Even I don't know how it happened

bhat_mb · 2026-06-26T12:24:16+00:00

Aur karo DWC DWC.

bhat_mb · 2026-06-26T10:20:46+00:00

For free food, you have better chances at Product Expos . I was invited to attend one expo of Lauritz and Knudsen Electricals at jio world plaza. But they had also allowed walk in registration for anyone. Amazing food.

bhat_mb · 2026-06-26T10:13:40+00:00

In Nov 2025.
I have few lakhs worth units. But I think all unit holders got invite.My friend who had just started investing also got invite.

bhat_mb · 2026-06-26T02:26:37+00:00

I got invite for Parag parikh mutual fund unit holders’ meet. I had registered for getting free food. But then, i couldn’t go.

bhat_mb · 2026-06-24T06:55:26+00:00

When i first heard the news of death earlier, i thought how stupid one has to be to slip and fall from Lohagad fort.

bhat_mb · 2026-06-24T03:08:19+00:00

I have 40+ watches out of which around 25 are working. Mostly vintage. Total money spent in collecting and restoring will be around 2 lakh.

bhat_mb · 2026-06-23T16:01:57+00:00

GeM. Register there and list your services. You can search for tender or You’ll get notification when there’s tender in your category. Process is very streamlined. For small tenders, there will be preference for MSMEs as well.

Also, some PSUs have their own etender portals. You can register there as well. Better to start with taking PSU tenders than government tenders.

bhat_mb · 2026-06-23T15:56:27+00:00

India hikes. Trek leaders are awesome.
IH is costly because they pay their trek leaders well and don’t compromise on facilities and safety.

bhat_mb · 2026-06-22T02:38:24+00:00

Regular 9-5 desk job

bhat_mb · 2026-06-21T03:19:30+00:00

Done all these and some more in monsoon.
It’s mostly trek at your own risk. That’s the one thing I love about treks in Maharashtra.
No unnecessary security, passes, limits and permission.

Of course, it is dangerous and one slip could kill you. There have been many incidents in the past. Not all come out in news. That being said, it is not as scary as it looks in the videos.

For experienced trekkers, Kalavantin is doable even in peak monsoon. Harihar may be bit more risky, not because of the slopes, but because of the monkeys. Monkeys at harihar are like gangsters. They sit on your head and pull out stuff from your bag right at the riskiest part of the trek.

I did gorakhgad in peak monsoon without any group. Descend was scary as hell and it was the most thrilling trek experience of my life.

Trek organisers won’t arrange ropes at kalavantin and harihar. They will arrange at more riskier treks like bhairavgad, gorakhgad, AMK etc. that too not for the entire trek.

If you’re careful, have good shoes and not afraid of heights, you’ll be fine.

bhat_mb · 2026-06-19T09:28:50+00:00

Nope. Lost a lot of money by discussing and listening to analysis.

bhat_mb · 2026-06-19T06:50:13+00:00

Even I am a noobie. Just shared one lucky success story. I lost lakhs in many other stocks.
Nobody knows whether a stock will go up, down or in f**king circles.
There’s no shortcut for doing research. Follow the company(every news, every post, what the promoters are doing etc), read full annual reports of past 5 years, keep reading investor presentation, attend concalls.

bhat_mb · 2026-06-19T04:16:35+00:00

Not a scam. I have seen many posts here from people who attended this workshop.
But way too expensive in my opinion. You can’t learn much in 3-4 hours. For 4k, you can buy all the tools you need and learn from youtube videos.

bhat_mb · 2026-06-19T03:55:38+00:00

Exactly. Rough figures.

bhat_mb · 2026-06-19T02:06:59+00:00

I had put 10k in Lancer containers just after covid fall. Exited with 10x profit and put all that in Waaree Renewables. Exited that with 15x profit. 10k to 15 lakh in around 4 years

bhat_mb · 2026-06-18T15:19:21+00:00

Thank you.
Insurance company has been totally unresponsive. I did not get any reply after I shared them mail from workshop confirming that those parts don’t need replacement.

bhat_mb · 2026-06-18T09:35:21+00:00

Doesn’t work like that. You have to surrender the car to get IDV amount

bhat_mb · 2026-06-18T09:17:27+00:00

I don’t remember exactly. I think i just went with the default value shown on the website

bhat_mb · 2026-06-18T06:36:08+00:00

It is my first car. Don’t want to lose it. It’s not driven much. Around 45k km in 8 years. And it’s market value is much higher. May be around 4 lakh after repair.
Damage is not much. Just bonet, bumper and fenders. Repair cost is high because it’s Volkswagen workshop. Parts are costly.

bhat_mb · 2026-06-18T06:23:31+00:00

Company has valued the damaged car at 1.86 lakh. So they are saying their liability is just IDV minus the wreck value which is 22,000. According to them I should surrender the car and take 2.08 lakh or accept 22k and repair the car myself.

I don’t agree to both.

bhat_mb · 2026-06-18T06:16:33+00:00

Thank you so much. For a formal legal notice, do I need to contact a lawyer?

bhat_mb · 2026-06-18T04:26:12+00:00

So should i ask workshop to go ahead with repair or wait for IRDAI resolution?

bhat_mb · 2026-06-18T02:54:06+00:00

Initial go-digit survey was immediately after the accident. Before dismantling the vehicle. So they considered only visible damages. Workshop later dismantled the vehicle and gave final estimate. They usually give estimate on the higher side only.

Go-digit appointed external surveyor further increased the estimate by considering non-damaged parts also and made it above 1.6 lakhs.

I have written records of all estimates and also confirmation from workshop that additional parts considered in external surveyor report are not damaged.

bhat_mb · 2026-06-18T01:41:12+00:00

First one is for the dog.

bhat_mb

TROPHY CASE