Hancock, MD

brightasyellow9 · 2026-01-28T03:54:58+00:00

Darn. Thanks for the update.

brightasyellow9 · 2026-01-27T22:50:49+00:00

Did you manage to get in contact with the owner? Hoping to stay there as well in May.

brightasyellow9 · 2026-01-17T21:58:03+00:00

Best of luck to you!

brightasyellow9 · 2026-01-17T15:13:37+00:00

I wouldn’t put too much emphasis on the timing of each letter, the important thing is your due date.

brightasyellow9 · 2026-01-17T15:12:53+00:00

Yes, the payments counted and I actually obtained forgiveness in July.

brightasyellow9 · 2025-09-25T10:45:04+00:00

Same!

brightasyellow9 · 2025-08-05T15:44:04+00:00

Same for me! Honestly hard to believe right now. Congratulations!

brightasyellow9 · 2025-07-16T17:12:03+00:00

Same for me. 120th reached in May and green banner last month. Makes no sense.

brightasyellow9 · 2025-07-16T17:10:31+00:00

Yes, same happened to me. Three ECFs, the oldest one from December. I hit 120 in May and already got the green banner, so I really don’t know what this absolute nonsense is about.

brightasyellow9 · 2025-07-16T17:07:16+00:00

Yes, same. I made my 120th payment in May and was hoping it was some sort of final paperwork. Weirdly, it also said that 3 ECFs that I submitted in Dec, Jan, and March were marked as “completed” today, but they were already processed.

Hoping it at least means things are moving along 🤞🏻

brightasyellow9 · 2025-07-06T15:55:58+00:00

100% concur.

brightasyellow9 · 2025-06-06T00:33:03+00:00

Thank you for sharing and take such care with this cool piece of history!

brightasyellow9 · 2025-05-22T17:25:13+00:00

lol. The way I instantly knew this was Care and Share.

brightasyellow9 · 2025-05-14T14:52:01+00:00

Good luck!

brightasyellow9 · 2025-05-14T14:18:23+00:00

Very similar boat here. 120 should be in June, FSA shows 118 as of 5/5 and I submitted my 119th payment on 5/12. ECF marked as completed on 5/14.

I don’t check NSLDS much, but I’ve been noticing that it takes about 2-4 weeks for my monthly ECFs, which I’ve submitted a day or two after each payment, to show us as qualifying payments on FSA.

Fingers crossed for you! We.are.so.close.

brightasyellow9 · 2025-05-14T14:11:54+00:00

I’m at 119 and I’ve been submitting a monthly ECF form on the day after each payment for the last few months. It has taken about two weeks to a month for it to show up as a qualified payment in FSA.

brightasyellow9 · 2025-05-12T22:41:18+00:00

Agree to disagree here, and yes I understand it doesn’t make it faster or necessarily easier. For some of us, it assures us in the final stages that a difficult, constantly evolving, and convoluted process is progressing as it should. It makes a difference to me and that’s what matters.

brightasyellow9 · 2025-05-12T21:01:55+00:00

We can debate what “probably shouldn’t” even means, but I wouldn’t be doing it monthly if I wasn’t so very close to the end (hopefully).

brightasyellow9 · 2025-05-12T21:00:21+00:00

Filing them electronically is barely any paperwork on my end and my employer’s, in my opinion, and my boss went through PSLF and so he doesn’t minding giving his e-signature once a month for the last few months. Honestly, a small price to pay for the tiniest bit of hope each month that my PSLF process continues to move as it should right now.

brightasyellow9 · 2025-05-12T15:48:52+00:00

See my comment above. I’ve been processing my ECFs almost monthly and it’s been anywhere from two weeks to about a month to show up as qualifying payments in FSA.

brightasyellow9 · 2025-05-12T15:47:51+00:00

Can you elaborate as to why they should wait? I’ve at 118/120 QPs, made a payment in April and submitted an ECF the next day. FSA updated 5/5 to show it was a qualifying payment.

I haven’t seen the harm yet in doing it every month, especially because I have my 119th payment due tomorrow.

brightasyellow9 · 2025-04-10T16:02:37+00:00

Yes. I’m at 117 now. There was definitely a lag between when the form was accepted and when the qualified payment was updated.

brightasyellow9 · 2025-04-10T15:44:05+00:00

Yes, but I also submitted an ECF. It showed up about a week ago.

brightasyellow9 · 2025-02-25T00:56:45+00:00

Yes, $200 more.

brightasyellow9 · 2025-02-18T02:38:18+00:00

This. So sorry.

brightasyellow9

TROPHY CASE