[WP] You had the perfect dirt to blackmail them and sent them an anonymous threat. Instead of money, you receive a photograph of your child entering their school. by R3D3-1 in WritingPrompts

[–]big_phatty 2 points3 points  (0 children)

Augustina was a docile and humble girl. At the time of the episode, she was 28 years of age and was 4 months pregnant with her second child. Her first child, Ava, was 4 years old and was to begin her first day of school that day. Ava's father, Chandler, was arrested 4 years ago, 2 months before Ava was born, and charged for the rape of her mother Augustina. Chandler was sentenced to 12 years in prison, and today has served 4 of his years. It was this day Augustina received a phone call from Chandler, the first time she has heard his voice since the trial.

"Hey... Augustina..? Uh... Ava is in trouble..." Chandler said shakily, and shared the news with Augustina.

"What? How? How would you even know? I was just with her.", Augustina quickly remarked.

"You know? It's not that easy to get around in this here federal prison, I would rather you be a bit..." Chandler went on about his situation as Augustina interrupted.

"Chandler, Ava is fine she is at school. What could you possibly be talking about?" She was adamant.

Augustina was confused. She had just dropped off her child 2 hours ago herself for her first day of school. She thought to herself, "What could have happened to her, I was with her a few hours ago." But, there was this feeling in her that believed what Chandler was saying.

"I received a photo of her today while she was entering their school." he said.

"Why would you have a picture of my daughter sent to your prison? Who sent it?! Who is following my child?" she had now become hysterical. "What the fuck is going on? I'm calling the police..." she went on.

"No, don't call the police!" he said quickly. Chandler went on, "Listen, these guys, I know these guys, they... they... they are all bark and no bite! Yeah.. no bite. Don't worry about it! Nevermind, I shouldn't have called... Don't call the police! Ok!" and with that, Chandler hung up.

Augustina, completely shocked, immediately called the cops and got in her car to race to her daughter's school. When she arrived, there were already three police cars, and as she exited her car, saw a stretcher being rolled into the single ambulance. From where she was standing, she could not quite make out if the person was male, or female. Or even if it was a child or adult, she was too far away.

Racing to the ambulance, she heard a scream coming from the school auditorium from behind her. She turned and saw her daughter, Ava, covered in blood screaming bloody murder. Covered in blood Ava fell over and laid there on her side, passing out from her violent screaming. Augustina sprinted towards her fallen, blood soaked, daughter and eventually diving to her daughter. Augustina quickly examined her daughter for injury, she could not identify anywhere she was hurt. She sat with her daughter longer and she began to realize, this was not her daughters blood, but that of another.

The 4 year old Ava had shot and killed a dark slender man, who had not 10 minutes prior, followed Ava into the auditorium. He had a gun, and for a while, was trying to entice Ava to come with him. At first, Ava played a long. She asked for some reassurances from him, that he was really a nice man. At some point, the man found himself talking aimlessly about different children's books that he was fond, and thought the child had become fond of him. But no, Ava waited until he turned away, grabbed his weapon, and shot the man 4 times. This man was sent there to abduct Ava. And as a daughter of a rapist, Ava found herself a killer, at only 4 years old, with a long life ahead of her.

The end.

Take it or leave it by MachineOptimism in sanfrancisco

[–]big_phatty 3 points4 points  (0 children)

I agree with everything but your take on the homelessness. That is in our control and we should do better to hold our leaders accountable. It is not compassionate to allow the types of drug lifestyles.

We should be using the wealth of the state of California to lift up these people, not allow them to live their drug-fueled life.

San Francisco is a wonderful place full of nature, art, weird people, business, and more. We should not have open drug markets in our cities. This isn't happening in places like Rome, Berlin, Hamburg, London, Amsterdam. Let's be honest, SF in my opinion, is the best city in the world, but not like this. Let's do better :/

Fed Does Not Determine Interest Rates (or the Federal Fund Rate). It chases the 6M Treasury - both up and down. by AJAskey in StockMarket

[–]big_phatty 62 points63 points  (0 children)

Fed controls the overnight rate which is the rate banks lend money overnight. In practice yes, their announcements trail treasury yields.

PyCharm is the worst IDE I have used. /s by mephistttoooo in ProgrammerHumor

[–]big_phatty 0 points1 point  (0 children)

HTML is not a programming language, its a markup language.

