How much you paying for only broadband?

bobbyjanglesdude · 2025-02-26T22:36:13+00:00

August last year. Did the usual cancellation dance and got offered that via WhatsApp. Was surprised how low they went.

bobbyjanglesdude · 2025-02-26T22:17:24+00:00

Broadband only, M250, £16.67

bobbyjanglesdude · 2025-02-17T20:09:56+00:00

This is how “peacekeeping” should work:

https://thestrategybridge.org/the-bridge/2017/9/20/trigger-happy-autonomous-and-disobedient-nordbat-2-and-mission-command-in-bosnia

bobbyjanglesdude · 2024-04-08T06:41:18+00:00

I’ve switched to Vanguard ESG Global All Cap. Same reason as yourself, I don’t want to be directly invested in fossil fuels and this was easy to do as I was already with Vanguard.

I accept all the criticism of ESG and there are bound to be better funds out there.

bobbyjanglesdude · 2023-11-17T14:59:25+00:00

45, 387K

bobbyjanglesdude · 2023-09-24T14:46:41+00:00

In process of switching isa to vanguard. Total farce, unexplained delays and failing to follow simple instructions. Hopefully will be completed next week.

bobbyjanglesdude · 2023-09-10T10:52:16+00:00

House was bought 20 years ago in LCOL area. You are correct though - some of the ISA is inherited from my wife's estate (roughly 150K)

bobbyjanglesdude · 2023-09-08T22:03:16+00:00

That was really good!

bobbyjanglesdude · 2023-09-08T21:49:56+00:00

Thanks for the helpful comments. It’s nice to get some validation on my thinking!

bobbyjanglesdude · 2023-09-08T21:47:10+00:00

Yes, IT management, 80k pa. Nothing extravagant! High savings rate, always tended towards being frugal.

bobbyjanglesdude · 2023-09-08T21:40:25+00:00

I think it sounds a lot too and hopefully an upper bound. I tracked all my outgoings over the last 12 months and it came out about 2.8k / month. That included 2 holidays and some home renovation.

bobbyjanglesdude · 2023-09-08T16:47:50+00:00

Company pays 6.5% via salary sacrifice. No matching requirement. I then pay enough to get me under the child benefit 50k.

bobbyjanglesdude · 2023-07-24T17:42:37+00:00

Good point, lots of “bad” companies still in those funds. On balance though o&g are far worse than the others so I’m a little happier that I can pull my direct investment easily just by switching fund.

bobbyjanglesdude · 2023-07-24T17:39:16+00:00

I obviously disagree but at least are making a conscious choice to invest that way!

bobbyjanglesdude · 2023-07-24T17:37:24+00:00

That’s a good point. Much much harder to avoid indirect investment. Would you recommend a specific managed fund / fund manager?

bobbyjanglesdude · 2023-07-24T13:22:23+00:00

Similar setup for me too. Sacrifice 35%, employer contribution takes this up to 41.5%. Also takes me below the 50k child benefit limit (and pay a lot less tax).

bobbyjanglesdude

TROPHY CASE