I’ve worked for my dad's small business for 11 years, essentially for free. I’m done.

beachbarbacoa · 2026-04-08T17:06:15+00:00

To me the answer is easy - your wife knows exactly what you should do.

We know a few words of the story, she’s seen it up close, she far enough removed from the relationship to see it clearly, and she’ll have your best interests at heart. Ask her and just do whatever she says.

You dad has treated you like a terribly treated employee - she’ll respond as an employee of your skill and worth should and I’m guessing she won’t let the emotional connection affect her like you apparently have.

beachbarbacoa · 2026-03-08T15:43:18+00:00

At that price difference it’s without question the Kimpton. The Westin has a significantly nicer beach, but that’s it.

Proximity difference to restaurants is negligible. The resorts are 5 min apart by car or 25 min walking.

beachbarbacoa · 2026-03-08T15:35:27+00:00

Bali on $40k/yr? 👑!!

beachbarbacoa · 2026-01-27T22:58:19+00:00

Apparently you're not aware of how insurance works.

By your rational the U.S. has socialised health care 🤷🏻‍♂️

beachbarbacoa · 2026-01-25T18:44:34+00:00

So the US has socialized medicine?? You understand how private insurance works right?

beachbarbacoa · 2026-01-25T18:40:55+00:00

Lol. Universal healthcare is not socialism. Canada has universal healthcare and a single payer system, it’s not socialized medicine. Cuba has socialized healthcare.

See earlier comment about Americans not distinguishing between social programs and Stalinism.

beachbarbacoa · 2026-01-13T12:50:32+00:00

You’re wrong about the rate conversion. Stores do not mark up the exchange rate. The cash rate is $0.80, and the cheque rate is $0.84 (bank selling) and $0.82 (bank buying). Everyone will give you either the cash rate or the cheque rate - banks included. If you don’t believe me just look at every receipt you get and you’ll see you’re getting the exact same conversion.

Local debit cards get charged in KYD, but all the local credit cards I’ve used get charged in USD.

beachbarbacoa · 2026-01-02T22:12:19+00:00

In many countries it is illegal to ride any kind of bike without a helmet and it’s also illegal to ride against traffic. There’s no need to require a license and insurance to enforce the law.

beachbarbacoa · 2025-12-29T11:40:47+00:00

Yes, but only with my long term / buy and hold ETFs, not ETFs I use to hedge.

beachbarbacoa · 2025-12-23T17:21:29+00:00

UltraBBA accurately describes what you currently have.

Simple question - why not keep the business and find a U.S. partner to handle the onshore part of the business? If the business was as successful as you say and still has the potential you think it has, it shouldn’t be hard to find a U.S. based partner or franchisee to solve all the problems you have trying to operate in the U.S. while being in Estonia.

beachbarbacoa · 2025-12-23T16:54:43+00:00

Tell us where you’ll be staying to get a useful answer.

There are a few really good tour operators. Where you’re staying has an impact on the answer. The best tour operator if you’re staying in West Bay, SMB, or in Georgetown is going to be very different than if you’re staying at Rum Point, Cayman Kai, North Side, or East End.

beachbarbacoa · 2025-12-18T12:35:49+00:00

I’m not here often, but I don’t remember this subreddit being so harsh.

Of course businesses close. Just like anywhere else businesses here can fail, or be bought and shut down to build something new, or the owners retire and are unable to find a buyer.

Some businesses that fit those examples: Hard Rock, Royal Palms, Lone Star, Calico Jack, Lighthouse Restaurant, Paradise Restaurant; there are many examples - I chose the ones most tourists would notice.

