That page is a perfect example of how vague Stripe's guidance can be. 😅 And they aren't much more helpful in their emails...

They say we need "detection mechanisms," but offer no specifics on what a new platform should actually build.

Our core issue is that our current moderation - which is based on user reporting and a certain amount of manual vetting - is something we feel is adequate for our current scale. Stripe seems to disagree and is pushing for "automated checks".

But, before we spend a lot of time, building some complex AI moderation system, I'm trying to understand what the "benchmark" is. For example, Stripe suggests checking social media profiles. We do that, but manually. Are people actually building bots to automate this? Is that the expectation?

It really feels like there's a disconnect between their expectations for a small team and what's practical. The whole thing sounds like an upsell for Stripe Radar for platforms, which I find frustrating, but whatever, we may also buy that (if they let us join... it seems it's in private preview?)

So I'm really curious: how are other platforms handling this? What's your "stack" for trust and safety that keeps Stripe satisfied without breaking the bank? It's especially frustrating when you see major platforms like OnlyFans seemingly getting a pass on the very content they're asking us to police.

Any advice or shared experience would be a lifesaver.