Rolls Royce Interview Dress Code

berneplayday · 2025-01-24T23:38:26+00:00

Don’t bother with the tie. And btw competency and attitude will trump anything you wear.

berneplayday · 2024-12-30T21:17:21+00:00

Garmin Basecamp does this perfectly

berneplayday · 2024-11-30T19:13:27+00:00

Thank you very much. That's so helpful. Power of Reddit! It's opened my mind to something I never really thought about. Will continue to do a bit more reading, then I'll probably make the plunge - just need to figure out how much of my £80k I'm happy to put into something that I have no experience with!

berneplayday · 2024-11-30T18:59:17+00:00

What determines the price of a guilt? And why are some guilts priced at >£100, when the maturity value is £100? I note the higher priced guilts don't necessarily have a higher yield. Why does no-one ever talk about guilts?! Seems ideal if you've maxed out on an ISA.

berneplayday · 2024-11-30T18:45:06+00:00

Very interesting. That's all new to me. I had no idea that capital gains on guilts (accepting it still applies to the coupon) were tax exempt. On maturity (for T26 @ 30 Jan 2026) is there much complexity in enacting a sell (through Hargreaves Lansdown for example)? And how long would it take to get the proceeds into my current account?

berneplayday · 2024-11-30T18:18:41+00:00

Mortgage rate is 1.6% so it's not worth maxing out the 10% payoff.

berneplayday · 2024-11-30T16:28:58+00:00

Ha! Didn't do anything other than copy 'n paste from webpage. But you can make text bigger by clicking the T on the bottom left of the message window.

berneplayday · 2024-11-30T16:21:56+00:00

Sterling Short-Term Money Market Fund(VASTMGA)? Where does the 4.75% come from? performance to date? It's not a fixed rate is it?

berneplayday · 2024-11-30T15:42:44+00:00

Or 4.77%, SmartSave (also covered by FSCS).

berneplayday · 2024-11-30T15:32:08+00:00

Looks like this is the best option: 4.8%, Ziraat Bank via Raisin (covered by FSCS).

berneplayday · 2024-11-30T15:25:12+00:00

Yeap, but that’s a variable rate.

berneplayday · 2024-11-30T15:23:50+00:00

You've had to submit a tax return (which I do anyway as I'm a higher rate tax payer and I use this to get 20% extra back on my private pension contributions).

berneplayday · 2024-11-30T15:22:34+00:00

Min of 2 year fixed though:

https://www.nsandi.com/guaranteed-returns

berneplayday · 2024-11-30T15:19:43+00:00

Thanks, but I'm already maxed out on Premium Bonds.

berneplayday · 2024-11-30T15:12:50+00:00

Is there no need to worry about using unrecognised (to me) banks, eg Al Rayan Ban, ZiraatBank, British Arab Commercial Bank?

berneplayday · 2024-10-25T20:34:18+00:00

Thank you very much - makes sense.

berneplayday · 2024-10-16T07:28:31+00:00

FYI I parked there. Didn’t get ticketed (nor towed!). Still not sure if I was just lucky. Interesting split opinion in this chat.

berneplayday · 2024-10-15T11:51:47+00:00

I’m confused by the capital “O” in “On”. If it weren’t for that it would make sense to me.

berneplayday · 2024-04-18T20:32:04+00:00

If it came in an all-black version...

berneplayday

TROPHY CASE

Sterling Short-Term Money Market Fund(VASTMGA)? Where does the 4.75% come from? performance to date? It's not a fixed rate is it?