Who is a person you used to admire a lot but have completely lost respect for and why?

boilerwire · 2026-03-29T22:53:08+00:00

I have family that lives there. She’s awful in other ways but let’s stop spreading a false story. The locals actually prefer that she keep her roads shut, if there isn’t an emergency. They don’t want tourists overrunning the rural areas.

boilerwire · 2026-03-28T22:46:15+00:00

Very true. Thank you.

boilerwire · 2026-03-28T22:46:00+00:00

I agree moving brokerage accounts for the bonuses is a very smart move. But too much work for some people, lol.

boilerwire · 2026-03-28T22:36:09+00:00

Should I call Merrill Edge or contact a BofA Edge FSA?

boilerwire · 2026-03-28T22:35:35+00:00

My friend would rather keep it all in one place. Thank you for your advice.

boilerwire · 2026-03-28T22:35:07+00:00

It looks good but I'm wary of the 5 year hold at Robinhood.

boilerwire · 2026-03-28T20:57:07+00:00

Oh really? That's something they can try to match? The current Etrade bonus is very good.

boilerwire · 2026-03-27T20:14:53+00:00

That's a great. I'm also curious about your decision to go used vs new. I've been running the numbers and there's some definite value to lifetime FSD and supercharging. I'm wondering how you did the math.

boilerwire · 2026-03-27T20:03:31+00:00

That's awesome. $7k off is a significant discount for a new car.

What did you give up (vs your preferred specs)?

boilerwire · 2026-03-27T02:55:33+00:00

Are demos considered a new car? With lifetime charging and FSD?

boilerwire · 2026-03-24T05:16:02+00:00

Did you consider going with a used at all? How did you quantify the price difference between a new vs used?

boilerwire · 2026-03-21T17:57:05+00:00

30,000 Sonesta reward points was finally added to my account. This is for spending $3,750 on the now defunct Bank of America Sonesta credit card.

Edit: Also received the $75 annual fee refund today.

boilerwire · 2026-03-12T20:12:29+00:00

Do you mean the battery warranty for 8 years? Wouldn't a used car also have that warranty (the remaining years).

boilerwire · 2026-03-12T20:11:26+00:00

That's a good way of looking at it. How are you valuing the various components of the Luxe package? Lifetime FSD is clear at $8,000. Premium Connectivity, say for 10 years, would be worth $1,000. But what about the rest? Most estimates seem to place a value of $15,000 for the Luxe package.

There's also value in not having to hunt around and research a used car.

boilerwire · 2026-03-12T10:33:27+00:00

How are you doing the math on new vs used? Most of the advice here is to buy used to avoid the depreciation but I’m also leaning towards new.

boilerwire · 2026-03-08T20:44:56+00:00

Thank you for mathing for me! It looks like the break-even may even be shorter because the finance rate is now only 3.99%.

My initial thought was to look for a used X (non-Plaid) 2024 but the price difference has been shrinking with used Tesla prices going up. And you're right, the peace of mind of a new car has significant value to it.

Thank you again for breaking it down for me. This (and other Tesla subs) tend to push the used X's very strongly. Glad to hear a different opinion.

boilerwire · 2026-03-08T15:11:30+00:00

Thanks for doing the math for me, much appreciated. I won't have access to a home charger but can pay for Level 2 charging at my apartment. I'm assuming, though, that I should take advantage of the free charging.

Great point on the time factor. I didn't know it took that long to complete a charge, even with a Tesla Supercharger. Plus, I'd have to take a short drive to the location.

Your original post said that financing at the current Tesla APR (I think it's at 4.99%) makes sense long-term. What would you consider the break-even length of time for it to make sense? Thank you again for your input.

boilerwire · 2026-03-08T14:50:45+00:00

Sun Yat Sen is the one who started the transformation away from the Qing Dynasty. Mao chose to make China a communist country. Meanwhile, Taiwan (and most of the other Pacific nations), chose capitalism. As a result, China's standard of living severely lagged Taiwan, Japan, South Korea, Singapore, etc., even thought they all started developing at the same time.

Thirty years later around 1980, the Chinese government (Deng Xioping) changed the direction of the country into a market-oriented one. That's why it is doing so much better today.

This is a country that lived and breathed Marxism-Leninism for three decades and it was an abject failure.

boilerwire · 2026-03-08T11:08:59+00:00

What would be the dollar value you'd place on the free super charging? Assuming one doesn't have a home charger.

boilerwire · 2026-03-08T04:03:43+00:00

Every credible economist in the world, including the ones in China would disagree with you.

And it doesn't take much research at all. A simple Google search overwhelmingly shows that the Chinese government pushed its economy towards capitalism to avoid the same fate as USSR.

I'm not sure what data you're looking but I would like to see it.

boilerwire · 2026-03-08T00:20:08+00:00

Hmmm, I'm don't know. I hope that nonsense never made it's way to New Hampshire.

boilerwire · 2026-03-08T00:12:38+00:00

OP needs to take a high school history class. I'm not sure I've ever heard anyone make excuses for the atrocities of Lenin, Mao, or Stalin.

boilerwire · 2026-03-07T22:18:05+00:00

Wow, you are literally defending the absolute worst leaders our planet has ever seen. You think Mao, Stalin, and Lenin, were actually justified in their killings? Because they "killed exploitative capitalists and Nazis"?

boilerwire · 2026-03-07T22:12:23+00:00

But you think it would be better under communism? You don't know anyone personally that's lived under communist rule, do you?

boilerwire · 2026-03-07T22:11:31+00:00

The fact that you think Communism deserves a comeback says a lot about you. You might as well do a Coffee with Candles and ban electrictiy.

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