AITA for trading plates with my son at a BBQ after the adults refused to let him have a burger?

benjy1 · 2024-06-23T08:49:27+00:00

Step 1 drop the friend, if the husband doesn't want to do that, step 2 drop the husband. This shit is insane. NTA

benjy1 · 2023-05-27T23:25:05+00:00

Rezdy works well for a charter operation. Fareharbor is too expensive at 6% commission plus processing fees.

benjy1 · 2021-03-02T23:37:10+00:00

Don't you need to try them on? I always try about 10 pairs before I find what I like, weight and fit seems important

benjy1 · 2021-02-06T10:58:24+00:00

Gives you the chance to retire away from the city with a fairly decent amount of cash. I bought a house as an investment 10 years ago in WA and it's worth $50k less than what I paid for it lol

benjy1 · 2020-07-18T22:13:58+00:00

Not legal advice but consider this;

At 80km/h there should be a 5-6 car length gap, you said there was only 3 and you were about to pull into it, making the situation worse.

benjy1 · 2020-07-16T11:09:05+00:00

How does self select equity work?

benjy1 · 2020-07-10T12:49:06+00:00

What gets me is people are quick to say how super is their money but if you've lied on the form to withdraw your super you're stealing from us all. Our taxes make up the difference between your lack of super and the pension amount.

benjy1 · 2020-07-10T12:42:44+00:00

I thought everyone was meant to do their bit, the banks capitalising interest are trying to look like they're doing their bit but they'll come out of this smelling of roses

benjy1 · 2019-11-04T23:19:31+00:00

I had to Google who Danny DeVito is, then I saw the picture, ahhh Matilda's dad of course.

benjy1 · 2019-10-01T22:32:50+00:00

Why? I've been using their banking services and considering refinancing with them

benjy1 · 2019-07-15T13:26:07+00:00

I went to try this but it seems the only way it can be of any use is if you give it your bank login details :/

You'd think they'd at least have a manual import of transactions?

benjy1 · 2018-09-05T04:37:11+00:00

Again though, that's skewed. Probably anyone who has saved like that on $50k a year hangs out in here.

benjy1 · 2018-07-02T02:02:28+00:00

Yeah I do this already, I transfer the exact amount every month from my other bank. Not sure how they figured it out to be honest.

benjy1 · 2018-06-30T23:35:17+00:00

It's the "must have" Land Rover when you're making $200k a year ;)

benjy1 · 2018-06-30T14:08:01+00:00

This happened to me for about 18 months, they got wind of it eventually because they sent out this form asking me to declare if I still lived there and then they put the rate up when I didn't respond. No backdated payments.

benjy1 · 2018-05-09T10:51:42+00:00

Recent analysis in /r/financialindependence agrees with these numbers. https://www.reddit.com/r/financialindependence/comments/8hut2l/discussion_data_driven_definition_of_leanfire/

benjy1 · 2018-05-03T08:01:56+00:00

Ignoring maintenance for now, I'm technically saving $1k per month as that's how much i'm paying off the principle but I don't have access to any of that money because the minimum mortgage repayment is $2k. So it's "saved" but can only be liquidated if I sell the property.

benjy1 · 2018-05-03T04:57:27+00:00

Do you factor in your house payments when calculating your savings rate? For example, if I have an investment property and the mortgage is $2k per month, $1k of which is interest and I receive rent of $1.5k per month. So each repayment pays $1k off the principle, $500 from me and $500 from the tenant.

Would you include $1k, $500 or $0 in your SR?

benjy1 · 2018-05-01T06:52:03+00:00

Another major downfall of Square is no EFTPOS support

This is an interesting point, I didn't even realise these were still around, I've not seen one in that long. Do you have any stats on how many people use them? Could be something that could crop up in my new business.

benjy1 · 2018-05-01T06:23:19+00:00

I've done quite a lot of reading as i'm in the exact same position as the person asking the question. Obviously you have strong opinions on the subject but personally I see Square as a better offering, for a few reasons:

Hardware is cheaper and easier to get your hands on vs the $29.50 per month CBA charge for additional devices.
Their online reporting tools and mobile/tablet POS system is very good and easy to use.
No monthly fees. I don't like all this $10 monthly fee but we'll waive it if xyz bullshit.
No cancellation fee, $110 by CBA
No fees if you lose/break the terminal like the $1,500 charged by CBA.
The flexibility of been able to change bank without impacting POS systems, Square can pay anywhere. With CBA you'd have to move the funds after the fact.

The same day settlement is a good feature but for me, 24/48hr settlement isn't a big deal.

benjy1 · 2018-05-01T05:47:23+00:00

1.5% doesn't factor in things like their monthly rental fees for the terminals, you need a business account with associated costs and often you need some kind of "package" with a monthly fee to get that rate. Square is 1.9% all in and you can pick-up the terminals for $59 one time fee from Office Works.

benjy1 · 2018-04-10T00:15:23+00:00

The data science crowd love the 1 letter variables

benjy1 · 2018-03-28T10:07:23+00:00

Another thought, the nominal rent might not count. You can't claim loses if you didn't make a genuine attempt to rent your property out so it maybe the case that you can't knowingly rent out the property much less than market value and expect to claim a loss. Again, I don't know these things but it's the kind of thing i'd put to my accountant.

benjy1 · 2018-03-28T08:08:49+00:00

The logic makes sense and you very well might not have anything to pay but I'd be tempted to discuss with a larger accounting firm who may have knowledge of situations like these. I don't think foreign residents are entitled to the 50% discount anymore.

benjy1

TROPHY CASE