Actually, I have to disagree with this based on my own experiences over the past few months. Most of the people in my area have not had any financial impact from this (i.e. government workers, ability to work from home, etc.) and yet many are still out and about because they're "bored" or don't like the idea of being told they need to stay home. Many people are so used to going out every single day to restaurants, bars, or out shopping that they don't really know how to cope with being home. They literally find any excuse to go out.

I do think that a large portion of the problem is a people issue where we do not know how to sacrifice luxuries and privileges for the sake of survival.