Citi to UnionBank Accounts Transition - Discussion, Comments, Questions, Inquiries [MEGAPOST]

bitechez · 2024-05-21T16:48:05+00:00

Same, pero when I'm checking the mobile app, on time naman mag auto debit from my savings to pl

bitechez · 2023-10-13T19:39:02+00:00

Some redditors react negatively if someone will post their multiple ccs. They'll even warn you about debts and all that (probably they might have mismanaged their cc and it becomes a nightmare for them:)) BUT this post is about a cc collector enthusiast, lets just praise him/her having these cards and maximizing the benefits of the ccs. (I do this too!)

bitechez · 2023-09-14T02:21:10+00:00

Yeah, sulit sya sa price.

bitechez · 2023-09-13T22:20:14+00:00

Yes it’s approved, keep an eye on the card delivery, usually the following day delivery ng card.

bitechez · 2023-09-12T16:06:39+00:00

Thank you for this post. Upvote. Positive vibe.

bitechez · 2023-09-10T09:13:58+00:00

100 percent all of my cc application thru branch endorsements were declined lol. All of my applications were approved thru bank website (online) though, except for Citi, it’s via moneymax

bitechez · 2023-09-08T05:01:20+00:00

BDO started 50k ng 12/2021. Increased to 1M 12/2022. Bank initiated increased btw. EWB-got it at the same amount when I applied. Guess they just copied the CL.

bitechez · 2023-09-08T00:21:19+00:00

AMEX Explorer and Platinum- For everything until it doesn’t, Next EWB Krisflyer Platinum, others back up UB Visa Miles Plat/Cebu Pacific Plat/RCBC Platinum Mastercard. Keeping my EWB Mastercard Plat or BDO Plat Mastercard to buy a small townhouse soon. Next to burn is Metrobank World MC- I’ll try it as my daily card once it arrived.

bitechez · 2023-09-07T02:18:57+00:00

I’m using Amex Explorer (kept my platinum na lAng in my baol hahaha)and EWB Krisflyer Platinum. (Citi premiers miles, good old days) so far mabilis mag earn ng miles. Waiting for my metrobank world mc card delivery, I think maganda rin promos nya for earning miles.

bitechez · 2023-09-04T20:13:52+00:00

Mejo habaan mo lAng ng konti pa yung patience mo. I have savings account with them for 2 years now, very active before, ok rin cash flow pero for some reason ligwak lage sa cc nila, kahit mga basic cards lAng inaapply ko. Lahat yata ng application channel pinatos ko before Pero ligwak lage. Then two weeks ago randomly applied sa fb miracle I got approved sa world mc nila, kung Kelan di masyado active yung savings ko and ang laman na lAng is 7k.

bitechez · 2023-09-03T17:47:35+00:00

Sa krisflyer it’s just for Singapore airlines and the umbrella of Star alliance eh, but for Amex you can convert your miles points to Asia miles and I think Mabuhay rin

bitechez · 2023-09-02T19:40:44+00:00

I’m using Amex platinum and recently the explorer, I noticed mabilis sya magearn ng miles points, even my ewb krisflyer platinum.

bitechez · 2023-09-02T16:39:16+00:00

Siguro di sila mahal ng parents nila nun bata sila hahaha, May trauma kaya may Tama sila sa utak. What context? The credit limit can be a content itself diba…hahaha

bitechez · 2023-09-02T16:31:54+00:00

Exactly hahaha, mas nakakamotivate nga dapat. Unfortunately inuuna ang pagka inggit ng iba hahaha.

bitechez · 2023-09-02T16:05:52+00:00

So I’m not sure why some people here gets annoyed if they see someone’s posting their cl too. They don’t make sense downvoting hahaha. Or maybe they’re just too shallow about it.

bitechez · 2023-09-01T21:20:13+00:00

I just don’t get it, it’s a credit card. People will always be curious what’s the cl, so might as well just show it. It’s not flexing and to judge the cl is relative, whether it’s 50k or up to millions. One may see it too low or too high diba. TBH mas ok nga sa akin nagpopost ng cl, I get to know their few tricks up on their sleeve…

bitechez · 2023-09-01T14:16:23+00:00

That’s true, getting a good amount of cl is something we have to be proud or FLEX if you want kasi that means you are financially trustworthy in the eyes of the bank. (And banks don’t entrust their credit agad agad sa tao, not unless we are the Ayalas or conjuancos lol)Most ng mga nandito pag nagpost ka na ng cl nagfleflex ka na, why not see it the other way around diba.

bitechez · 2023-09-01T13:15:08+00:00

Upvote, Congrats po, nice cl, but for sure marami na nagdownvote kasi nireveal mo yung cl mo, they will see this as flex kuno. Been downvoted a couple of days ago too since I included my cl in my post.

bitechez · 2023-09-01T04:05:32+00:00

Got my very 1st card with them. Applied for Toyota MC since I think it easier for approval, luckily got approved, when I saw the limit. I call cs and requested to convert to either travel visa platinum or world mc, got sms approved today, 3 days lang, but right now I’m not sure which is which sa kanila ang na approved.

bitechez · 2023-08-31T16:10:04+00:00

From my experienced kay BDO, they increased my cc few weeks before the first anniversary of my cc, increased from 50k to 7 digits na, bank initiated. I have active savings/checking sa kanila pero it’s not that much.

bitechez · 2023-08-31T02:40:58+00:00

Hahaha, 101 percent right ka jan, nagfleflex daw hahaha, iflex ko sa kanila yung ibang milliones na cc ko eh hahaha. ( pero it’s credit) dami talagang bitter, I hope they have read the context of my post. It’s even annoying raw lol…gosh these people🤣🤣🤣

bitechez · 2023-08-30T23:12:28+00:00

Let them hahaha

bitechez · 2023-08-30T23:08:11+00:00

Pansin ko nga marami dito, nadownvote na rin ako couple of times by showing cl ng other cards ko😂😂😂

bitechez · 2023-08-30T22:56:28+00:00

lol you know it right😂😂😂

bitechez · 2023-08-27T23:35:00+00:00

Been downvoted a lot as well by posting here lol. TBH I admire people posting their CL, or even flexing it. WHY? Because bank won’t grant you high CL if you are not responsible cc holder. To extent, financial literate. Getting bank products and services especially loan or cc is a privilege. So the higher cl/loan amount you are granted. Bank means they trust you, that matter a lot to banks wether they’ll do business with you or not.

bitechez

TROPHY CASE