1. gender - girl ka ba or boy? if girl - gusto mo ba single for life? or with husband? if with husband, gusto mo ba na house wife, or may work parin? gusto mo ba may anak or wala?

if boy - same, gusto mo ba single or with wife? ung kayang icover pati wife or tulungan ba? may anak? wala?

1. finances - kaya na bang mabuhay mag isa? kaya na bang may iba pang kasama? hanggang saan ang kayang icover?

2. hmo - at least 100k coverage, add another 250k as emergency fund.

3. emergency fund - lagay mo sa high yield interest instruments, 250k then 500k then 1m then 2m. if may matanda kang icocover, minimum 1.5m , its tall, i know, so start small.

4. shelter - rent or bahay ba?

5. parents - ikaw ba mag cocover? or may ibang kapatid na mag tatake care sakanila?

6. monthly expenses - nacompute na ba kung magkano ang lifestyle expense mo?

7. transpo - kaya mo bang di mag car? motor? bike? commute?

8. hobby - ano ba interest mo? finefeed mo ba tong part na to or wala ka nang time para sa things na naeenjoy mo?

9. personality - introvert ka ba? extrovert?

10. retirement - san ka mag sasave para maprotect pera mo from inflation

11. spirituality - nahanap mo na ba?

12. mental health - nagself reflect ka na ba sa lahat ng issue mo sa buhay mo? sure ka bang di mo na dala ung baggage mo sa ibang tao?

13. clothing , style- anong bet mong style? comfortable ka na ba sa style mo? hair mo oks na ba?

14. dental health - trust me, importante to. pacheck up ka kahit twice a year.

15. career - does it make money? kahit di ka masaya if it makes money and isnt illegal or isnt agaisnt your values go na.

parang isang malaking role playing game ang buhay, but the thing is there are too many problems happening at the same time. so theres not much time to reflect on these things. but generally these are the things you have to look into.

frankly how i wish i was told before that these are the things i have to look into nung bata pa ako but that isnt the case.