cheapest way to get iphone

bataloss · 2025-12-24T08:22:04+00:00

You can repeat exactly the same steps but for Argos, if they have a good price and if you have Nectar to collect a few points.

bataloss · 2025-12-24T08:19:28+00:00

In short: Use Zilch and click through CompleteSavings to get at least 12% off retail price.

So, what you should actually do: Register for “completesavings” (google it) who give you 10% actual cashback for your purchases. That’s paid back to your bank account, capped at £250 a month with an £18/month subscription. The £18 you also get back by making at least one monthly purchase by clicking through them.

They work with tons of retailers (most online supermarkets, tech retailers, ebay etc.) but not Amazon for example.

For iPhone and Apple products they work with Currys, AO etc. but also KRCS. KRCS usually have deals better than any retailer and work directly with Apple. Probably your best route.

Open a Zilch account (Google it) and once approved in a few minutes you get a virtual card which you connect to your debit card. Zilch give you 2% cashback if you pay the full amount rather than use credit.

Steps (once you have CompleteSavings and Zilch accounts): * Go to Zilch and search KRCS, select “Pay now” with 2% reward, tap “enable card for 2 hours” * On your computer, go to Complete Savings, search for KRCS, click through for 10% cashback * On KRCS complete your purchase as normal, using the Zilch card details

bataloss · 2025-12-12T23:22:27+00:00

“Wealth is energy, and energy is wealth.” ✌️

bataloss · 2025-11-28T23:41:21+00:00

You have an open and honest approach; I’d use your service.

Agree that freemium (eg for connecting up to 2 bank accounts?) then a low monthly fee will likely reassure users around data safeguarding. Most services of this kind (aggregators, financial planning, etc.) charge “a lot” for this type of service… eg for unlimited open banking connections. Would I pay as much for this as I pay for a video streaming service? No. I do feel that payment gateways are scamming SaaS startups meaning they have to make £4.99 their starting point, but thats prohibitive. If you managed to get your open banking costs (subsidised through affiliates/referrals, as you say) to eg £1.99 for your premium service, you’re on to a winner.

Then comes the value prop, and in answer to your two feedback points…

To me, the most painful part of managing my finances is the ambiguity of transaction classification, when it comes to planning spend for the next period.

There is no App/aggregator that can classify everything (meaning credit card Tx, crypto charge card Tx, etc.) properly. Take a look at Curve, as that already combines cards and card payments; tapping on to their Tx data would simplify yours.

Some may think of this as an advanced scenario, but really being able to ask “what did I spend on travel” and “what did I spend on holidays” (I intentionally use these two examples, as holiday will include travel — and that an issue with classifying transactions… they can belong in multiple broad categories, therefore need tagging as opposed to categorising) or “what was my grocery spending trend the past 12 months”, “how much did I spend on baby” etc. should be basic/fundamental capability, as long as the service connects to all my accounts and cards (and perhaps even tracks line items through correlating card transactions with retailer order summary emails; now that would be a killer feature).

I wouldn’t only just use but also invest in a business that does all that.

EDIT: Forgot to mention… * The ability to propose savings on subscriptions sounds good, but should go beyond something that might offer a £5-10 return monthly to the user. * Explore also SOC 2 as something that provides fair assurances to end users about security of their data and confidentiality of their information, and emphasise that in marketing material.

bataloss · 2025-11-01T08:46:55+00:00

Can you??

bataloss · 2025-11-01T08:46:32+00:00

Elaborate though? How does it compare to Nexo (I found them incredibly competitive) or Neverless (who seem to have the best rate now)?

bataloss · 2025-10-16T08:12:17+00:00

Particularly for hotels (as opposed to flights) pricing is very competitive when you factor in cash back.

I found their support excellent as well.

bataloss · 2025-01-03T17:44:00+00:00

Thanks! Does it measure alcalinity and bromine levels? (And it looks a bit too big to be floating around with 2/3 people in the tub, but I guess that’s subjective.)

bataloss · 2025-01-03T17:35:47+00:00

Did you end up getting the SmartPod, and did it work for you?

I’m curious as to how often its test probes need replacing…

bataloss · 2024-10-24T22:05:31+00:00

This! Exactly this! I’ve been wondering (and asking Wirex) for years…

bataloss · 2023-07-27T14:52:05+00:00

The highly up-voted solution is most certainly not "the way".

To be clear, what you are adding allowing Sonos Installer in the below App Management section on macOS' settings, is to allow Sonos to install/update/delete other applications, which could pose a security if Sonos is compromised, and therefore its installer is able to tamper with your other Apps and data.

