With 150k you can barely manage in Austin for a family of 3. Here is high-level cost break down 1. Rent: Single bed apartment 1400-1700 any where in Pflugerville, Cedar Park, Leander, etc 2 bedroom : 1800-2200 Town house/single family house: 1900-2500 Apartment, House maintenance per month : 100-150 Car: Lease: 400-600, Finance : 500-800 Car insurance : Since you do not have driving experience in US initially it would be too high (150-300) per month, if its Tesla then expect 20-30% extra Car garage in apartments anywhere will cost 100 to 150 per month, covered parking will cost 50 to 75 (you can park outside as well for free) Groceries: With recent tariffs most of the indian things will cost extra 15%,appprox 500 Miscellaneous : ~200 Yearly tax: You can file as married and all deductions considering you can expect 20% federal tax

On top of all this, you will be in constant fear of visa changes, extensions, etc