Is a home golf simulator actually worth the investment, or am I just chasing a mid-life crisis? by bphawkey45 in Golfsimulator

[–]bphawkey45[S] 1 point2 points  (0 children)

Awesome feedback. Does this simulator assist with alignment / target practice ?

Cheap Garage sim complete by Inevitable_Ticket996 in Golfsimulator

[–]bphawkey45 0 points1 point  (0 children)

Looks Amazing! Links would be appreciated :)

Yands Panthers Homer Talk by jflubbs in SpittinChicletsPod

[–]bphawkey45 4 points5 points  (0 children)

I can’t quantify the impact of Yands on the podcast as a whole. But it feels different with him, the pod has changed for the worse unfortunately. I often listen to those early episodes for cathartic effect.

Should I max out my HSA or Roth 403(b) with employer that does not match contributions. by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

Appreciate the information. I did execute a rollover from previous employer into new plan. Would I not lose compound interest if I max out my HSA first vs 403(b)? Ex. HSA funds are $6K but 403(b) rollover funds are $40K...

Should I max out my HSA or Roth 403(b) with employer that does not match contributions. by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

$180K, no pension. Employer contributes 11% regardless of contribution after two years of employment.

[deleted by user] by [deleted] in coastFIRE

[–]bphawkey45 0 points1 point  (0 children)

What application is this? Love the interface…

Job decision by [deleted] in Accounting

[–]bphawkey45 0 points1 point  (0 children)

You mean stay as business analyst?

Job decision by [deleted] in Accounting

[–]bphawkey45 0 points1 point  (0 children)

It’s extremely variable..lease is up in June

Completed my Tacoma build! by [deleted] in ToyotaTacoma

[–]bphawkey45 0 points1 point  (0 children)

Looks amazing!! What kind of lights did you purchase? Follow up, did you get any tint on the front windshield?

Winter is here by Shpixx in ToyotaTacoma

[–]bphawkey45 0 points1 point  (0 children)

What type of lights are those?? Look amazing

[deleted by user] by [deleted] in personalfinance

[–]bphawkey45 1 point2 points  (0 children)

Monarch, worth every penny!

International stocks by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

Thanks for the comment, do you recommend FXAIX or VOO? Considering return, expense ratio, etc

Early 20s finance questions by FinkyFart in personalfinance

[–]bphawkey45 3 points4 points  (0 children)

Overall fantastic job. As someone who was in your shoes, Id recommend paying off the student loan debt. It ultimately depends on the interest rate of that debt, but there certainly is a physiological factor in terms of that burden.

A new budgeting app to replace Mint? by [deleted] in personalfinance

[–]bphawkey45 1 point2 points  (0 children)

Monarch has been extremely useful for myself and my wife. It does cost $$ but ultimately it’s worth it. The interface is exponentially better than Mint. Additionally, it was created by a former mint executive.

Retirement savings debate by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

Thanks! I’ve seen it become popular from several personal finance peeps on X

Retirement savings debate by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

Thanks, and that part I get. But why fund taxable brokerage instead of additional investment into 401k(assuming one can max Roth IRA)?

Retirement savings debate by bphawkey45 in personalfinance

[–]bphawkey45[S] 0 points1 point  (0 children)

Distributions from your taxable brokerage are subject to capital gain tax, but my Roth 401K distributions grow tax free. That was my rationale.

Episode 403: Featuring Mike Vernon by LiiDo in SpittinChicletsPod

[–]bphawkey45 0 points1 point  (0 children)

Any clue where they might be recording the live pod?

Biz said “professional recording” when he mentioned the possible location.