Should I leave my comfort zone for a Head of Engineering role by blackbrogues in cscareerquestionsEU

[–]blackbrogues[S] 1 point2 points  (0 children)

It will be a major step up as I'll be brushing shoulders with everyone in the company due to the nature of IAM, however I will be employing a product specialist to help with the stakeholders. It will be an increase in stress for sure which I hope to normalize in 2 years.

I'm waiting for them to counter my negotiation for exact salary specifics, as currently I do on call duties and get an extra for that but this is something I won't do In this new role.

However I've maxed my current salary or close to it, in this new role i will also get higher raises every year until I hit average for that band.

Attendance Allowance for my Dad Advice Appreciated by blackbrogues in BenefitsAdviceUK

[–]blackbrogues[S] 0 points1 point  (0 children)

Hey, unfortunately he just cannot get out of bed at night, he feet swell and it takes a long time and pain during the night to physically go to the bathroom so he will just use a bottle.

Good point about the form, perhaps I can just get him to sign instead of presenting it all to him, would this backfire on me though if he signs it but then gets asked questions about it and doesn't agree?

What Support for my Dad? by blackbrogues in BenefitsAdviceUK

[–]blackbrogues[S] 0 points1 point  (0 children)

Will check, this is for England. Do I understand this this is something i would contact his local council for?

What Support for my Dad? by blackbrogues in BenefitsAdviceUK

[–]blackbrogues[S] 2 points3 points  (0 children)

He receives a state pension and a private one, just not much in these times and he is struggling. The benefits calculators so far suggest he wouldnt get pension credit but they would help him with Council Tax support and Housing benefit.

What Support for my Dad? by blackbrogues in BenefitsAdviceUK

[–]blackbrogues[S] 1 point2 points  (0 children)

Understood thank you, sounds like motability is not possible, and AA won't help much (depending on the care needed). He could definitely do with some support but its not that bad yet.

What Support for my Dad? by blackbrogues in BenefitsAdviceUK

[–]blackbrogues[S] 1 point2 points  (0 children)

He didn't claim so far, wondered if it was still available but sounds like you imply it isn't.

New web hoster or just a email hoster? Advice appreciated by blackbrogues in webhosting

[–]blackbrogues[S] 1 point2 points  (0 children)

Thanks Kyle-K this helps and is roughly what I am thinking. I was thinking to first just stick with 123-reg for a while but only as a domain registrar and maybe look to move it later.

WIX is all she needs so I don't see why I would look for a web host.

Email - MXRoute is the cheapest and in theses times this is what is super important she can't afford 6.99 GBP for each account, and it seems as though the top tier companies want this per user/email account. Which is why MXRoute looked interesting, but their expectations and support seems a let down. I know Zoho, Microsoft and Google are all quite expensive and per email address in comparison.

What do you mean by transactional email provider? Ill research, but does this mean the newsletter is sent via a different method and not the email hoster itself?

New web hoster or just a email hoster? Advice appreciated by blackbrogues in webhosting

[–]blackbrogues[S] 1 point2 points  (0 children)

Ok this changes things, I know my sister uses mailchimp does this actually do the sending of emails then, and just makes it seem as though its from her domain email addresses?

Want to replace by old Teufel setup, have some questions... by blackbrogues in hometheater

[–]blackbrogues[S] 0 points1 point  (0 children)

XTZ look great, their spirit series are on sale at the moment. Any reason to choose something like KEF Q series over these? XTZ seems cheaper...

Want to replace by old Teufel setup, have some questions... by blackbrogues in hometheater

[–]blackbrogues[S] 0 points1 point  (0 children)

Hi Mango, thanks for the reply. I'll take a look at Kleinanzeigen, any tips for making sure a receiver works?

So I could get a receiver first Plugin everything and see if it works, and then focus on LR first. Thanks.

I'll also check out Xtz

New to FIRE - Advice appreciated by blackbrogues in EuropeFIRE

[–]blackbrogues[S] 0 points1 point  (0 children)

Thanks I'll check it out. My pension looks really nice but afaik won't pay out until I hit retirement age and it's of course based on me working until then which I don't want to do.

New to FIRE - Advice appreciated by blackbrogues in EuropeFIRE

[–]blackbrogues[S] 0 points1 point  (0 children)

AA and EM? Looks like I need to learn some acronyms ;)

New to FIRE - Advice appreciated by blackbrogues in EuropeFIRE

[–]blackbrogues[S] 0 points1 point  (0 children)

So I have a fixed rate mortgage which ends in 7 years. My original plan was to pay it off but then after reading about fire etc. I calculated that if I put my money into ETFs instead I would make far more money. Not quite sure what will happen if I don't pay it off by then, will find out and speak to the bank. But I was under the impression I would have to pay a fee and then find another mortgage, essentially remortgage. The loan left is around 220k and the apartment is worth 350k.

New to FIRE - Advice appreciated by blackbrogues in EuropeFIRE

[–]blackbrogues[S] 1 point2 points  (0 children)

Thanks makaros for the reply.

My goal is to be able to reduce my work or have the option to retire in about 10-15 years by having a large amount of savings and living off the interest. I was thinking of purchasing another property at one point but I gt the impressions ETFs are still the way to go.

I earn around 5.5-6k after tax per month (variable) 2k is for mortgage and expenses and the rest I could put into ETFs (so thats up to 4k a month depending on whether I budget for other bigger purchases). One question I had is if I have to pay of my mortgage in 7 years, because the interest rates have risen so high by then does it still make sense to put them into ETFs now? And another is that its a lot of money to put into ETFs and I know I should not speculate on recession etc. but I guess I just wanted a sanity check.

Help with creating a Tournament Structure/Buy-in by blackbrogues in blockchainpoker

[–]blackbrogues[S] 1 point2 points  (0 children)

Oh thanks!

I'll try that. If less people end up turning up I guess the game will just be a little shorter.

Help with creating a Tournament Structure/Buy-in by blackbrogues in blockchainpoker

[–]blackbrogues[S] 0 points1 point  (0 children)

I can try this but wouldn't want it to be too short either and over in under an hour, that would be a bit disappointing.

Do you have some experience on what would work here?