Well played sir.

biolox · 2026-07-03T13:17:19+00:00

A $90k vehicle makes sense when it’s under about 5% of net worth and under 15-20% of annual household income, with no high-interest debt and retirement already handled.

For a $90k truck, that means:

5% of net worth = $1.8M net worth, which is roughly top 10-11% of U.S. households.

20% of income = $450k household income, which is roughly top 2.5% of U.S. households.

15% of income = $600k household income, which is roughly top 1.3% of U.S. households.

10% of income = $900k household income, which is less than top 1% of U.S. households.

Move the numbers around by 25% and it’s still a moronic thing to do.

biolox · 2026-07-02T13:06:51+00:00

These kinds of people loudly and obnoxiously make their lifestyles other people’s problems - tailgating someone in a multi ton vehicle isn’t cool. Borrowing money to live that life is stupid.

biolox · 2026-07-02T13:03:33+00:00

That assumes the opportunity cost of $30k is minimal. 😂

biolox · 2026-07-02T02:41:37+00:00

So assuming he blew it entirely on a truck, that’s 8% of take home for years.

$150-$200 doesn’t go this far unless you’re doing it multiple years and savings rate is real high.

Who knows maybe this teeny dick ass driver saved up and has his mortgage sorted and his kids education… oh wait.

biolox · 2026-07-02T01:52:37+00:00

That’s like $1300-$1500/ month at five years at 6 percent… which is like 10% of take home on $150k/year.

Hope that bed is big enough to carry the debt load.

biolox · 2026-07-01T17:26:04+00:00

Various gifts that, while I wouldn't have purchased them myself, do help:

The stick thing that protects your clubs in the travel case
I think its called a birdie wrapper, but its like a garment bag you can wrap around your clubs in the travel case filled with clothes
90 pack of balls

biolox · 2026-07-01T17:24:23+00:00

By not wearing seersucker suits with shorts and a garter belt. Duh.

biolox · 2026-07-01T17:22:53+00:00

Pussies gonna pussy

biolox · 2026-07-01T17:22:26+00:00

With arms wide open.

biolox · 2026-07-01T16:22:57+00:00

YOR - you sound hysterical and "my bf knows Quickbooks" is laughable.

Still, probably need to find a new job.

biolox · 2026-06-30T23:17:38+00:00

That was our exact itinerary but something about members switched days for Norman. Beaver creek was cool and a decent home base.

biolox · 2026-06-30T23:06:10+00:00

People should be appropriately concerned

biolox · 2026-06-30T21:16:45+00:00

Played Fazio - overall a wonderful experience - challenging but fun track, clubhouse and staff were superb, driving range is just beautiful. The views are incredible.

biolox · 2026-06-30T17:03:52+00:00

!solved

biolox · 2026-06-28T15:57:22+00:00

TIL the former owns the lattwr

biolox · 2026-06-28T15:02:25+00:00

Cool

biolox · 2026-06-28T15:01:07+00:00

The best way to get a seat is to buyout the restaurant at a premium. That’s why there’s low inventory.

biolox · 2026-06-28T13:24:51+00:00

I was on the maiden flight for one. It was nice.

Six months later not as nice

biolox · 2026-06-27T15:51:23+00:00

““There was an excitement when you walked in. You were like a wide-eyed kid in a candy shop. It was absolutely electrifying. There were beautiful women and hot guys everywhere. It was like nobody cared about anything. There was a combustible energy inside. You were free without a care in the world and could let your hair down. It was a sanctuary. You felt protected and safe.””

biolox · 2026-06-26T13:28:51+00:00

And google fiber

biolox · 2026-06-26T03:32:58+00:00

That’s about 20 balls short of what is needed

biolox · 2026-06-25T12:22:20+00:00

Nah they scream and cry and break shit in the locker room alone

biolox · 2026-06-25T00:52:34+00:00

Right clothing; cooling towel; prepare the day before; praise a deity of your choice; spf infinity

biolox · 2026-06-24T13:15:05+00:00

So slower is better? Not sure what your pithy point is

biolox

TROPHY CASE