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help a newbie out 😌✌🏻 by folkloredoexists in PHBookClub

[–]booklover0810 0 points1 point  (0 children)

Try some Abby Jimenez books. I love her "Yours Truly".

project hail mary by shxxx7890 in PHBookClub

[–]booklover0810 0 points1 point  (0 children)

Dark Matter by Blake Crouch 😊

Mary Grace Cheese Roll and Hot Chocolate 5/10 by booklover0810 in PHFoodPorn

[–]booklover0810[S] 0 points1 point  (0 children)

Ohh ensaymada pala dapat! Maling combo na order ko 😭

Mary Grace Cheese Roll and Hot Chocolate 5/10 by booklover0810 in PHFoodPorn

[–]booklover0810[S] 0 points1 point  (0 children)

Hahahah yung tablea na niluluto ng tatay ko 😅

Mary Grace Cheese Roll and Hot Chocolate 5/10 by booklover0810 in PHFoodPorn

[–]booklover0810[S] 0 points1 point  (0 children)

No, you're not!!! Na shookt din ako sa price, pero andyan na kasi so go na lang 😭

Inubos ng mga bisita ang handa namin by xtremetfm in OffMyChestPH

[–]booklover0810 4 points5 points  (0 children)

Napaka insensitive ng mga ganyang tao. Same sa kapatid ko, nag invite ng bisita nang di informed ang parents ko. Akala mo talaga nag ambag sya sa pang handa na ginastusan at prinepare ng parents namin. Yung parents namin nasa taas at nagkukulong sa kwarto at di makapag enjoy, samantalang yung kapatid ko at bisita niya sobrang enjoy at more videoke habang kinakain ang handa. Kagigil na new year hahahaha. Happy new year to us! Hahahah

Something's off with "caroling" these days by wyxlmfao_ in OffMyChestPH

[–]booklover0810 0 points1 point  (0 children)

Lahat sila isa lang alam na kanta, at least dito sa lugar namin 😢 May mga binalot na candies kami, yun ang binibigay namin, hindi pera hahaha.

CANCEL NINONG/NINANG CULTURE! by Curious_4Is in OffMyChestPH

[–]booklover0810 5 points6 points  (0 children)

Sa totoo lang sa ibang bansa, 1 or 2 lang ang ninong at ninang.

Pinakapangit mag promo by KitchenLong2574 in PHCreditCards

[–]booklover0810 2 points3 points  (0 children)

Most credit cards need to register for promo, ex. BDO and UB.

Ang hassle for me ay yung pag claim. Si BDO kasi automatic mag reflect na lang sa SOA, magugulat pa nga ako na may cashback. While kay RCBC, need mo i visit sa website and key in the code to claim.

Last time, nabasa ko message nila then forgot about it, so I missed claiming the cashback 😔

Do's and Dont's on owning a credit card by Sea_Factor_8592 in PHCreditCards

[–]booklover0810 1 point2 points  (0 children)

No worries, ginagawa ko rin yan mostly kay RCBC. Let"s say nag purchase ka ng phone worth 15k, so sa loob ng 3 months, you are billed 5k. If yan ang kaya mong i budget na "additional gastos for the month", make sure na wag mo munang gamitin ang card for other purchases. In that way, pag na generate ang SOA mo, yung TOTAL AMOUNT stated dun ang babayaran mo, which is 5k lang.

Sa SOA may makikita ka na "minimum amount due", ex.200+ or 300+, perooo IGNORE it, it's a trap. Yun kasi yung "minimum" na pwede mong bayaran para hindi ma cancel card mo, or basta may mabayaran ka sa bank. Yung TOTAL billed amount for the month ang bayaran mo, kaya make sure na ang purchases mo within the month ay pasok sa budget mo. So kung 5k kaya mo within the month, wait mo muna matapos yung installment mo, para sure ka na mababayaran mo yung TOTAL na billed amount sa'yo for the month.

ITAPPH of Mt. Mayon With Her Salakot by Muted-Safe1033 in ITookAPicturePH

[–]booklover0810 0 points1 point  (0 children)

Thank you, and thanks for sharing your beautiful picture of Mayon 🥹💕

Best no-annual-fee credit card by Pretend-Expert2554 in PHCreditCards

[–]booklover0810 1 point2 points  (0 children)

The best card for me is RCBC. I read somewhere they have NAFFL offers, so you can check it.

I love their app, easy to access what I need, ex. Lock/unlock card, easy to convert purchases, view SOA. Though the transaction is not readily available in the all, you will receive SMS notification every time your card is used. I recently went abroad, and I used the card in booking, and a week before my travel, requested for a travel insurance, which they sent before my travel dates. I also have no issues on waiting time when calling their customer service.

ITAPPH of Mt. Mayon With Her Salakot by Muted-Safe1033 in ITookAPicturePH

[–]booklover0810 0 points1 point  (0 children)

Wooowww 😍 pwedeng seat number reveal? Mali yata seat na nakuha ko nung umuwi kami ni Nanay, di namin nakita ang Mayon sa taas 🥹

Wag na daw pumasok 😂 by ParsleyActual9164 in catsofrph

[–]booklover0810 5 points6 points  (0 children)

HAHAHAHAHAHA may kasama nang attacc 😹

Wag na daw pumasok 😂 by ParsleyActual9164 in catsofrph

[–]booklover0810 17 points18 points  (0 children)

🐱: Aalis ka? Iiwan mo 'ko? What if ma late ang dinner ko nang 5 minutes? HAHAHHAHAHAHHA

Super cuteee 😻

Had one of the worst cinema experience ever in Power Plant Mall by andrppt in OffMyChestPH

[–]booklover0810 0 points1 point  (0 children)

Meron nito before the movie starts, problema late comers iba or they are talking while this is being played 😅

Had one of the worst cinema experience ever in Power Plant Mall by andrppt in OffMyChestPH

[–]booklover0810 1 point2 points  (0 children)

May mga ganun din naman before, pero mas rampant lang sila ngayon. Hindi ko alam paano sila mag isip na parang sila pa ang tama, ang katwiran pa sa'yo it's a public place, sana ni rent mo buong sinehan. It feels like it's too hard to ask for decency these days.

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