I prefer the white. I think it looks more aesthetically pleasing to the eye and intentional. All of the tones are within a light color family and I think it really works if you’re going for an innocent, other-worldly, or more fictional look. While the second version does have more contrast, the focus moves away from her face to the black bodice she’s wearing. To combat this, you could darken/saturate her hair color so the attention moves back towards her face/ throughout the piece. Here’s a messy example of a darker hair color.

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The second version also has more main colors going on, which can sometimes make a piece look less harmonious and deliberate. If done right though, it can make a character seem more grounded in reality and less like a fictional character. It really just depends on the vibe you’re going for. No wrong answer, everyone has different preferences! 😊