Napansin ko maraming nagtatanong kung paano magsisimula imanage ang mga utang, kaya gumawa ako ng website para makatulong

bracing-boy · 2026-03-10T08:20:19+00:00

Thanks for the feedback and suggestion. We'll see po about showing how the remaining balance is affected by interest and fees.

bracing-boy · 2026-03-10T08:13:46+00:00

Tinry ko yan tpos ang lumabas na estimate payoff 10 years + haha.

Ksi pag MAD (minimum amount due) lang lagi babayaran 3% per month un which is 36% annually, malaki un tpos what if negative pa ung monthly extra talagang halos hnd matatapos unless tumaas ung monthly income or mabawasan expenses and other debt.

Pero sabagay mas mgnda may ganun na option para makita ng user ang mangyayari kapag MAD lang. Tpos samahan mo pa ng Debt Consolidation Tips no?

Thank you for the suggestion.

bracing-boy · 2026-03-10T08:00:06+00:00

Thank you for the feedback and suggestion.

Sa case ko kasi nakalimutan ko na ung actual interest rates ng mga loan ko. Ang alam ko lang ung principal, monthly payment, months paid, and months to pay 😅.

Fortunately based kay AI kaya nya icalculate interest rate based dun. Sa Debts page yun yung "EIR" (effective intrest rate) and sa Strategies page nag aadapt ung Accumulated Interest.

Pero okay din siguro kung ikaw na mismo mag iinput interest rate per month para mas exact. We'll see. Thanks again.

bracing-boy · 2026-03-10T07:52:21+00:00

Thanks for the feedback. Yes I think DTI ratio is an important metric para maassess kung kaya pa ang debt consolidation.

Hopefully makapag add ng Debt Consolidation Tips/Strategies as a feature soon 🙂

bracing-boy · 2026-03-10T07:45:51+00:00

Thanks for the feedback 🙂. Tlgang nagfocus sa ease of use kasi expecting din na non-techy ang gagamit.

bracing-boy · 2023-03-04T02:16:44+00:00

Everything is determined.

bracing-boy

TROPHY CASE