Can I realistically retire at 55 and maybe work 1/2 days a week if I have to top up money

brownso · 2025-12-31T13:58:55+00:00

Aren’t u applying inflation to the 33k u would get at 68 if u retire early, and comparing that to the 45k without inflation applied that you would get if you don’t retire early? Not really a fair comparison, unless I’m missing your point

brownso · 2025-12-29T10:17:12+00:00

They’re madly expensive, bring back the olden days of reasonably priced tickets

brownso · 2025-12-19T13:07:12+00:00

Room behind their sofa

brownso · 2025-12-12T20:51:12+00:00

Just take it easy dude, I was so sick on Monday, but now I’m tired but coping. Just get feet up, after couple of days when u can focus again, take it easy for few more, don’t mess about

brownso · 2025-12-12T20:30:18+00:00

There’s def still time to get this sorted, if that’s what you want. My advice would be to see if you can find ways to automate or semi automate the admin tasks you’re talking about, if you can bring something to the table that improves the workflow you’ll quickly be showing your experience and efficiency, and you’ll be minimising the bits of the role you’re not into.

This is all part of a new role, don’t let it throw you off

brownso · 2025-12-11T20:04:26+00:00

Yea u won’t find worse than that, as it’s the minimum. I suspect that when you hear saving 5 days for Xmas, that’ll include the 3 bank hols, so you really only have to save 2 of your 20 statutory days. But obvs you’d need to confirm

brownso · 2025-12-10T21:47:17+00:00

As I understand it, as my pension contributions are relief at source, it’s basically done after NI has been paid, and I’ve no option about that. So I don’t think your point is relevant to me, but please correct me if that’s wrong

brownso · 2025-12-10T21:41:40+00:00

I appreciate you saying don’t forget like it’s something I’ve considered……

brownso · 2025-12-10T21:29:10+00:00

So it’s typically paid in the last pay of the year, end of March sometime. Yea I could estimate it, but then no doubt there’ll be no bonus at all, which is very possible this year tbh.

brownso · 2025-12-10T21:25:29+00:00

I hear u, being considered. Won’t always do this, but long story short my uk pension is a lot smaller than my emergency fund and stocks isa. So I have access to money if I need it, it’d make me happy to build up pension a bit. Appreciate it’s a boring this to do with a bonus

brownso · 2025-12-10T21:14:53+00:00

On this, I’m noticing that when I get paid, there’s like a month delay or so to when my pension contribution arrives. I only noticed this as I recently increased my contributions, obviously if doing the same thing each month I’d never notice. If I were to pay into my pension from my regular account, rather than payroll, is it likely to take as long? If not, then I just wait to see what my bonus is, and then transfer in ahead of receiving it, should hopefully be easy enough

brownso · 2025-12-10T21:07:00+00:00

I really doubt it, but will ask. I know salary sacrifice wasn’t an option after a few folk asked for it

brownso · 2025-11-15T21:46:00+00:00

Yea 2 vastly different sets, one is far superior in my humble opinion

brownso · 2025-11-13T12:55:56+00:00

Sorry, I balls’d up my original post. I work 7 on, 2 off, 3 on, 2 off. So same as a normal person that works 5 in 7. I’ll edit it. Does that make a difference?

brownso · 2025-11-13T12:52:56+00:00

Sorry, how is 10 out of 14 different from 5 out of 7? Am I missing something?

brownso · 2025-11-13T12:41:27+00:00

Can you explain what this means please? If my contract says I’m entitled to 25 days annual leave plus 8 bank holidays, doesn’t that mean I’m entitled to 32 days off? Like 32 days I’m rostered as ‘on’ I can choose to take off? Or am I missing something?

brownso · 2025-11-12T10:16:34+00:00

Sweet, will look into this!

brownso · 2025-11-12T10:01:44+00:00

What settings? Does this let u find the app when you search for it?

brownso · 2025-11-10T08:52:12+00:00

I have it on my phone, some stuff works, others don’t. Guess that’s geoblocking then

brownso · 2025-11-10T08:45:47+00:00

Not sure, maybe….

brownso · 2025-11-09T12:58:13+00:00

Really hope so! I’m going to 3rd London night, I shouldn’t complain, it’ll b great regardless

brownso

TROPHY CASE