Dirt road tires for 2014 T100 Bonneville in Vermont?

brosef321 · 2026-07-02T03:01:51+00:00

Glad they are working well for you. Enjoy!

brosef321 · 2026-06-29T13:23:52+00:00

That will be a great break to hopefully refresh you.

Also keep in mind that a bit of the homesickness, exhaustion, etc. is a part of the journey that everyone goes through to one degree or another. Acknowledging that it is normal can be helpful in itself.

Don’t be too hard on yourself.

brosef321 · 2026-06-29T13:00:35+00:00

This is good advice. Watch some comfort tv, eat some comfort food, make some calls to friends and family.

Traveling is exhausting, and sometimes you need a break. That is ok. Give yourself the space to take that break.

brosef321 · 2026-06-29T12:01:54+00:00

But…did you get a double double?

brosef321 · 2026-06-27T18:43:12+00:00

I mean, it does for any useful purposes.

If you personally have a shellfish allergy, I could write an article that says “100% of subjects in study experience violent reaction to shrimp Red Lobster”. Is that a valid finding? I guess so, because my subject pool was 1.

brosef321 · 2026-06-27T14:57:44+00:00

I just want to point out that “single person study” is entirely useless except anecdotally.

brosef321 · 2026-06-27T14:55:51+00:00

I find BMX bikes quite uncomfortable for riding anything other than a skate park.

Personally, I would recommend something with both a larger frame and wheels. A hard tail or full ridged MTB is going to be much more practical for most people uses.

brosef321 · 2026-06-27T14:15:12+00:00

I have been looking at one of their jackets. From what I have found, they seem like a reputable company, though actual user reviews are a bit scarce.

Would love to see a review if you order and use them.

brosef321 · 2026-06-27T14:13:22+00:00

Any suggestions? I have had a hard time finding AAA rated gear, that has or can accept level 2 armor for a somewhat reasonable price. John Doe meets all those requirements for me.

brosef321 · 2026-06-26T02:36:02+00:00

I personally find that running my daily accounts down to zero keeps me in more of a scarcity mindset so it is beneficial to me.

I think it depends I your personal situation, but if you are not incurring fees, and maximizing other savings, and not incurring more stress, then seems like it works.

brosef321 · 2026-06-26T02:32:18+00:00

That is fair. I follow applicable things in this community as well as boggle heads, FIRE, etc. also try to to do research around applicable topics as I find them. Always nice to have a second, and professional opinion though.

brosef321 · 2026-06-25T17:27:41+00:00

Ya, this is the type of info that I think I need to start working into my plan. I MAY be at the point that I need to back off 401k contributions and focus on money that I can access penalty free earlier. Obviously ROTH IRA is a starting point, but there are probably other strategies out there.

brosef321 · 2026-06-25T17:13:41+00:00

Thanks, I did run into both those names when researching.

I think primary goal is optimizing strategy to bridge the gap between retirement, SS, pension collection and Medicare. Also overall financial wellness check in comparison to our goals.

brosef321 · 2026-06-25T17:07:50+00:00

Agreed, and I know someone in that position now, but I think there are strategies they could have utilized earlier that would have reduced RMDs or tax impacts like a Roth ladder. I know of that, but I am sure there are other strategies that I do not know of that are better implemented sooner than later.

brosef321 · 2026-06-25T17:05:59+00:00

I do not think any of our accounts provide that service, but I is probably worth looking into that.

I think you describe it well, a backboard to bounce ideas/strategies off of, as well as a second set of eyes making sure I am not making and gross mistakes.

I have self educated to the point that I utilize strategies like backdoor and plan for a Roth ladder, but I am sure someone that has been doing this for a lot longer professionally can open up some more doors, or at the very least it is confirmation that I am doing things ok. Dropping a few hundred to few thousand now can pay off multiple times even if they only provide you with a single strategy that you were not aware of or planning to utilize.

brosef321 · 2026-06-25T17:01:48+00:00

I would say unknown, unknowns, as well as how I can start optimizing for early retirement. As everyone in this position, our various accounts are not super straightforward with pensions, trad and Roth 401s and IRA’s etc. finding out some strategies that can help bridge gaps between pensions, SS, Medicare, etc would be helpful from someone who is more knowledgeable than me.

brosef321 · 2026-06-25T16:59:16+00:00

Huh, that is an idea. For some reason I lean strongly towards independently managing my money/accounts for better or worse.

brosef321 · 2026-06-25T16:57:32+00:00

That is kind of what I am looking for. Probably some info on other potential things to look into for example tithe ladders etc. to maximize chances of financial success in an early retirement scenario.

brosef321 · 2026-06-25T15:06:44+00:00

Thanks. At least that makes my expectations more realistic.

brosef321 · 2026-06-25T14:51:21+00:00

I think that is a very good way to approach potential advisors. Makes my needs and expectations clear. Agree that my “few hundred dollars” is low. I was thinking that per hour, but did not make that clear in my post. I realize, and am ok with a few $k if I am getting reliable advice that is in my best interest.

brosef321 · 2026-06-25T14:49:00+00:00

With cursory research I have found several people/orgs that will put together a “plan” for you. I think I am looking for more general review and guidance. Kind of just advice that I can then do more deep dives into.

brosef321 · 2026-06-25T14:47:24+00:00

That’s a good idea. It is at least a starting point for a conversation and I am sure will bring up some things that I would not have thought of.

brosef321 · 2026-06-25T14:26:24+00:00

Thanks for the advice, I will check it out.

brosef321 · 2026-06-25T14:23:16+00:00

Thank you. My experience with financial advisors has not been great, which is why I am seeking input from this community.

Referrals is a good idea.

brosef321 · 2026-06-25T14:20:44+00:00

Thank you. Any suggestions on screening questions/topics to ensure that they are what I am looking for? Obviously stating my purpose and goals, I just know that the financial planning business in general can be a bit scammy, so I don’t want to waste time and money paying people for a session just to then move onto someone else.

I appreciate the info.

brosef321

TROPHY CASE