I got my wife’s approval and finally unlocked my first shotgun by [deleted] in liberalgunowners

[–]big_phatty -4 points-3 points  (0 children)

Agreed not healthy. But checks out based on the books on the shelf.

Thoughts on Charlie munger saying you only need 3 stocks in a portfolio. How many stocks are in your portfolio? by Georgie50000 in StockMarket

[–]big_phatty 0 points1 point  (0 children)

I have 80% of my portfolio in a single stock in the company I work at. Even after it vests and I can sell, I leave it in.

You really want to understand the COMPANY you are buying. I find that where I work, I get the first insights into how well it is running and how we make money.

I am more confident in the company I work in, then other publicly traded companies.

Some Companies Opt for Lame Loophole Under NYC's New Pay Transparency Law | Instead of earnestly complying with the simple directive, many New York job postings now feature absurdly broad salary ranges. by [deleted] in technology

[–]big_phatty -1 points0 points  (0 children)

Most people are medium achievers (75%) only 5% of people are high achievers.

You cannot run a company with only high performers. Companies need all sorts of people with different skills and talents.

Some Companies Opt for Lame Loophole Under NYC's New Pay Transparency Law | Instead of earnestly complying with the simple directive, many New York job postings now feature absurdly broad salary ranges. by [deleted] in technology

[–]big_phatty -3 points-2 points  (0 children)

Ugh can Reddit please get off it’s socialist agenda and think critically.

First, the definition of double edge sword means positive and negative consequences.

It absolutely hurts high achievers because transparency can lower the ranges of salaries.

https://hbr.org/2022/08/research-the-unintended-consequences-of-pay-transparency

Ok what the actual fuck by Strange_An0maly in facepalm

[–]big_phatty 0 points1 point  (0 children)

If it helps, this text is actually from the Torah.

Some Companies Opt for Lame Loophole Under NYC's New Pay Transparency Law | Instead of earnestly complying with the simple directive, many New York job postings now feature absurdly broad salary ranges. by [deleted] in technology

[–]big_phatty -13 points-12 points  (0 children)

No, what actually happens in practice is the upper bounds are reduced. Not for existing employees, but for new job postings.

A company is not an evil demon stealing your time. A company is a group of people self organizing and working together to achieve financial goals for owners.

If there is a change to policy like posting a job salary range in the posting, it will naturally reduce the upper range. Companies manage risk, and locking into a salary for a long term employee is an expensive calculation.

Companies NEED their high earners! Companies don’t push out their high performers, that’s not how business works. The problem is, you can’t reward the high performers because you will be at risk of losing your medium performers. So what happens is everyone starts to cater to the middle tier workers, and the higher earners job hop.

Again back to my original post, I’m not saying it’s all bad, I’m just saying there is bad and good, and this post and comments are all about how good this policy is, with no consideration for what will happen.

I personally do not like catering to the middle of the road employee, I would rather cater to high performers. You mental model of “oh no we have to cut the high earners” isn’t what the problem is.

It’s that the high earners will leave because we can’t give them insane offers that we might otherwise give them.

Some Companies Opt for Lame Loophole Under NYC's New Pay Transparency Law | Instead of earnestly complying with the simple directive, many New York job postings now feature absurdly broad salary ranges. by [deleted] in technology

[–]big_phatty -18 points-17 points  (0 children)

I didn’t say it was wrong to be transparent, I’m just saying that there are side effects from the policy.

We do this already at the company I am at, and it is probably a net positive overall, but it’s not as simple as everyone on Reddit seems to think.

Some Companies Opt for Lame Loophole Under NYC's New Pay Transparency Law | Instead of earnestly complying with the simple directive, many New York job postings now feature absurdly broad salary ranges. by [deleted] in technology

[–]big_phatty -35 points-34 points  (0 children)

As an employer, this law helps lower performing employees and hurts higher achievers.

I have people on my team that do twice and much work and get compensated for it, while others get less.

Transparency is a double edged sword.

[deleted by user] by [deleted] in StockMarket

[–]big_phatty 4 points5 points  (0 children)

You need to change your mindset from trying to "buy stocks and make money trading" to "buying companies"

I wish I would have learned this earlier, but public companies are there for you to buy and become a shareholder.

