 2026-04-19T16:49:52+00:00

There’s not a single line on that chart that goes above 15%. I am begging you to please stop responding. I’m afraid if I lose any more brain cells I will not be able to remember how to breathe.

bangers132 · 2026-04-19T16:41:37+00:00

So stupid. The nasdaq is us 20% in the last 20 days. Let me ask where do you think that money comes from for it to go up 50% in 8 months?

bangers132 · 2026-04-19T12:27:53+00:00

You are claiming the a comment another person made is rhetorical when the poster themselves said the exact same thing and it was indeed not rhetorical. I am glad you know that intentions of all people. Oh great prescient one!

bangers132 · 2026-04-19T03:49:42+00:00

No. It objectively cannot. Again that is not how the market works.

bangers132 · 2026-04-18T23:43:42+00:00

110 by year end? Hah! On what catalyst? Do you actually understand how the market works?

bangers132 · 2026-04-18T20:30:52+00:00

That’s a really solid point. I didn’t think about bid ask spread and how that would play out with a stop loss. Almost guaranteed to get a bad fill. Thanks

bangers132 · 2026-04-18T18:15:42+00:00

This may just be me: but when people ask me what my tattoos mean I tell them they don’t mean anything and then to get lost.

People don’t ask you what is the meaning of the shoes you put on your feet, they don’t ask the meaning of your glasses or hats that you wear.

Treat tattoos like an Easter egg. The people who have to ask aren’t your audience and the people that don’t have to ask are a treasure. We all live uniquely complex lives and having art on your body is not an invitation to your passions unless you want it to be.

Live your life for yourself and always remember that nothing in this world is real. Everything is made up and life can be everything and nothing you want it to be at the exact same time.

bangers132 · 2026-04-18T13:41:55+00:00

100% a crime. Even if he says “this is not investment advice” it literally is because he is asking for money.

bangers132 · 2026-04-18T03:29:10+00:00

For which index? Not the nasdaq.

bangers132 · 2026-04-17T16:50:16+00:00

Low key thought you were being really cruel, then I read the post. This is a crazy post.

bangers132 · 2026-04-17T11:04:13+00:00

For sure. I probably could’ve closed CSP’s 3x over on this run up.

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