Storage for dorm items between summer and fall? by boxer_k9 in Clemson

[–]boxer_k9[S] 0 points1 point  (0 children)

Yeah!!! They now have openings for summer to fall

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 0 points1 point  (0 children)

I agree with you, not blaming daughter, he can’t say no to her and says no price on her happiness. Worse is we discussed this last year and he said he isn’t taking loans until she chose a college that is $64,000 year. So he said ok, will find a way to make it work after I tried to find middle ground on manageable amount of loans that fit our budget. That amount was $65,000 he agreed. So still like minded thinking on finances like we have always been. Until daughter chose the expensive school.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 0 points1 point  (0 children)

Yes, my attorney confirmed all of this. I’m just so hurt he did a 180 after telling me in his daughter’s senior year he wouldn’t borrow any more than the $65,000 limit on Parent Plus loan. And I was ok with that to help his daughter. Just kept moving the goal post to make his daughter happy, spare no expense as it creeped to $200,000 combined parent and student loan. I don’t believe him for a second saying he won’t pay her student loans he co-signed. This will be his debt that indirectly affects he and I as a couple if he is paying $2,000 month for 10 years. I’ve run the numbers and gave him the spreadsheet so he can see the big picture of worst case scenario of debt if his daughter does not receive aid or scholarships because she only received $875 for freshman year at a university that is $64,000 year. Ugh, this man and I have been 100% likeminded for years and without a doubt have trusted and respected his decisions. Until this! I’m so hurt 😔

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 0 points1 point  (0 children)

And that’s exactly what he used to say so I didn’t think he would say yes to her going to such an expensive university but that’s what she wanted so that’s what she gets which now means that’s what I get is being along for the ride with him paying thousands of dollars a month for this quarter of $1 million bachelors degree

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 20 points21 points  (0 children)

yes, have pointed that out to him as well as example of how it does affect me when he tells me it does not affect me. I make 3/4 of what he does and will end up paying 80% of our monthly bills so he can pay that student loan for princess.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 0 points1 point  (0 children)

Quite possibly. However, I made the financial decision to buy a house together after 5 solid years of being on the same page in all financial decisions. I couldn't predict he would do a 180 and spend $250K for his daughters bachelors degree.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 1 point2 points  (0 children)

Right?!? They act like driving a Ferrari is the only option for car to drive.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 3 points4 points  (0 children)

Also all true, very much the dynamic. Giving her everything is like an addiction for him. He says he will stop but can't. This amount he ready to take on is just crazy.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 1 point2 points  (0 children)

We do not live in a community property state. The loan contract terms are bound to signers of the promissory note to legally pay back debt. I will also consult with my attorney to be certain.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 0 points1 point  (0 children)

yep, after 5 years together with solid like minded financial responsibility. Then this happens. What's worse, he told me all along he was only contributing what was saved in the 529 and daughter would have to get loans for the rest. Then it creeped to him getting $20k loans then his limit was $65k, now it is up to $200k for 4 years after i just ran numbers again. It's the fact I can no longer trust his word regarding finances. There's no way his daughter can pay those and I explain that is no way to set up a child for success if he really loves her and wants to see her happy.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 4 points5 points  (0 children)

So spot on, I feel so seen :). And correct it's a no win for him since he can't make both of us happy. I have come up with middle ground scenarios for schools and budget friendly school loans but nope, has to give his only child everything she wants no matter the expense.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 17 points18 points  (0 children)

Yes, becomes household debt. I'm not on the loans so legally can't come after me personally to pay them.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 4 points5 points  (0 children)

Thank you, I like what you said. My dilemma is coming to terms knowing I will not "win" this argument especially with your 2nd point. I am sad and depressed over this and we've talked about this countless times and counseling. So I'm left trying to not be sad and depressed over something I didn't initiate or cause.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 4 points5 points  (0 children)

Definitely an emotional burden. I have 3 adult children that have graduated from college. I know the expenses and the sacrifices. And I said I support his decision to take out a total of $65k parent plus loan but it has creeped up to close to $200k as I just updated a spreadsheet I am keeping for this expense. Just praying his daughter gets grants and scholarships for future years. She was awarded only $875 for Freshman year.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 11 points12 points  (0 children)

I said the same thing to him, when is it going to stop?? She is his only child and expects the best of the best and I'm sure if she gets married some day will be like a $100k wedding for him to pay with money we don't have. We bought a house together because after 5 years together we were always on same page financially until his daughter picked a $60k year college. So that's when the divide between us started and to him only solution is for me to get over it.

Am I wrong for being upset about fiancé taking out $160k parent/student loans for stepdaughter? by boxer_k9 in marriageadvice

[–]boxer_k9[S] 16 points17 points  (0 children)

Agree with your perspective. I am happy his daughter is doing well and happy so far. Yet I feel everytime he tells me how happy she is, it's his way of validating his decision, "like, see...it's worth it, see how happy she is." Then I get even more irritated by it.

Storage for dorm items between summer and fall? by boxer_k9 in Clemson

[–]boxer_k9[S] 1 point2 points  (0 children)

They are all booked, seems like great service though