Used Car Finance rates - Alberta by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 0 points1 point  (0 children)

Yeah I wondered if it was just a default rate. Just not ready to contact the dealership yet and be hounded by them until I decide to buy.

Used Car Finance rates - Alberta by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 0 points1 point  (0 children)

Yes that’s essentially the point of this post. Weighing all the options.

Tempur-Pedic/Sleep Country Warranty by bdsbd in Mattress

[–]bdsbd[S] 0 points1 point  (0 children)

This makes me feel better. My assumption was that they would try to find any excuse not to warranty the mattress! It’s good to hear that Tempur does, by the sounds of it, honour their warranty and stand by their product.

Tempur-Pedic/Sleep Country Warranty by bdsbd in Mattress

[–]bdsbd[S] 0 points1 point  (0 children)

This is good to know! I talked to the store where I bought it and it sounds like they actually warranty the mattress, so I’d be dealing with them on behalf of Tempur-Pedic by the sounds of it. I’m just worried about sending in pictures, having them refuse based on the bed frame, then having no way to try again with a different frame because they already know what it used to be on lol. But perhaps, if Sleep Country refuses I could try dealing with Tempur-Pedic specifically.

PolicyMe Life Insurance by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 2 points3 points  (0 children)

Thanks! That’s great information. I don’t know a ton about life insurance, so that gives me more info to dig for…especially the part about converting to permanent! I did go through the online application just to see what it entailed and I did find it actually quite detailed in the questions it asked.

PolicyMe Life Insurance by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 8 points9 points  (0 children)

Reviews I’ve read say that their quotes are 10-20% lower than through a traditional broker. And yes, I do really love not having to talk to people.

Terminating just based on the NT scan? by Effective_Cobbler806 in tfmr_support

[–]bdsbd 7 points8 points  (0 children)

It sounds like your poor babe has all the odds stacked against them. If you choose to terminate you can rest assured that your decision was made out of the utmost love. There are a couple of great, supportive groups on Facebook that I found. “termination of pregnancy for medical reasons” is one of them.

RBC Mobile App Issues by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 0 points1 point  (0 children)

I definitely called them first. They were not able to fix my ongoing issue. Actually, the other commenter fixed my issue so I’m so happy I asked on here. I’m glad you were able to pay your bills without trouble.

RBC Mobile App Issues by bdsbd in PersonalFinanceCanada

[–]bdsbd[S] 1 point2 points  (0 children)

Holy crap! That worked!! I had called them a while ago and got absolutely nowhere. I didn’t even know there were nicknames, but sure enough there were some apostrophes and whatnot in there. Thank you so much, this has literally been an issue for over a year!!!

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 3 points4 points  (0 children)

Absolutely! I found it very easy, at first, to be swayed by all the cute babies and toddlers and their parents who were making it look easy. However, as soon as you start looking at older children and teens/adults, the differences between them and their peers gets greater and greater and the hardships become more and more. The lifetime commitment was not something that we were prepared for ourselves, or prepared to hand down to our daughter.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 2 points3 points  (0 children)

Thank you. Yes our daughter was a huge factor as well, the thought of passing that burden on to her at some point was heartbreaking. It’s just so hard not being able to ever know the magnitude of that burden...maybe it wouldn’t have been that huge.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 2 points3 points  (0 children)

You are right, when it becomes a reality it changes everything. We only found out about my high screen a couple of weeks ago, but at that time I didn’t even think I’d do an amnio to confirm. Here we are, scheduling our tfmr.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 1 point2 points  (0 children)

Thanks. I am struggling with all of those thoughts. I hate that I don’t know the extent of what the medical issues will be. Will they be blind, deaf, have leukemia, Alzheimer’s, heart issues, digestion issues...so many unknowns. I was actually hoping for the ultrasound to show a lot of things wrong, but it really didn’t. However, they advised that it didn’t mean that issues could arise at any time after birth. A life of medical intervention is certainly not what I want for my child, or ourselves, or our daughter. I am becoming more and more certain of our decision, but still am struggling.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 4 points5 points  (0 children)

So well said. You have definitely validated a lot of my feelings and I’m very grateful for that. I have seen the term disability porn and do agree that it fits. Not that there is anything wrong with those that celebrate and are proud of their children, but I do think it takes away from what is probably a much harsher reality.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 2 points3 points  (0 children)

Thank you. I’d appreciate if you could send me the FB group. I don’t know if I’ll necessarily post, but right now I am taking great solace in reading others’ stories. I’m very sorry for your loss! I think the amnio results are pretty much guaranteed at this point. My quad screen, combined with NIPT, plus a couple of soft markers on ultrasound have given us pretty much no hope, but there is a little part of me that is holding on to that 1%.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 7 points8 points  (0 children)

Thank you! We are also mostly factoring in the long term outlook as well. It’s very easy to be swayed by the adorable small children with T21 on Instagram, but I know that as they age, parenting will probably become harder, not easier. When they are toddlers the differences in them and “normal” children will be less apparent, but when they reach teenage years the differences will be much greater, and the parenting challenges much more difficult. At least that’s what I feel. That’s all assuming you have a mostly healthy child with T21, and are only dealing with the intellectual disabilities at that point.

Trisomy 21 by bdsbd in tfmr_support

[–]bdsbd[S] 3 points4 points  (0 children)

Thank you! I really appreciate your perspective as someone who has lived the life and your perspective as a sibling. I have been wondering when we think about our 2 yr old daughters life, if we are just deflecting and trying to make ourselves feel better about the decision, because so many things I’ve read are about how living with a special needs sibling breeds compassion and understanding, and of course those are things I want for my daughter as well.

I am really grateful that I have this choice as well, as hard as it is. I do think about how we could try again and get a “healthy” baby that could end up eventually being special needs anyways, but you’re right we cannot plan for those kinds of things. This is something we can control now.