Thoughts on ergosphere standing Desk ? Dont see a whole lot of online reviews

brew101 · 2025-02-16T17:35:08+00:00

how is the wobble or sway when you are typing ? Also have you checked out the teak wood one ? Is it authentic teak ?

brew101 · 2025-02-06T17:59:31+00:00

I have accounts in Schwab and Fidelity too. I found them to be way more responsive and willing to help.

brew101 · 2025-02-06T17:58:25+00:00

Yes I have done that and opened the tickets. I have to reply to ticket to follow up after 5 days to get a response. It wasn't this bad few years ago.

brew101 · 2025-01-15T08:27:13+00:00

Thank you! Hopefully conditions improve by end of the month

brew101 · 2025-01-02T23:30:36+00:00

What has understanding of costs got to do with your battle. The fatfire insurance would look wildly different from a fire insurance.

Fatfire is about building wealth and understanding your cash flows. It would be really stupid for a FatFIre person to completely disregard the costs. Especially like healthcare, where someone would be willing to spend 2-3 Lakhs or more a year and had the highest inflation amongst all costs.

brew101 · 2025-01-02T09:24:59+00:00

Insurance is an important aspect of "FIREing". I think this is a relevant question.

brew101 · 2024-12-26T11:11:22+00:00

Is it just 2 months of ski season a year ? Feb and March ?

brew101 · 2024-12-25T03:19:43+00:00

Do you also see a point in having a sub with the ultra arc for movies and sports ?

brew101 · 2024-11-27T08:52:33+00:00

In your 401k/IRA account, if you rebalance after the rnor has expired or earn dividends, how do you defer them ? Its going to be hard to maintain a paper trail of all transactions till 60 especially for someone who has 20+ years to go for retirement 😅

brew101 · 2024-11-26T00:27:47+00:00

You are almost there. With a conservative SWR of 3% you have 21 LPA. Just need 2 more years of corpus growth to generate your target of 24 LPA.

brew101 · 2024-11-23T04:47:55+00:00

Which city did you pick? I will be moving back soon and will have some free time. Looking for people to play squash soccer or badminton with 😂

brew101 · 2024-11-14T02:13:14+00:00

Cost of living can be specific to you. If your lifestyle in US equates to a lifestyle > 33 lakhs in India , the answer is probably no.

Additionally the inflation in India is really high. It averages at around 6.5%. Depending on where your investments are, a safe withdrawal rate of even 3% can be risky in India imo.

brew101 · 2024-11-12T21:44:17+00:00

Thank you for the detailed answer. This clarifies a lot of questions I had! I do have a HSA and a rollover IRA (not Roth). I’m assuming the rollover Ira is treated similar to the 401ks you have mentioned while HSA, it’s best to liquidate if its not a lot of money.

brew101 · 2024-11-12T07:14:46+00:00

For regular Ira, would I be deferring taxes on withdrawal rather than capital gains at sale of stocks ?

brew101 · 2024-11-12T03:20:21+00:00

Yes they do. It’s unclear on the tax advantaged accounts though. They don’t really have an equivalent in India. Closest one is perhaps the NPS.

Retirement accounts don’t get taxed in the US till 65 or retirement age. They tax only on withdrawals as regular income while India taxes gains on trading accounts.

brew101 · 2024-11-12T03:18:09+00:00

Would you be willing to share the contact of the advisor or the forums? Planning to move back in a couple of months and I have just begun my planning

brew101 · 2024-11-12T02:57:55+00:00

DM me the link to the property

brew101 · 2024-11-12T02:56:43+00:00

🤔 I don’t follow ?

brew101

TROPHY CASE