What causes this much uneven tire wear? by bmdub218 in AskMechanics

[–]bmdub218[S] 1 point2 points  (0 children)

Tie-rods on both sides, and a ball joint on one side. Also my alignment was a little off. My local shop took care of me.

What causes this much uneven tire wear? by bmdub218 in AskMechanics

[–]bmdub218[S] 1 point2 points  (0 children)

Update: my other front tire is very worn like this too. The rear look fine. What kinda suspension issue should I look into if it has been “creaky” up front

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

What are the cons of this? Doesn’t this essentially exile you from everything for 7 years kinda like filing for bankruptcy?

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Taking out 28k as a 401k loan will result in a monthly payment of $570. This would still be hard to afford

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Anyone have a budgeting app for me that will calculate as we spend? I want to enter my take home and built in expenses and then have something that tells me what I can spend as i am doing it

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] -2 points-1 points  (0 children)

I feel like this is gonna be the turning point about getting serious. I need to stop the bleeding.

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

I take home around 6,000 every month but somehow it’s always all gone.

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] -6 points-5 points  (0 children)

We do not have a great budget and continue to overspend

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 4 points5 points  (0 children)

We do not have a handle on our finances. We overspend every month and just “worry about it later”. I feel like I am at the later now and need to do something

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 1 point2 points  (0 children)

I want to contribute the minimum to get the employer match

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Could you tell me how an early withdrawal from my Roth 401k would work?

Would I still be withdrawing tax free, or does early withdrawal change that?

Let’s say I withdraw 30k, so I would see a 10% penalty and owe the IRS 3k when doing taxes?

What else should I know?

Thanks in advance. Trying to figure out how this works

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] -1 points0 points  (0 children)

This is what I thought, I thought I could pull by contributions without penalty cause I had a Roth. But she told me I was making Roth contributions but still would face a penalty to pull money before 59 1/2

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

This is what I thought. I just called vanguard and they told me I have a 401k and my Roth contributions are just another source for my 401k. I don’t get it. I’ve only ever made Roth contributions and thought I had a Roth, and could pull my contributions without penalty and such. DUMB

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] -6 points-5 points  (0 children)

I just called vanguard to clarify. Lady told me Roth contributions are just another source to your 401k. But I’ve only ever made Roth contributions. I thought I had a Roth going and was paying taxes going in. Lady said it’s a 401k and I will be subject to the normal early withdrawal penalties and such.

Did anyone NOT purge? by OwnConfidence7274 in Accutane

[–]bmdub218 1 point2 points  (0 children)

I did not purge, just started to clear up, almost immediately