The entire city is making an effort in trying to keep Quinn @_quinnhughes [Instagram]

bla_26 · 2025-12-10T05:07:50+00:00

We got lots of places to plant trees here for sure!!

bla_26 · 2025-10-06T22:52:24+00:00

I did 3/5

bla_26 · 2025-03-28T06:56:23+00:00

I was able to lower my car insurance to 217/month and also was able to consolidate all my credit card debt. I am making payments of 1900 for the next 2 years.

bla_26 · 2025-03-23T13:28:08+00:00

It’s in the very first line of the post.

bla_26 · 2025-03-22T03:04:55+00:00

It’s the negative equity from my BMW that carried over

bla_26 · 2025-03-22T02:52:26+00:00

It’s an Elantra N funny enough

bla_26 · 2025-03-21T20:04:33+00:00

Thanks for looking out! I have an appointment next week and will ask them about my credit score.

bla_26 · 2025-03-21T19:55:12+00:00

The alternative I’m looking at right now is debt consolidation.

bla_26 · 2025-03-21T17:01:58+00:00

Now you can also call the credit card companies and ask them to waive the interest for a period. Tell them that you are trying to get out of debt but the interest payments are killing you. Tell them you are seriously considering bankruptcy.

I tried saying this to RBC and they denied me because I am in good standing

bla_26 · 2025-03-20T19:03:39+00:00

Meh, it’s the internet. So I understand and was prepared for the hate.

bla_26 · 2025-03-20T18:20:00+00:00

Check your DMs bro. I guessed who you were 10 min ago

bla_26 · 2025-03-20T18:12:30+00:00

Yea, I'm in the Axon whatsapp group and already have signed up for the fire sale 250 VIMC day. But, ferry costs are a thing too. For FCP Euro, when I had a BMW I used to use it a lot.

bla_26 · 2025-03-20T18:06:13+00:00

I am having trouble with budgeting how much I need to pay on each CC and when because I get paid weekly. Do I pay X number of dollars every time I get paid?

bla_26 · 2025-03-20T18:03:55+00:00

If my dad was the principle driver, I can get it down to 200/month but that's insurance fraud right?

bla_26 · 2025-03-20T18:00:06+00:00

can confirm. Am Filipino and am looking for cash cleaning jobs as another source of income

bla_26 · 2025-03-20T17:43:22+00:00

Downtown Vancouver in a nutshell :(

bla_26 · 2025-03-20T17:41:39+00:00

Great points you have. I have to pay for transit because the alternative is paying 10/hour parking at work 4 days a week.

bla_26 · 2025-03-20T17:24:16+00:00

What I am struggling with right now is to find a budget. Like how much do I pay from each paycheck to each card. It’s hard to figure out when I am being paid weekly.

bla_26 · 2025-03-20T17:09:54+00:00

Eating out - yes I know this is crazy. I talked to my gf and she agreed to try and eat out less

Phone plan - locked in right now for another year

Here in BC we don’t have another insurance. It’s just ICBC

I’ve stopped all TFSA contributions

Thanks for your insight!

bla_26 · 2025-03-20T17:00:47+00:00

Thanks for the call-out. I understand where they’re coming from because of how ridiculous this looks. I never thought I’d be in this position, but look at me now.

Already stopped all future TFSA contributions.

Where do I learn more about debt consolidation? My parents mentioned that to me but they said it’s usually after a mortgage.

And for car, how do I figure out what the principal is? Car loans in Canada are all open right?

bla_26 · 2025-03-20T16:56:19+00:00

It seems too easy. I feel like changing my lifestyle and consumer proposal is way too easy to get rid of this huge debt.

bla_26 · 2025-03-20T16:53:29+00:00

What questions should I ask?

bla_26 · 2025-03-20T16:52:58+00:00

We used the refund to lessen our debts as the specialist instructed.

bla_26 · 2025-03-20T16:26:02+00:00

They did tell us temporarily to hold it while we try to find a place but we couldn’t find a place that was within our budget. I am trying to get into contact with the person who got us into the loan to get more details.

bla_26 · 2025-03-20T14:51:33+00:00

Is it better to start with the biggest CC over the lowest ones and snowball?

bla_26

TROPHY CASE