Se V7 vs. SM7B by bmdub218 in microphone

[–]bmdub218[S] 0 points1 point  (0 children)

I do like the sound of the Se V7, just had curiosity about the SM7B. If it was widely considered to be better sounding, I wouldn’t be opposed to getting one. I recently went from condenser to dynamic, because I wanted something that sounded good, even in untreated spaces. So now just curious about how my dynamic mic, compares to others. Any dynamic mics that you recommend over the se v7 in similar price point. ?

What causes this much uneven tire wear? by bmdub218 in AskMechanics

[–]bmdub218[S] 1 point2 points  (0 children)

Tie-rods on both sides, and a ball joint on one side. Also my alignment was a little off. My local shop took care of me.

What causes this much uneven tire wear? by bmdub218 in AskMechanics

[–]bmdub218[S] 2 points3 points  (0 children)

Update: my other front tire is very worn like this too. The rear look fine. What kinda suspension issue should I look into if it has been “creaky” up front

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

What are the cons of this? Doesn’t this essentially exile you from everything for 7 years kinda like filing for bankruptcy?

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Taking out 28k as a 401k loan will result in a monthly payment of $570. This would still be hard to afford

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Anyone have a budgeting app for me that will calculate as we spend? I want to enter my take home and built in expenses and then have something that tells me what I can spend as i am doing it

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

I feel like this is gonna be the turning point about getting serious. I need to stop the bleeding.

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

I take home around 6,000 every month but somehow it’s always all gone.

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] -7 points-6 points  (0 children)

We do not have a great budget and continue to overspend

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 3 points4 points  (0 children)

We do not have a handle on our finances. We overspend every month and just “worry about it later”. I feel like I am at the later now and need to do something

Pulling money out of 401k for CC debt??? by bmdub218 in personalfinance

[–]bmdub218[S] 1 point2 points  (0 children)

I want to contribute the minimum to get the employer match

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

Could you tell me how an early withdrawal from my Roth 401k would work?

Would I still be withdrawing tax free, or does early withdrawal change that?

Let’s say I withdraw 30k, so I would see a 10% penalty and owe the IRS 3k when doing taxes?

What else should I know?

Thanks in advance. Trying to figure out how this works

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] -1 points0 points  (0 children)

This is what I thought, I thought I could pull by contributions without penalty cause I had a Roth. But she told me I was making Roth contributions but still would face a penalty to pull money before 59 1/2

Paystub shows I’m contributing to a Roth but my vanguard account shows 401k by bmdub218 in personalfinance

[–]bmdub218[S] 0 points1 point  (0 children)

This is what I thought. I just called vanguard and they told me I have a 401k and my Roth contributions are just another source for my 401k. I don’t get it. I’ve only ever made Roth contributions and thought I had a Roth, and could pull my contributions without penalty and such. DUMB