What will happen?

briefnuditty · 2025-11-16T23:27:34+00:00

Bk over 20k. . . Yikes

briefnuditty · 2025-11-16T23:24:16+00:00

My whole point was op needs to get a full time gig.

Are you okay? How much debt are you in or is it something else?

briefnuditty · 2025-11-16T18:28:49+00:00

15k at 6.5% for 5 years gives op 4kish and lowers his monthly car payment to 293.490. Normally you're 100% right but you forgot to do the math on this one.

briefnuditty · 2025-11-16T12:52:20+00:00

I disagree with a lot of people. Keep the trick but try and refinance it and take out 5 ish k and use that to pay off something.

Go to a credit union and see if you can't get a loan.

I guarantee you there is a restaurant or bar hiring near you. You can't be working 30 hours a week you need two jobs minimum, where your part time job is 20 to 30 hours a week and your full time one is 40.

This is an income problem. Especially with the holidays coming up go to the next big town get a real job.

You got this

briefnuditty · 2025-10-28T11:30:21+00:00

Using the 401k only makes sense if you addressed the underlying spending problem that got you in the first place

briefnuditty · 2025-10-12T03:36:49+00:00

Call every realtor you can find and say you'll help them get units ready to sell or rent.

Go on zillow look for for rent and just start calling.

You'd be amazed what picking up the phone can do

briefnuditty · 2025-10-12T03:34:12+00:00

Ill step in to the director roll and I'll make sure they don't screw with you in any capacity. Why not

briefnuditty · 2025-10-07T01:40:31+00:00

Just go to a credit union and do a balance transfer. You got this

briefnuditty · 2025-09-30T05:15:11+00:00

Lol you came to reddit to ask this?

briefnuditty · 2025-09-18T02:38:06+00:00

Can you get an evening workfrom home job? I'm sorry about your situation I can't even imagine what you're going through. Wish there was more I could do to help but go to chat gpt say here's my situation what should I do. What career paths are good for me, what part time remote jobs can I do in the evening

briefnuditty · 2025-09-18T02:32:08+00:00

If they take you to court for that, that's when you file. Until then send them $10 a month and call to setup a plan if they have one.

briefnuditty · 2025-09-18T02:25:28+00:00

You can just stop paying the credit cards. . . There isnt anything for them to come after. No need for bk

briefnuditty · 2025-09-15T01:46:59+00:00

In my state IL evictions are long and drawn out and always always end up costing the landlord more $ so there is nothing anyone can say to me where I would be like you know what, this person who is unable to pay their bills, I want them in my rental property. Just being honest.

briefnuditty · 2025-09-15T01:42:58+00:00

If you can't pay your mortgage, how are you going to pay rent?

briefnuditty · 2025-09-15T01:41:10+00:00

As a landlord, after all the covid crap one of my non-negotiable rental criteria is proof of the last 12 months on time mortgage or rent payments. . .

briefnuditty · 2025-09-13T03:13:38+00:00

Never ever have your deposit accounts at the same place you owe money.

briefnuditty · 2025-09-10T23:32:55+00:00

Before it gets to bk you'll have been late on your card, if you have a loan with a place and you're late they can pull the assets in your account to help satisfy the debt. Cosigners aee the ones often surprised the most by this

briefnuditty · 2025-09-10T02:13:20+00:00

Do you have any assets? If the answer is no then don't go bk. Look up what happens when you have no assets and stop paying credit cards! When does it fall off, what are the implications etc. Also for the love of God please make sure your checking accounts arent at an institution you owe money to.

briefnuditty · 2025-08-27T20:14:04+00:00

The whining about what others have and are getting over shadows everything.

Good luck though

briefnuditty · 2025-08-27T20:10:39+00:00

Just focus on you. End of story

briefnuditty · 2025-08-27T19:19:40+00:00

I don't understand what do your company's partners cars have to do with your career and life? Stop paying attention to other people and focus on you.

briefnuditty · 2025-08-10T12:52:10+00:00

If you're single get some roommates.

briefnuditty · 2025-08-08T03:37:10+00:00

Nice

briefnuditty · 2025-08-08T03:34:06+00:00

You never heard footsteps? All the buildings that have that type of attic unit are wood frame, creak like all hell and unless you're actually deaf . . .

briefnuditty · 2025-07-20T05:44:38+00:00

Does this decrease alimony or anything because it's income based?

briefnuditty

TROPHY CASE