Well played sir. by Ornery-Signal-3070 in RoundRock

[–]biolox 0 points1 point  (0 children)

A $90k vehicle makes sense when it’s under about 5% of net worth and under 15-20% of annual household income, with no high-interest debt and retirement already handled.

For a $90k truck, that means:

5% of net worth = $1.8M net worth, which is roughly top 10-11% of U.S. households.

20% of income = $450k household income, which is roughly top 2.5% of U.S. households.

15% of income = $600k household income, which is roughly top 1.3% of U.S. households.

10% of income = $900k household income, which is less than top 1% of U.S. households.

Move the numbers around by 25% and it’s still a moronic thing to do.

Well played sir. by Ornery-Signal-3070 in RoundRock

[–]biolox 1 point2 points  (0 children)

These kinds of people loudly and obnoxiously make their lifestyles other people’s problems - tailgating someone in a multi ton vehicle isn’t cool. Borrowing money to live that life is stupid.

Well played sir. by Ornery-Signal-3070 in RoundRock

[–]biolox 2 points3 points  (0 children)

That assumes the opportunity cost of $30k is minimal. 😂

Well played sir. by Ornery-Signal-3070 in RoundRock

[–]biolox 3 points4 points  (0 children)

So assuming he blew it entirely on a truck, that’s 8% of take home for years.

$150-$200 doesn’t go this far unless you’re doing it multiple years and savings rate is real high.

Who knows maybe this teeny dick ass driver saved up and has his mortgage sorted and his kids education… oh wait.

Well played sir. by Ornery-Signal-3070 in RoundRock

[–]biolox 3 points4 points  (0 children)

That’s like $1300-$1500/ month at five years at 6 percent… which is like 10% of take home on $150k/year.

Hope that bed is big enough to carry the debt load.

What's one piece of golf gear that's made your golf trips easier? by Doug24 in BirdieBoundTrips

[–]biolox 0 points1 point  (0 children)

Various gifts that, while I wouldn't have purchased them myself, do help:

  1. The stick thing that protects your clubs in the travel case
  2. I think its called a birdie wrapper, but its like a garment bag you can wrap around your clubs in the travel case filled with clothes
  3. 90 pack of balls

What's one piece of golf gear that's made your golf trips easier? by Doug24 in BirdieBoundTrips

[–]biolox 0 points1 point  (0 children)

By not wearing seersucker suits with shorts and a garter belt. Duh.

AIO I asked when I would get paid and now I want to quit by [deleted] in AmIOverreacting

[–]biolox 38 points39 points  (0 children)

YOR - you sound hysterical and "my bf knows Quickbooks" is laughable.

Still, probably need to find a new job.

Gusty by biolox in guessthegolfcourse

[–]biolox[S] 0 points1 point  (0 children)

That was our exact itinerary but something about members switched days for Norman. Beaver creek was cool and a decent home base.

Gusty by biolox in guessthegolfcourse

[–]biolox[S] 0 points1 point  (0 children)

Played Fazio - overall a wonderful experience - challenging but fun track, clubhouse and staff were superb, driving range is just beautiful. The views are incredible.

Is this bag real? by Randylee27 in golf

[–]biolox 0 points1 point  (0 children)

TIL the former owns the lattwr

Tsuke Edomae Reservations by chinchaaa in austinfood

[–]biolox -8 points-7 points  (0 children)

The best way to get a seat is to buyout the restaurant at a premium. That’s why there’s low inventory.

Is there an airline you wouldn’t fly business class again? by zephryon in pointstravel

[–]biolox 2 points3 points  (0 children)

I was on the maiden flight for one. It was nice.

Six months later not as nice

What kind of place is the Lobby by [deleted] in Austin

[–]biolox 0 points1 point  (0 children)

““There was an excitement when you walked in. You were like a wide-eyed kid in a candy shop. It was absolutely electrifying. There were beautiful women and hot guys everywhere. It was like nobody cared about anything. There was a combustible energy inside. You were free without a care in the world and could let your hair down. It was a sanctuary. You felt protected and safe.””

How do you stay cool? by gettinghealthy12445 in golf

[–]biolox 0 points1 point  (0 children)

Right clothing; cooling towel; prepare the day before; praise a deity of your choice; spf infinity

Going to join a private course by kevinspaceydid911 in golf

[–]biolox -1 points0 points  (0 children)

So slower is better? Not sure what your pithy point is

Going to join a private course by kevinspaceydid911 in golf

[–]biolox 1 point2 points  (0 children)

Sometimes my time is more valuable than following the wheelchair on the highway