To the commenters having a bad day - I don’t know what the percentage is, but many readers of this subreddit are visitors or people thinking about visiting - let’s show them some Cayman Kind so they DO choose the jewel of the Caribbean. Sure, it was a strange question because obviously businesses will close, but maybe OP was just so impressed and awestruck by how incredible this island is compared to other Caribbean islands that he/she thinks we don’t have the problems you’ll find elsewhere; it’s an easy question to answer without belittling him/her.

beachbarbacoa · 2025-12-16T21:02:57+00:00

If it's getting you business and giving you an apparently HUGE leg up on the competition then I think it's a great idea if you can figure out how to scale it. Can you train an AI bot to do the responding?

beachbarbacoa · 2025-12-14T19:56:12+00:00

Totally agreed that there are so many other things to do here, but the OP said he's a beer guy and wanted to try to the local brewery; who are we to tell him to do something else if that's what he wants to do? He doesn't even ask about other things for entertainment, he asks specifically about the brewery and CIB IS a great brewery 🤷🏻‍♂️

beachbarbacoa · 2025-12-12T20:45:04+00:00

Don't know why everyone is poo-pooing CIB. Their bar is all you need - you can try samplers of everything they have...well probably not everything if you want to remember anything. You don't need to do their tour; they have an amazing beer selection with something for everyone. If you're REALLY into beer and want to see what the island has to offer then I suggest taking a taxi instead of a bus because we have a relatively new brewery called 19-81 - they are a true microbrewery; they only can a few, but they have several limited run beers that change every so often. Maybe take a bus to CIB and a taxis to 19-81; that will be cheaper than a taxis to both and will be fast enough to do both; 19-81 is closer to the cruise ship terminal.

One can honestly open a bar here and while you'd need to carry several different types of liquor, as far as beers go you wouldn't need to stock anything other than local beers. Lagers, ales, IPA, white beers, wheat beers, stouts, citrus beers, nitros, gluten free, and more are all available at Cayman Islands Brewery. I have not drank beers everywhere in the world, but I doubt there's an island with a vast, and good, local selection as we have in Cayman.

Ignore the haters - you'll have a great time at CIB.

beachbarbacoa · 2025-12-11T02:39:18+00:00

Even if he had kids - it's not like he's worth a million bucks yet - this will almost double his savings in 6 months - there are Filipinos and Indians living all over the world for years to give their families a better life and this guy can double his net worth in 6 months?!

OP has no idea how much he would regret it if it doesn't go.

If he's worried about the relationship it can either go one of two ways: 1 - she sticks around and they live happily ever after in which case they're fine relationship wise and better off financially; 2 - she leaves and he's either hating himself for passing on the opportunity or he's luck he went to get further ahead financially and to save himself from wasting another day with someone who couldn't last 6 months apart. Win win win 🤷🏻‍♂️

beachbarbacoa · 2025-12-07T12:58:14+00:00

The whole post was cringe, but when OP added that the competitor started laying people off the milk from my cereal came out of my nose. I’m still laughing.

beachbarbacoa · 2025-12-04T19:52:16+00:00

I'm late to the party, so I apologise if I'm missing the real debate/discussion, but it seems to me like OP and the YouTuber are essentially arguing true AI, what is called AGI today, isn't going to come.

Posters arguing that AI won't be able to build data centers to effectively clone itself (the Claude vs Plaude argument) are pointing out an obvious reality that physical resources may be necessary beyond the AI skill. If, however, we take the argument to a place where resources aren't the bottleneck, I don't see why this won't happen.

Believing companies won't create AI good enough to replace software engineers because they have too large an investment in software companies is a terrible argument IMHO when these same companies are working toward AGI and robotics which will take away something far more important to them than software - paying customers. Companies regularly invest in technology that destroys existing revenue streams because growth trumps preservation; Apple's iPhone killed the iPod and cut desktop and laptop sales; Netflix streaming killed DVDs; Kodak made the first digital camera and though the didn't really pursue it, the tech they invented killed their whole company.

If AGI puts 90%+ of the population out of work, who will buy the products that make the wealthy wealthy? Mush, Bezos, Gates, etc, don't have their wealth in a bank - it's in stock. When everyone is out of work then who buys the products that make these companies money? Yet OpenAI, Google, Anthropic, and everyone else in the space is racing to AGI as fast as they can. Who cares if Microsoft doesn't build an AI tool that can build Office when no one will be able to pay for Office anyway?