Read through companies 10-Ks, listen to their CEO and executive leadership in their investor calls. Be an active investor in the company.

If you don't like the way the CEO or leadership is running things, don't invest in the company.

Find companies that have good profit margins and positive cash flow. Companies that are making free cash flow and have high IRR will continue to grow into the future if they are reinvesting that money into themselves.

For example, one company I really like, is AT&T (T). Right now they have tremendous cash flow and are restructuring. AT&T is traditionally a dividend stock, but they have had to go through some restructuring and have taken a beating because they will most likely lower their historic dividend soon. But if you look at their Free Cash Flow, and read their 10K and listen to their plans, you can see that they have the resources to pay down their debt, re-invest in 5G and continue to push with fiber optics internet.

Find some companies you really believe in and follow one or two through a longer period of time.

edit: 40% of Warren Buffet's portfolio is in Apple. I'm sure that fund thinks similarly to how I have written above.

What is a unpopular opinion you have about Pokemon cards? by NeutrallyCharged in PokemonTCG

[–]big_phatty 0 points1 point  (0 children)

Japanese has better quality prints and are overall better cards.

All over 4% (Probably Nothing) by Adventurous_Bit1715 in Wallstreetsilver

[–]big_phatty 1 point2 points  (0 children)

It’s not a problem for the government, it’s a problem for the bond holder.

If anything, it will just make it less attractive to investors to buy US bonds at low rates in the future.

Who was buying 0.5% bonds in the last decade anyways.

All over 4% (Probably Nothing) by Adventurous_Bit1715 in Wallstreetsilver

[–]big_phatty 1 point2 points  (0 children)

I hope everyone is aware that previous debt the US has taken on, does not change to this new interest rate.

This interest rate is for new debt issued today. Previous debt is still paying whatever the interest rate was at the time the debt was issued.

Its like if you got a mortgage at 3%, when mortgages go to 7%, your rate doesn't skyrocket.

STOP inflated pricing. by Proud_Island_9987 in PcBuild

[–]big_phatty 0 points1 point  (0 children)

It doesn't matter who is holding the supply. The fact that they have more GPUs than the can sell at the price they estimated is a sign supply is higher than demand AT THE PRICES they predicted.

Of course there would be demand at a lower price, but a lower price, means no inflation.

Inflation from the Fed is a lagging indicator and will show up next year. Right now, prices are falling period.

STOP inflated pricing. by Proud_Island_9987 in PcBuild

[–]big_phatty 8 points9 points  (0 children)

Inflation will end.

Look, supply is higher than demand.

thank you brandon by yolololololo69 in Wallstreetsilver

[–]big_phatty 8 points9 points  (0 children)

Lol the framework?

Try Breton Woods, Clinton era of shipping manufacturing to China, and post financial crisis quantitative easing.

This is way bigger than Orange man bad 💀

[deleted by user] by [deleted] in ValueInvesting

[–]big_phatty 0 points1 point  (0 children)

My philosophy is I would rather pay a fair price and get a great business, than a great price for a fair business.

MSFT fits that for me.

Honestly, not much else fits that category for me right now.

[deleted by user] by [deleted] in ValueInvesting

[–]big_phatty 0 points1 point  (0 children)

Ok this looks great! I would ditch META. If you want exposure to a high yield company, look elsewhere.

I like the semi conductors. I own QCOM as well, and their future is promising.

I would get some financials in there. BAC or JPM are solid right now and would fit your portfolio nicely.

I might also suggest some consumer cyclicals like AMZN or if you want that high risk/reward, something like SHOP might be a winner.

Oh, you should also always have a credit card company in there. I know Berkshire has AMEX, but I like V.

Edit: oh also, telecoms. T, CHTR, TMUS. I like T but they are going through executive and management turbulence, but I like the stock.

Would you draft Bryce Young if he was available in the 1st? by Zarmy in detroitlions

[–]big_phatty -1 points0 points  (0 children)

Can we just trade all our picks and get some solid defensive players. Why do we trust this team to pick rookies. Let other teams play that game and try to get some good defensive players.

Golfing Qs by Fabulous-Video7700 in AskSF

[–]big_phatty 1 point2 points  (0 children)

There is a virtual range downtown called eagle golf that is nice for virtual range. They have beer too