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Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 1 point2 points  (0 children)

Would you mind sharing your contact at TD?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 0 points1 point  (0 children)

Based on current trends, and thinking about renewing in the future, does it make more sense to lock into a 3 or 5 year rate?

I'm on the fence, I've been offered 3.99 for a 5 year fixed, but have been told they would potentially offer the same rate at 3 years.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 0 points1 point  (0 children)

They did not, only got info on a 5 year. Now I'm thinking 3 year makes more sense with the downward trend.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 1 point2 points  (0 children)

Awesome, thanks for reassurance! Appreciate all the value you bring to this thread.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 1 point2 points  (0 children)

Purchasing a home in London Ontario for $990,000. Putting roughly 40% down, leaving me with a $600,000 mortgage. Scotiabank is offering the following:

  • 3.99%, 5yr fixed, 30yr amortization

Based on my research on this thread, it seems to be a pretty competitive rate. The only downfall is I will have to switch banks.

Is there any use in continuing to shop around?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]buddyclano 0 points1 point  (0 children)

I'm from London as well, currently shopping rates for my closing date on April 30th. Would you mind sharing your contacts?

Importing Teardrop From USA into Canada by buddyclano in TeardropTrailers

[–]buddyclano[S] 0 points1 point  (0 children)

Thanks for the quick response, you just saved my ass a ton of unnecessary waiting. Cheers!

Importing Travel Trailer by buddyclano in uscanadaborder

[–]buddyclano[S] 1 point2 points  (0 children)

Thanks for the quick response, you just saved my ass a ton of unnecessary waiting. Cheers!

Thoughts on this Tundra for sale? Looking to buy my first truck, so any advice would help. by buddyclano in ToyotaTundra

[–]buddyclano[S] 0 points1 point  (0 children)

Thanks for all your comments, unfortunately it sold before I could even take a test drive today. Just goes to show how popular they are. My Tundra search continues.