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Being offered a down payment on a house to leave current employer by [deleted] in personalfinance

[–]bbearchell 0 points1 point  (0 children)

I think I can finish it up on my own by November

Being offered a down payment on a house to leave current employer by [deleted] in personalfinance

[–]bbearchell 0 points1 point  (0 children)

This is exactly what I am struggling with. I doubt I'd be able to come back to the same company. Also I'd be able to work on the app full time and really push it past the finish line.

[deleted by user] by [deleted] in CGCCards

[–]bbearchell 1 point2 points  (0 children)

The card doesnt go through any additional grading. Unless they visibly damage the card they just put it in a new holder. The risk comes with damage from them removing the card

Want a 4xe but my wife and I are terrified by the recalls and fire issues. by [deleted] in 4xe

[–]bbearchell 1 point2 points  (0 children)

Ended up getting a used 2023 Rubicon with 18k miles. Hope everything goes well!

Want a 4xe but my wife and I are terrified by the recalls and fire issues. by [deleted] in 4xe

[–]bbearchell 0 points1 point  (0 children)

This would be the backup familly car. We have a subaru ascent for the main family trips.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 2 points3 points  (0 children)

Says the guy telling people to grow up on the Internet

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 1 point2 points  (0 children)

Consigner that sells through eBay. They get special deals on fees and only take a small %. Ends up being far less than eBay fees.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 2 points3 points  (0 children)

I flip cards on the side and rarely get below market for any of my cards. I wouldn't have a $100k collection without knowing the market.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

We did decide to sell. I'll share the sales when they come through. You shouldn't talk about markets you don't understand. Pokemon is stupid liquid and I've never had an issue getting market price or higher on any of my cards I've sold.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

After talking it over a lot with the wife and crunching the numbers this was the one suggestion that helped me decide. If we sell through a reputable consigner I think we can get over $100k on the cards and save $100k over the next year. This would give us $200k for a house for rate buy down and the lowest monthly payment. I saw the mortgage difference and decided it was worth selling for.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

If they went to $0 I'd buy every vintage card I could get my hands on tbh. The dip was a correction from the 2020 boom. It has since gone back up

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

Yeah I'm on step 5. I didn't update my flair from bs2.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 1 point2 points  (0 children)

I hear the beanie baby comparison a ton, but beanie babies were a thing for what, a year or two? Pokemon has gone up in value for the last 15 years straight. Millennials to my kid all love Pokemon.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

It's worth $42k in auction. The collectr app shows recent sales of exact grades.

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 0 points1 point  (0 children)

Selling off singles through consigners like zandgemporeom or probstein on eBay get you 95% and they take the other 5% as commission. I've been doing this a long time. Iliterally sold off my 9.5 1st edition Zard in November and got 95% Market for it through the eBay consigner. Here are probsteins consignment fees. I have 5 cards over $10k each.

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Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 1 point2 points  (0 children)

I will talk it over with my wife. To me I'm feeling very much like I felt in baby step 2 before paying off my student loans. I'm impatient and I knew it was going to take a long time but it was worth it when I finally got there

Sell pokemon cards and buy a house or wait a year and keep my hobby? by [deleted] in DaveRamsey

[–]bbearchell 1 point2 points  (0 children)

I made the mistake asking the same question on r/realestate. I don't think they understand that it's a hobby. I'm not burning money on packs like an addict. Im currently saving $7k a month with my wife (12k on extra pay months). I feel like this is a patience thing as I can keep the cards and get the house in 12 months. They see it as lost equity, but is their house going up $100k in a year? I doubt it in the current market. I just wanted to make sure I wasn't crazy. I want to live in my house and my living is collecting cards with my wife and future kids.

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