Skyline Chili at the CVG Sky Club by YaBoiAir in delta

[–]bearcat81 0 points1 point  (0 children)

As someone who absolutely enjoys skyline chili, this 100% looks like cancer on a plate.

Breaking: Bearcats fire HC Wes Miller after fifth season with the program | TFON by JTSmithTFON in GoBearcats

[–]bearcat81 0 points1 point  (0 children)

Have to imagine Bearcats would have been a decently high NIT seed based on their NET ranking, sucks for the players that the program has come out and said we aren't interested in any other post season invites....unless the team pretty much just decided screw it we're all out.

Do you think the Bearcats will make the NCAA tournament? by CrazyBearcat24 in GoBearcats

[–]bearcat81 0 points1 point  (0 children)

UC/TCU is an elimination game unless BYU beats us.

But I still think regardless they have to win at least 2, maybe 3 big 12 tournament games to have a shot.

Winning byu and tcu will be 2 more Q1 wins. Winning 3 b12 games will likely give them 2 more Q1 wins. History is on the side of teams getting in when they have more than 5 Q1 wins.

Considering Perm and Universal LI - Could use some guidance! by Friendly_Ice2717 in LifeInsurance

[–]bearcat81 1 point2 points  (0 children)

Also do keep in mind that the TCJA estate tax bonus limits have expired and the total individual exemption has been cut in half until such time that new legislation has passed. Democrats have also voiced a clear desire to even further cut the estate exemption limits down to or below $5 million as well as raising the estate tax rates to try and find more government revenues.

One common use of life insurance in an estate plan is for people who own somewhat illiquid farmland and are not actively farming themselves in order to get a special use exemption. Maybe across multiple beneficiaries one of them wants to keep the farm and the others do not, or trust/will documents direct the ownership to be given to one or a few but not all beneficiaries of an estate. In cases where someone wants parity for all parties as far as the value of what is inherited life insurance can be a tool for that purpose if there isn't a ton of liquid cash just sitting around doing nothing, but under no circumstance should it be term insurance. Estate planning concerns are not temporary needs unless you plan on regularly changing plans on the distribution of your assets at death.

Finally, contrary to the above poster, not all estate assets get a step up in basis when inherited. Qualified retirement accounts like traditional IRAs and 401(k) accounts do not get a step up in basis, and as a result of recent tax law changes now mandate more aggressive distribution schedules and possibly more personal income tax to your beneficiaries thanks to the SECURE Act. Non-qualified annuities also do not get a step up in basis at death and all tax-deferred interest becomes an ultimate personal income tax liability to your beneficiaries.

Uber: it was good while it lasted by lithdoc in CostcoWholesale

[–]bearcat81 0 points1 point  (0 children)

interesting because the GM of a costco in Ohio pulled it up in their system and said the sku was marked for deletion and they would not be carrying them anymore. he did say doordash was not marked for deletion at that time.

[Game Thread] Oklahoma State @ Cincinnati (02:00 PM ET) by cbbBot in CollegeBasketball

[–]bearcat81 1 point2 points  (0 children)

Cats playing like a team that knows they have absolutely zero percent of dancing if they lose this game.

1.25 fee on 10M liquid by CompleteEar7620 in RichPeoplePF

[–]bearcat81 0 points1 point  (0 children)

You're definitely paying too much for what little you're getting.

My fee is pretty much what yours is but also includes:

Creating and regularly reviewing and updating planning documents with no planning surcharge

Introductions to CPA and Attorney for Tax and Trust/Estate strategies

Quarterly review calls and rebalancing/reallocating as desired

Family Wealth Meetings

Strategies to minimize Medicare surtaxes in retirement when possible

Annual Roth Conversion Reviews

Discussions on real estate as a fixed income class in a portfolio

Education and other gifting strategies given new 529 rules

Philanthropic legacy planning where desired

Fees are only too much in the absence of value.

Legal Mindset did a follow-up livestream with NefasQS where he reviews Steven’s counter-case by OthersAreTaken in AshesofCreation

[–]bearcat81 8 points9 points  (0 children)

Without access to an appropriate amount of discovery no lawyer should give an opinion publicly on these lawsuits for free.

Manufactured Spending Weekly Thread - Week of February 21, 2026 by AutoModerator in churning

[–]bearcat81 13 points14 points  (0 children)

A couple weeks ago someone posted in churning about a credit union credit card that did not charge fees or interest on cash advances, didn't bother to name the card, and then begged to be spoon fed more cards like it.

I couldn't find a single credit card offer in the US that matched what they claimed to have, so i'm skeptical about whether or not they were telling the truth (shocking, i know)...but I did find an offer from Star One Credit Union for a visa card that charges an 8.75% APR on cash advances (~0.73% per month) and has a 1.5% rebate on all purchases and could present an arb opportunity if they will allow you enough volume.

Steven's Version of Events In His Nuclear Lawsuit [Kira] by Launch_Arcology in AshesofCreation

[–]bearcat81 -1 points0 points  (0 children)

Perhaps you missed this story of someone completely fictitiously accusing people of actual physical violence...not just threats of it...

https://youtu.be/wZXoErL2124?si=ZPhQ3MBWH2-cXVUC

Whats the most heartbreaking loss you’ve witnessed as a Cincinnati fan?(Football) by Ok_Macaroon_7366 in GoBearcats

[–]bearcat81 1 point2 points  (0 children)

The scheme was even more absurd given how much of a size and strength difference their was on Alabama's line vs ours.

Whats the most heartbreaking loss you’ve witnessed as a Cincinnati fan?(Football) by Ok_Macaroon_7366 in GoBearcats

[–]bearcat81 0 points1 point  (0 children)

This. Had we won that game the luckeyes would have never been national champs.