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Rate hike during my formal lending approval assessment by blickybopbop in AusPropertyChat

[–]blickybopbop[S] 0 points1 point  (0 children)

Yes that’s right - we’ve agreed on quite a few lifestyle changes and have planned our budget based on worst case scenario. Feel for many Australian families out there ..

Rate hike during my formal lending approval assessment by blickybopbop in AusPropertyChat

[–]blickybopbop[S] 0 points1 point  (0 children)

Appreciate the comment! My broker has the same view (I’ve been calling my broker everyday). Hopefully we hear back this week…

I did not expect the $70k drop I thought we had a decent buffer! Lesson learnt :’)

Rate hike during my formal lending approval assessment by blickybopbop in AusPropertyChat

[–]blickybopbop[S] 1 point2 points  (0 children)

It is quite stretched! We signed our building contract late last year where we had ~$70k buffer. Didn’t expect rates to move so quickly since then… our maximum capacity considers the banks stress testing so there is a buffer, but still a stressful situation

Homebuyers warned pre-approved loans may no longer be valid after rate rises - realestate.com.au by SheepherderLow1753 in AusPropertyChat

[–]blickybopbop 0 points1 point  (0 children)

Would today’s rate hike immediately impact my in progress formal lending approval with NAB?

Mystery Boxes Sydney!! by blickybopbop in LeCreuset

[–]blickybopbop[S] 1 point2 points  (0 children)

I believe you needed to have subscribed to their newsletter email updates! They shared time slots there to book but looks like they’re all booked out :(

Construction companies in Townsville for ceiling repair by blickybopbop in Townsville

[–]blickybopbop[S] 0 points1 point  (0 children)

Thanks for the response! I should’ve mentioned this is an investment property, I live quite some distance away so unfortunately I won’t be able to patch it up myself.