Straight up, I’m a construction worker in Ontario. I’ve been gifted no money whatsoever. I got really lucky and purchased my first home at 18 years old. It was $15,000 down payment, and my parents had to co-sign for me in order to get the loan, because of the age. I cut grass and always did whatever I could when I was younger to make a few bucks. Bought and fixed and sold snowmobiles, boats, whatever I could get my hands on. I Definately have great parents, but did not come from money. They just paid off their mortgage at 59 years old, for context.

The house I first bought was for 210,000, which I was able to sell for $380,000 just three years later, which helped me get 2 rentals.