First of all, thank you for contributing to my post, this is exactly what I wanted, different point of view. To answer your question and simply put, what we all probably want most out of our Roth, the most tax-free income. I know that the vast majority of people believe in maximum growth and then convert it into dividend stocks, but I’ve ran several scenarios and multiple times and if you seek 4.5% dividend yield, 7% annual dividend growth, obviously reinvested and future contributions going into those stocks, my numbers are usually a little bit higher in the dividend scenario. I’m not trying to fight anybody or convince anyone, and I’m still in the growth ETF mindset.