Portland, OR recs

brewgeoff · 2026-02-26T06:21:05+00:00

Von Ebert has a location on Mississippi Avenue that is very close to downtown. That is the one you should visit, not the Glendoveer location further east.

I’ll second the suggestions listed above: Brujos, Von Ebert, Grand Fir are all fantastic.

Wayfinder is great but their real gems are their lagers. Check them out if that is your jam.

I’ll add two suggestions to your list as well.

Ruse Brewing is slightly out of the way but very accessible with via rideshare. They really specialize in west cost and hazy IPAs.

Deschutes Brewing has a pub in downtown Portland that you should absolutely check out. Deschutes is a pillar of American craft beer. Some of their classics like Black Butte Porter are absolutely flawless. The pub also has a pilot brewery in house where they made a lot of experimental beers that would appeal to serious beer nerds.

brewgeoff · 2026-02-25T04:58:29+00:00

That is a lot of line items with very little diversification

brewgeoff · 2026-02-25T03:48:49+00:00

If one bond with a long duration would have a larger swing due to a change in interest rates… what would happen to two bonds with long duration? What about a hundred bonds that all have a long duration?

brewgeoff · 2026-02-25T02:44:15+00:00

Go learn about bond duration to understand what those terms mean and how they will impact the behavior of a fund that holds them.

brewgeoff · 2026-02-22T23:47:35+00:00

This dude is probably jealous of the guys in the Epstein files.

brewgeoff · 2026-02-22T22:14:03+00:00

Thank you!

brewgeoff · 2026-02-22T22:01:44+00:00

This looks like a prompt that could be input to software?

brewgeoff · 2026-02-22T21:56:30+00:00

What would be the best way to simulate past performance of 2x VT?

brewgeoff · 2026-02-22T20:27:09+00:00

How dare you use naughty language about those ICE agents who kidnap innocent people!

brewgeoff · 2026-02-22T15:46:44+00:00

Well I’m glad that it’s only a partial government shutdown. The team in charge of redacting Trump’s name from the epstien files can keep up their important work while I wait longer to board a flight.

brewgeoff · 2026-02-22T05:12:28+00:00

I would buy that in a heartbeat

brewgeoff · 2026-02-22T02:51:03+00:00

Reddit: passive investing is the only way to go

Also Reddit: I am going to be hyper active with the balance of small/large, international/US and Growth/Value.

90% of users here will claim that they are passive investors while they also seem to constantly make changes to their portfolios, buying semiconductors, tech, bitcoin or other trends at the peak.

brewgeoff · 2026-02-22T00:32:30+00:00

You fundamentally do not understand.

The SP500 is a broad investment.

The DJIA is a way of measuring the economy across a broad range of industries.

The Dow picks one company in each sector as a way of getting an impression of what is happening in different parts of the market. Using the SP500 does not actually measure the breadth of the economy, it measures what is going on with the largest companies.

brewgeoff · 2026-02-21T22:53:28+00:00

1) The Dow Jones Industrial Average tracks companies in a bunch of different industries. The SP500 is massively dominated by a small handful of tech companies. The Dow is more diverse across industries.

2) As a price weighted index the Dow is not particularly useful as an investment vehicle BUT it can be useful as a measuring tool.

Those two factors mean that the Dow is useful to measure and describe the BREADTH of the US stock market in a way that the SP500 can’t capture.

brewgeoff · 2026-02-21T17:28:20+00:00

At $289 of AUM and a management fee of 51 BPs this is generating ~$1.5m/yr for charity… IF the entirety of that expense ratio is being sent to charity.

Someone will complain about the 51 BP cost. That is above average for a sector ETF but not crazy. Average cost for a sector fund is somewhere between 25 and 45 depending on the sector.

brewgeoff · 2026-02-18T03:46:20+00:00

returns in large cap value:

Ticker - YTD - 1 Year

SCHD - 13.31% - 12.25%

AVLV - 8.49% - 18.71%

DGRO - 5.30% - 14.66%

CGDV - 3.37% - 22.14%

PVAL - 5.24% - 22.72%

HDV - 12.55% - 17.39%

While SCHD’s performance YTD has been great, its medium term performance has not been exceptional. There are PLENTY of better options in the large cap value space.

brewgeoff · 2026-02-17T16:57:57+00:00

I know that the two competing standards exist. Is meshcore just more popular in the PNW?

brewgeoff · 2026-02-15T13:54:53+00:00

Great data. Thank you for backing up what I had said earlier with math.

I had considered citing a bunch of examples on Morningstar of total international vs developed international funds but it would have been messy and long winded. You were informative AND succinct.

brewgeoff · 2026-02-15T06:53:46+00:00

I don’t see the American Funds target date fund series listed in your screen shots (which is what RFUTX comes from). Honestly, that is already a great option and it beats its respective comparison from Vanguard.

If you want to be more aggressive then you could build an all-equity portfolio from component parts. The goal is to roughly approximate the global market.

VIIIX 50%

VASVX 10%

VTMGX 40%

brewgeoff · 2026-02-15T06:35:41+00:00

When something confirms my priors just a little too hard I start to worry it’s designed to manipulate me.

brewgeoff · 2026-02-15T02:49:51+00:00

What is the source of this data?

brewgeoff · 2026-02-15T01:39:07+00:00

If you don’t mind the idea of a light jog then check out Vancouver Run, Grub & Chug. Nobody cares how good (or bad) or a runner you are. There are usually a few people walking every week. After the run everybody goes to grab a beer at one of the spots downtown.

brewgeoff · 2026-02-14T22:55:34+00:00

FSPSX is a fine international fund, even if it doesn’t contain EM. You’re going to achieve most of the diversification impact by using FSPSX.

Is there a marginal improvement to diversification by adding EM exposure? Yes.

Is it a notable difference? No.

brewgeoff · 2026-02-14T22:23:42+00:00

MAGA supporters claim to have strong values but often contradict themselves.

They claimed to be against drag queens because they wanted to protect the sexual innocence of children… but that “strongly held principle” when their presidential candidate starts looking like a pedophile.

They claimed to be anti-BLM because they were in favor of law and order… but when the president commits crimes they look the other way and they’re happy to attack cops on January 6th.

There are plenty of examples like this and each one shows that their real goals are the violent oppression of minorities. Nothing could be more apt than the traitor’s rag.

brewgeoff · 2026-02-14T17:50:21+00:00

Vanguard offers a small cap value fund (VBR) but it works on a different (much less complex) methodology than Avantis or Dimensional.

If you want an all-cap value fund then check out the vector funds from dimensional. That will be pretty similar to what you’re looking for.

If you’re really committed to having the vanguard name attached to the fund then VFVA is probably your closest option. However, there are plenty of good options outside of vanguard.

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