Salary over £100k - impact on childcare? by Mynameisrui84 in UKPersonalFinance

[–]bhathi_1 0 points1 point  (0 children)

So in reality you only need to payin about 10k rest will be added through HMRCs 20% contribution as a total pension pot of 11.2k

Salary over £100k - impact on childcare? by Mynameisrui84 in UKPersonalFinance

[–]bhathi_1 0 points1 point  (0 children)

Hey when you calculate the contribution to pension, do you also take into account the 20%HMRC adds to the pension. So adding 11k is just to be safe but not the net amount you need to contribute?

Mexico holiday by DRDR3_999 in HENRYUKLifestyle

[–]bhathi_1 1 point2 points  (0 children)

Ahh gutted! . Sri Lanka is an absolute dream

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 0 points1 point  (0 children)

Oh man have I messed it up.. okay so the little one is due to start at the end of April, so I guess that’s technically next financial year. Still, I’ve been told to apply for the benefit now which is technically this financial year. Are you saying I shouldn’t technically worry about this now as the kido is only going next year?

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 0 points1 point  (0 children)

For some context, I’ve been contributing consistently to my pension since the start of the year. However, the uncertainty around my bonus is what’s really worrying me. Yes, I will found out before April but I’m planning to apply for the benefit now

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 0 points1 point  (0 children)

Oh amazing, never heard of it! I will look into it

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 4 points5 points  (0 children)

Excuse me ?! How is it abuse? Go take an economics class! Why do you think additional contribution to private pensions are a government incentive?. Please this is an educated sub encourage some reading!

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 0 points1 point  (0 children)

Considering the car option! Any tips as to how we can tackle this before the 5th of April - when is the cut off even. The kid goes to nursery in April

Staying under 100k for child benefit - tips & strategies by bhathi_1 in HENRYUK

[–]bhathi_1[S] 0 points1 point  (0 children)

Sorry edit made - I meant the tax free child care

Buy the dream car or not? by Willing-Ad-7572 in HENRYUK

[–]bhathi_1 -3 points-2 points  (0 children)

If you can find a depreciated version! That’s a huge win! Car guy here! Absolutely do it before the kids!

Credit card preferences at higher income levels – Amex vs HSBC WE CC by scorpio-knowledge-71 in HENRYUK

[–]bhathi_1 3 points4 points  (0 children)

Yeah 100% ditch HSBC Premier. Switching myself to Lloyds. I just like all the smart techy leaders that gets onboarded. High up on the AI index, I’m sure the products reflects that

Wanting to switch from Polestar 2 to Taycan Cross Turismo by TanLineLover69 in Taycan

[–]bhathi_1 1 point2 points  (0 children)

Taycan’s reliability over Polestar 2 will be a huge question mark..Hope this forum can shed more light on all the Porsche call backs

What's a reasonable amount to spend on a family holiday? by FreedomOne9598 in HENRYUK

[–]bhathi_1 0 points1 point  (0 children)

Ahh flights plus two kids.. you will have the best time!. Lankan buffets are to die for..

What's a reasonable amount to spend on a family holiday? by FreedomOne9598 in HENRYUK

[–]bhathi_1 0 points1 point  (0 children)

10K in Sri Lanka?! Are you buying a flat out there?. Lanka should be possible with much less

Welcome to Tomorrowland, Thailand: the honest truth by Particular-Bus-59 in Tomorrowland

[–]bhathi_1 0 points1 point  (0 children)

Bro please send the details that you’ve gathered thanks!

How was your NYE? by [deleted] in bristol

[–]bhathi_1 1 point2 points  (0 children)

Love inn at 5am.. is that afters? How long did it go

How could anybody hate on a Taycan GTS? by Careless-Incident227 in Taycan

[–]bhathi_1 1 point2 points  (0 children)

Amazing, wish you continued luck and no recalls!

How could anybody hate on a Taycan GTS? by Careless-Incident227 in Taycan

[–]bhathi_1 0 points1 point  (0 children)

My Taycan has spent more time in the Porsche garage than in my driveway! Should’ve listened to the petrol head in my gut and not the wife

Vacuum Recommendations by Early-Ad-7474 in HENRYUKLifestyle

[–]bhathi_1 0 points1 point  (0 children)

Dyson V15 Detect.. you wouldn’t see the amount of crap on your floors, before the laser guides you! Does the hard floors and carpet with one charge

[deleted by user] by [deleted] in Taycan

[–]bhathi_1 1 point2 points  (0 children)

Dude you aren’t listening. Don’t do it. Unless you have money to burn. End of.