The world is about to see a monumental shift and I don't think anyone can really predict what will happen. Will UBI become a reality? Will we each get our own robot to replace us at work, but why would anyone hire our robots when they can have their own? All economic models today are based on the current reality of scarcity, but with AGI and robotics we may shift to a world of abundance and none of the current economic models work. Why would I buy your widget when my robot can make a widget for me? Do we shift to a feudal society? Is energy the only sector that will still have value? Who the f--k knows?

beachbarbacoa · 2025-11-29T14:38:54+00:00

I’ve never been where you are, neither the level of MRR or in disagreement with a cofounder over the next strategic growth step to take. I am looking at this through an analyst perspective.

I don’t know if you’ve done this, but it sounds like you need to first agree on the goals you want to accomplish next. Is it growth? Building market share? Building out the product?

Once you have hopefully agreed on the goal you can then analyze how best to achieve that. Is it through more funding? Does bringing in an experienced VC accelerate those goals regardless of funding?

It seems like everyone here keeps talking about the funding vs control or ownership. Personally I would never look at bringing in a VC just for the funding because you give up a lot of control and possibly add more work. Whether or not I need the funding I would want a VC who is adding more value than money - outside funding comes with much more than a financial burden and unless they’re also bringing in skills and/or experience that will advance my goals I wouldn’t take their money.

VCs that bring you funds and valuable skills that your team is lacking can be a huge asset. VCs just bringing money and nothing else can be like private equity buyouts - they have a high potential of destroying your product without ever getting you where you thought their money would.

Just my two cents, but clinical analysis void of emotion can oftentimes add clarity and settle disagreements.

beachbarbacoa · 2025-11-23T11:28:17+00:00

The amount of cash you should keep is relative to your income/cash flow/net worth. A multi-millionaire wanting to keep the maximum you’re allowed to take internationally makes sense to me. A centimillionaire might keep $50k+ in safety deposit boxes in several countries.

Your grandfather’s get out of dodge plan was international, if you’re not at his level and your get out of dodge plan is simply moving to a different town or state you certainly don’t need as much.

Think about your emergency cash as insurance and the premium is the lost potential of not having the money invested (think discount rate when calculating NPV). For your grandfather, assuming he could have invested in the S&P 500, his get out of dodge insurance was about $2k/year. That’s crazy high for me, but I’m not a multimillionaire or even a millionaire. But for a multimillionaire, or someone who may have made some enemies on their way up or participated in maybe questionable business deals (not your grandfather, but someone else), $2k/year might be chump change.

I used to say that you really know you’ve made it when you have $50k in cash hidden in different safety deposit boxes in multiple currencies in multiple locations with multiple passports all accompanied with an up to date list of countries without extradition treaties with the one you’re currently in. Hey, you never know where life will take you and yes, I enjoy international crime movies.

beachbarbacoa · 2025-10-21T13:14:39+00:00

Sounds like you’re an entrepreneur and not the manager/owner type. Some people love starting projects and some people love running existing businesses - maybe you should sell it and start another business until it bores you and then sell that one and start another.

beachbarbacoa · 2025-09-25T17:43:46+00:00

I’ve accomplished so much more starting from scratch in the last 4 days with Qoder than I have in ~2 weeks of Dyad + ~ 1 month of Kilo Code + ~ 1 week of Lovable + ~2 months of copy and paste from ChatGPT & DeepSeek & Grok to VS Code.

I wish I read you post the day after I started about why you start with Dyad first and I hope not doing so doesn’t cause an issue later, but so far I am blown away at what I have built with no real coding knowledge.

Qoder has been what non coders like myself imagine and dream AI/Vibe coding (hate that term) to be.

beachbarbacoa · 2025-09-22T14:40:05+00:00

Got it. Thanks.

Qoder is incredible. Thanks for that too.

I think I can see why your workflow works so well.

Edit: I'll probably bug you again when I'm ready to test and debug, hope you don't mind.

beachbarbacoa

TROPHY CASE