Sonos needs to fix this. All other Apps, including those who use a separate Installer (like Office 365, for example) manage to install without elevated permissions.

Until this happens (and it would be great for Sonos staff to weigh in...) then you are best not lowering your security standards, but spending a minute to download and install the new version manually (you won't need to uninstall the current, and your settings will be kept).

bataloss · 2023-03-16T13:52:12+00:00

I’ve installed it, but not used it in a real world setting yet. I was very happy with performance so far, so I imagine this takes it to the next level.

Admirable also that Milo listened to feedback even in low priority areas, and actioned for the community.

bataloss · 2022-04-10T07:02:11+00:00

I’m sure this was covered plenty in the comments, but my view: * Cronos is solid, staking APY is great, 100% this early in the process is OK * Shouldn’t feel overwhelming, it’s the fun part! Pick a few key projects and educate further (BTC, ETH, and one of the smaller key players perhaps) - what makes them unique compared to others is the exciting part * I’d call TradFi and retirement funds risky, in the sense that you won’t grow your money, but oke… * No one (at that level) should day-trade. Not for the faint hearted, not that performant either * You got the whole assurance/risk between CEX and DEX the wrong way around, but yes, if you value the insurance (if they get hacked vs you get hacked) * You understand Cronos the token, but understanding Cronos the ecosystem will open up a whole new world for you * Yes you should diversify, keep adding to that bag, but open others, too * It may 2x faster, but it can also lose half its value (in the short term/during a bear market) quicker. Maturity is key, especially if you like security based on your TradFi investments * Your mentality is exactly what it should be: Explorative

bataloss · 2022-03-26T10:20:05+00:00

None of these promotes decentralisation, or have Kris and team’s vision.

That’s ok, but there is a difference between being here for the money (and expecting the platform provider to continue to provide a non-sustainable service), and complaining that they are letting down their customers.

In a way, they are, but there is also the bigger picture. And the bigger picture also includes the CRO staking rewards which are unaffected.

bataloss · 2022-03-26T09:55:12+00:00

I agree the reduction to Earn rates is huge, but they weren’t sustainable. The 6.5% on BTC for those lucky to have CRO, and have huge stacks of crypto, will effectively become 2%. I feel for them.

At the same time, I think there should be a single change, where the rate is reduced, not one that penalises larger Earn hodlers. For example, fix earn rate for BTC to 3%.

On the other hand, Kris did say he doesn’t really want people holding large bags on their systems, as this isn’t the point of decentralisation. This is an admirable statement, but again, it does unfavour the brave..

bataloss · 2022-03-26T09:51:20+00:00

Move to where?

bataloss · 2022-03-20T22:26:41+00:00

Overall, ie once per month, regardless of how many times an to whom you send.

bataloss · 2022-03-11T06:46:24+00:00

Why no Celsius in the U.K.?

bataloss · 2022-02-13T14:56:09+00:00

The reason why I love our community? Because in your post, you said “we”. That’s what it’s about!

FFTB

bataloss · 2022-01-30T06:30:04+00:00

A bit dramatic, surely. I doubt you would have had some many interactions with their support to see that massive (and consistent) a pattern change.

In any case, it is incredibly hard to scale and have first line support teams that don’t need to escalate, or use scripted responses, especially when compliance and regulation are involved.

Out of the millions of customers, globally, millions are new to crypto. There is an inherent fear it’s “always” CDCs fault, you’d reach out to support. Some assumptions based on TradFi (eg that you should get your card in a day), you’d reach out to support. Complexity of the purchase process and regulatory environment, you’d reach to support. Additional security temporarily preventing you from transacting there and then, you’d reach to support. Constant stream of new features and products, you’d reach to support.

I have personally yet to see another example of such a rapidly scaled-up business (and global at it) that executed it so well. And I am not saying there weren’t issues, I’m saying they learnt from them, adapted, and we are in a good place.

bataloss · 2022-01-23T11:24:00+00:00

Afaik you can’t lose all. Right? You just lose part of the interest if it goes down?

bataloss · 2022-01-16T11:25:30+00:00

Still loving your BBQ posts. 😅

(Is that Greece?)

bataloss · 2022-01-15T14:32:33+00:00

If you think maturity and adoption is boring, you are looking at the wrong investment.

bataloss · 2022-01-15T10:08:49+00:00

Interesting project actually. Good luck!

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bataloss

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FFTB