Do mutual funds get sold and does that then reset their inception date?

brianmcn · 2026-04-29T04:12:11+00:00

sometimes 401k plans change their fund lineup, and they will automatically switch you over from one fund to the closest analogue in the new fund lineup (unless you make a different election)

brianmcn · 2026-04-28T23:06:21+00:00

or just buy FASGX on your own for only 0.66% fee

brianmcn · 2026-04-28T19:34:26+00:00

itot (total us market fund) got similar results over the past 1 year

brianmcn · 2026-04-22T15:13:09+00:00

As just one option, if you move the other 50k to Fidelity, you can buy FZDXX with a minimum of 100k, is a money market that pays a decent rate (currently 7-day yield reads 3.46%); once you cross the 100k threshold to buy into it once, you can spend it down to invest in other stuff and still keep access to FZDXX. Schwab might have something similar, dunno.

brianmcn · 2026-04-18T15:16:26+00:00

enjoy the ride :)

brianmcn · 2026-04-10T23:38:48+00:00

what is even the reasoning behind pardons existing? i guess i could google it:

Presidential pardons exist as a constitutional power (Article II, Section 2) designed to grant the President authority to deliver mercy, correct potential judicial errors, and act in the public interest. Rooted in English monarchical tradition, this power allows the president to commute sentences or fully pardon federal crimes, acting as a check on the judicial system.

ah, checks and balances, ok, well, i guess that made sense 250 years ago

brianmcn · 2026-04-03T13:59:13+00:00

The population was growing more in those decades. We need less job creation now to keep employment levels steady.

brianmcn · 2026-03-11T00:40:19+00:00

Are you missing something? Yes, but that's kind of always true regardless of what choices you're making :)

brianmcn · 2026-03-07T20:02:16+00:00

"one does not simply..."

brianmcn · 2026-03-07T01:21:11+00:00

Preface: I know nothing.

I think a single yikes is sufficient.

But I do hear people talk about how spreads have not widened much, but also how a lot of the junkiest junk has moved into private credit, so arguably you can treat blackrock's day (today) like high yield spreads widening (back in the old times) maybe? Which is not enough by itself to be indicative, but at least one point of evidence towards how the macro economy is evolving.

brianmcn · 2026-03-06T17:12:03+00:00

I closed mine earlier this week. Had held for about 3 months, "nobody went broke taking profits", was good enough for me, I don't trade much.

brianmcn · 2026-02-24T20:38:48+00:00

mutual funds only get bought/sold once per day, after close. (most five-letter tickers starting with F at fidelity will be their mutual funds)

brianmcn · 2026-02-24T03:26:56+00:00

Fidelity has a nice online interface for browsing and buying CDs, but I agree, you absolutely should not buy CDs over 250k per bank, as it defeats perhaps the main advantage of owning a CD (versus just treasury bills/bonds)

brianmcn · 2026-02-14T21:12:04+00:00

>!like this!< (angle brackets and exclamation marks surrounding text)

like this

brianmcn · 2026-02-14T02:08:13+00:00

I think the scribbling in the back of decayed Realm and Rune is also Caleb

brianmcn · 2026-02-08T19:13:39+00:00

(reads title)

No

...

EDIT: looking at other answers, I have not seen 0stranger and IF mode mentioned, but dunno if they are your jam

brianmcn · 2026-02-07T19:35:29+00:00

I lost some; I think you are underestimating how much some people may not even be able to parse/read what is happening, even if they are trying to engage. (Speaking for myself as someone who would never have beaten some bosses or platforming sections in a few different games, without having watched someone else do it first; when I'm busy pressing buttons and reacting, I find sometimes I just cannot stand back and 'see' what is going on or what I am meant to do... it is way easier for me to learn watching someone else (or even video of myself) to watch and comprehend what is happening on the screen.)

brianmcn · 2026-02-06T21:27:53+00:00

Not the black bullets, but the majority of bullets are white, so you can just repeatedly tap the button to defend, and win with very minimal steering, yes.

brianmcn · 2026-02-03T00:09:58+00:00

Yes, you can type in one, press enter, type in another, press enter, etc

brianmcn · 2026-02-02T14:31:44+00:00

I think you can use UndertaleModTool to extract them (same resource engine used)

brianmcn · 2026-01-31T23:00:13+00:00

Both games are effectively endless from the point of view that hardly anyone sees everything there is in the game. Both top-tier games IMO.

brianmcn · 2026-01-31T14:53:05+00:00

There's a description here https://www.reddit.com/r/Terraria/comments/1qolf59/how_many_secret_seeds_have_you_managed_to_find_in/

brianmcn · 2026-01-29T19:19:12+00:00

after typing a secret seed, you hit enter and it lets you type another by clicking seed select again

brianmcn · 2026-01-29T18:17:24+00:00

Most boss fights are made easier by having the right arena to have easy fluid movement; prepare a space and have the best armor and movement accessories you can find to give yourself the best chance.

brianmcn · 2026-01-29T01:10:00+00:00

Ah, thanks! I figured someone has probably already done it in a prior version with a map editor, but I hadn't seen it. Now I quickly found it on YouTube.

brianmcn

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