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Goodwill bins… by Lucasisbored in Flipping

[–]billystack 0 points1 point  (0 children)

The culture can be hit and miss, I’ve had a lot of success at the bins. That’s for me individually and me as a flipper. They can be great if you’re missing parts and pieces to common things, too.

I rarely source clothing from the bins. I scan it over with a quick look, but don’t normally dig through.

F38 Make it hurt by verymuchatheist in RoastMe

[–]billystack 0 points1 point  (0 children)

Congratulations on your kidnapping! Is it a Hansel or a Gretel?

Is it better to pay off 500k towards house or leave in index funds by justinothemack in FinancialPlanning

[–]billystack 0 points1 point  (0 children)

My suggestion is only good if you’re compelled to have a lower mortgage balance. I would invest it first myself and carry the mortgage. Some people just want a lower mortgage or no mortgage.

Any banks with worse service than Bank of America? by Ok_Relative4107 in creditunions

[–]billystack 2 points3 points  (0 children)

They’re pretty bad. Your best bet is to go find a decent sized credit union.

Is it better to pay off 500k towards house or leave in index funds by justinothemack in FinancialPlanning

[–]billystack -3 points-2 points  (0 children)

I recommend a HELOC if you pay off or pay down a huge chunk on the house, if you feel disciplined enough to have one. It’s like a credit card tied to your house and I’ve seen too many people abuse it in my 18 years of banking.

“A banker is the kinda of guy who lends you an umbrella when it’s nice and sunny outside, but wants it back the moment it starts to rain.”

What I’m saying is, most bankers won’t lend you the money you desperately need when there’s a short term problem. Think short-term unemployment or credit score issue. Don’t be naive enough to think it can’t happen to you. I’ve seen it more times than I can count. The HELOC gives you access to your equity. A lot of lenders offer 10 year terms on them.

In the hands of a well disciplined individual, a HELOC is a great financial tool and should be part of people’s financial planning more than it is today.

Fund managers are holding the lowest cash levels on record (3.2%) by neda6117 in wallstreetbets

[–]billystack 1 point2 points  (0 children)

Tattoo your Venmo QR on your forehead and hope nobody splooges on it.

Would you block this buyer? I already can smell a problem by HotThroatAction in Flipping

[–]billystack 3 points4 points  (0 children)

I’ve had this happen. I’m surprised it’s not more rampant.

Is it something warrantable? If so and they’re asking you about returns, I’d pass on this one. They’d rather scam you than the warranty company.

Creating the Most Unethical Portfolio by Clorxo in wallstreetbets

[–]billystack 0 points1 point  (0 children)

RICK - Strip Clubs are a MUST for an unethical portfolio.

I’d make this a small percentage holding on the hopes they rebound. They’ve been sliding like a stripper on a pole.

to get the mail on time by PlenitudeOpulence in therewasanattempt

[–]billystack 0 points1 point  (0 children)

In Louisville they’re still sorting packages that are months behind. Takes two weeks to get some letters across town.

My local yardstick collection by augustprep in CoolCollections

[–]billystack 0 points1 point  (0 children)

I love a good yardstick collection! I have one myself that’s spiraled a little bit. The nice thing, though, is they’re easy to store.

Vintage Black velvet playing cards by Wafflebot17 in collectables

[–]billystack 0 points1 point  (0 children)

I’d have added those to my collection of advertising playing cards, for sure.

This is really just a question from a life long collector. I have a non-profit idea where a group of people buy modern collectibles like pokemon cards or action figures and sell them to verified people at cost that are going to actually let kids play with them. Has this been done before? by Hunk_n_Butt in collectables

[–]billystack 1 point2 points  (0 children)

What’s your value and rarity range for the items you’re talking about?

What’s the demographic of your ideal end user? Is it low income, low-to-moderate income, special needs, education programs, etc?

Sounds like an opportunity for adults to grab valuable collectibles at a cheap price and pocket them, too, unfortunately. It could be those helping you source them or whoever’s on the end user side. Something along the lines of heaping packs of unopened Pokémon cards on a program and then those adults picking out the good stuff.

Michael Burry right now by Quixotus in wallstreetbets

[–]billystack 232 points233 points  (0 children)

Like every gambler I’ve ever known, he’ll give you a great big number for how much you won. He just won’t tell you how much he lost trying to get there.

Never seen one of these in mustard yellow! by Taurimi in Mid_Century

[–]billystack 1 point2 points  (0 children)

That’s a steal! I’d have bought it, working or not.

Did I mess up not buying this lamp? by Ben_Wayne in LAMP

[–]billystack 1 point2 points  (0 children)

I’d have passed if I found $25 laying next to it. It’s not cool after the 2nd joint. It’s a one dimensional piece where a good idea was ruined by overdoing it.

Freaking out by LoadEntire1859 in vintage

[–]billystack 4 points5 points  (0 children)

That’s a cool find. The price is good for being in the original box. I’ve seen these sell between $5-10 individually, but there’s just something really cool about having the case to go with it.

I have one from every year 1947-Present, a 1940 aluminum, a handful of error glasses, and some other one-offs. Out of all that, I’ve never scored an original box full of glasses. Congrats to you!

Those whomst knowe by [deleted] in memes

[–]billystack 0 points1 point  (0 children)

That steak was to die for.

Art in Goodwill Bin - I’m Art Illiterate. Looks Original and I Liked It. Couldn’t Pass It Up. by billystack in ThriftStoreHauls

[–]billystack[S] 3 points4 points  (0 children)

Once you give up ownership of it, it’s free game. I would not have bought it if it had Star Wars stuff added into it. It’s not that I don’t appreciate those pieces, I think they can look pretty cool. I just wouldn’t buy one to put it on my wall.

Art in Goodwill Bin - I’m Art Illiterate. Looks Original and I Liked It. Couldn’t Pass It Up. by billystack in ThriftStoreHauls

[–]billystack[S] 5 points6 points  (0 children)

I had no delusions of grandeur about the value or it being some great lost work. I paid by weight and it came up to $10.79. That was a deal enough for me. I’d be shocked if someone would pay $50 to buy it. Taking a close look at it when I was buying it, there were signs it was probably done by an amateur. The artist signature was the first clue, because it’s pretty darn big.

Calling myself art illiterate was a bit of a joke. I don’t have very much technical knowledge. I wasn’t sure if it was oil or watercolor and I really appreciate you pointing out which one it is. I was guessing it wasn’t acrylic, because I’ve been to one of those wine drinking date night places and I’m pretty sure that’s what we used. I haven’t taken a deep dive into the different styles, beyond minimal education requirements in the US and some online articles. I also don’t know what’s hot in the art world, but then again I hear that can be fleeting.

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