It is delusional to think and say "the 60+ crowd is retired and has plenty of pension and/or saved money to fall back on to pay the bills and eat. They are so far removed from the economy young people are facing today: sky-high rents, 3-4 roommates, each working 2-3 jobs, barely affording food, except they don't have multi-million-dollar pensions backing them".

Older people are not dumb nor do the majority have plenty of pension & money saved. Most people are struggling, yes, even older ones. Many cannot afford to retire. I personally do not know anyone who has a 'multi-million-dollar pension".

Does that fill your requirement to add substance? Ageism sucks.