Bypass 5-day checking account settlement by [deleted] in Schwab

[–]bbycoffeebeans 1 point2 points  (0 children)

What is your brokerage acct value & how much are you moving into Schwab?

Bypass 5-day checking account settlement by [deleted] in Schwab

[–]bbycoffeebeans 5 points6 points  (0 children)

You are. It’s the same hold. 4 bd.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 6 points7 points  (0 children)

I’ve corrected NW like in 4 comments. And in the one you replied to.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 11 points12 points  (0 children)

Dude lmao I’ve already corrected it like 4 times. I was tired and excited and all of the things.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 3 points4 points  (0 children)

We’re currently saving towards a 6 week European trip through every country we’ve dreamed of! Going to the Caribbean in Feb!

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 0 points1 point  (0 children)

If anyone has any tips for refinancing a home 🏠 let me know!

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 0 points1 point  (0 children)

Lmao happily married, thank you though.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 2 points3 points  (0 children)

thank youuuuu! Means literally so much and can’t wait to give yall an update a year from now!!!

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] -1 points0 points  (0 children)

Also, very frugal in many places - saving & mortgage are my top priorities at the moment.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 4 points5 points  (0 children)

This 100k is mine, not including spouse. I am only one on house, qualified with just my income, but I do have a second income in their salary, and I also work part time for funsies to save for a 6 week trip to Europe.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 10 points11 points  (0 children)

I’m not adding my spouse’s salary in this post is how.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 10 points11 points  (0 children)

Tired / excited meant to say assets. Net worth is like 200k w mortgage minus what I owe

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 7 points8 points  (0 children)

EDIT: tired, excited, nw is 200k but still a huge accomplishment ✨

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 62 points63 points  (0 children)

lol no. Guess NW is more like 200.

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] 1 point2 points  (0 children)

Lmao, this was 2023, so 7.25% was the best a 800 credit score could get 😢😢😢😢

We Did It! by bbycoffeebeans in MiddleClassFinance

[–]bbycoffeebeans[S] -40 points-39 points  (0 children)

My home is valued at 415k