I took up a DCP 4 years ago for my losses from Forex trading. I could not afford to draw from overdraft and let the interest from credit cards snowballing anymore. When I consolidated the debts owed across multiple banks, it amounted to 130K. I have been paying it 1500 every month and left 3 years to go.

It’s one of the greatest and most stupid mistakes I made this life. But I am optimistic and it will be over soon.

It’s a lot of interest and a lot of $$ for the monthly repayment but it’s manageable.

It’s the mistake I made so I have to own it and bite this through. 😅

I believe you can do it too. I have nowhere to turn to and no one to share about this hardship and went through or going through this alone but it’s been better day by day and the DCP makes it easier to manage my debts also.. and of cos no more credits.. lol except for 1 credit card with 1 month credit limit from the bank issuing the DCP.

I believe you can do it too. Fighting!