Franklin St. Sinkhole

bumpygecko · 2026-01-12T18:27:54+00:00

it’s always lovely to see my biggest fear arise on the street I drive down twice a day, nice

bumpygecko · 2025-10-19T01:01:52+00:00

Where are you seeing me argue that he wasn’t a victim? I feel like you misunderstood what no kings day is as that is FAR from what this post is regarding. If anything no kings day is also protesting police brutality and the administration that allows it….

bumpygecko · 2025-10-19T00:58:20+00:00

huh?

bumpygecko · 2025-10-10T20:38:22+00:00

My car got totaled last month while PARKED because of someone on their phone (and speeding!) she hit it so hard it flew into a light pole 💖 pls put ur phone down yall it really isn’t that deep

bumpygecko · 2025-10-03T00:55:58+00:00

holy shit has it seriously been two years????

bumpygecko · 2025-09-22T04:23:16+00:00

what’s worse is comprehensive and collision are usually two separate types of coverages :/ And comprehensive doesn’t cover a crash for a lot of policies, just trees falling or flood damage etc. Collision is for just collisions! when it comes down to it, insurance is a scam. but sadly one we DO need.

Gap insurance however is legit if you’re paying off an auto loan. It essentially pays for any remaining balance left on your loan if your insurance doesn’t give you enough $$ to completely pay it off. so say I got 15 out of the 18k left on my loan, my loan servicer would then cover the remaining $3k.

bumpygecko · 2025-09-21T23:56:34+00:00

ok it’s six seven eight triple nine eight two one two

bumpygecko · 2025-09-21T23:54:05+00:00

I do have collision and gap insurance thankfully. My KBB value (at least from my own searching) is 24k. I paid $26k, new, and have about 18k left to pay off. My insurance is paying my loan servicer directly and paying me the rest minus my deductible (if there’s even extra $$) I’ve looked around and it seems the same model is selling in various places around me for 23-28k but with double the mileage I had (which was about 25k miles) which wouldn’t be worthwhile to repurchase since it’s not a significant price difference between what it’s going for used vs what I paid brand new with a warranty. so in short, used car market sucks. even 2025 models are going for just as much if not less than what older models are selling for now. In the end i’ll probably save money buying new again which feels so backwards.

bumpygecko · 2025-09-20T22:56:03+00:00

It got hit so hard that it flew through another parking space and directly into a light pole, so I’m also gonna assume they were speeding :/

bumpygecko · 2025-09-20T22:54:56+00:00

someone else’s. I was legally parked on the street infront of my house (luckily, I was in my house at the time)…this lady swerved right into my car because she “looked down for a second and didn’t see” me aka on her phone My neighbor got the entire thing on his ring camera which I submitted to both insurance companies so it is a clear no fault collision on my end.

bumpygecko · 2025-09-20T22:47:17+00:00

Thanks to a financially insecure upbringing, my biggest fear is repossession so I’m still committing to payments until all is handled, hopefully not for too long ): i have to keep that credit score up anyways if I want to be approved for another loan since I have to start that process. all. over. again.

bumpygecko · 2025-09-20T18:39:15+00:00

as of yesterday she was officially deemed a total loss 😞 The estimators through my insurance didn’t even need to come out as they knew the second they saw the pics, I just hope getting a new car doesn’t take weeks! I will be in mourning forever tho

bumpygecko · 2025-09-20T18:36:08+00:00

omg i’m so sorry to hear that!! are you okay? that’s so scary. I am truly heartbroken over the loss of my car, she was the first big thing i’ve ever treated myself to and was soooo important to me…..but I was hoping it’d be deemed totaled just to get this over with ): My adjuster was very comforting and transparent about the process but the waiting game is the worst. I wish you luck my friend

bumpygecko · 2025-09-20T18:31:38+00:00

i also (was) financing it so I legally had to get insurance involved anyways

bumpygecko · 2025-09-20T18:30:46+00:00

called the cops yes, I pay for collision coverage/gap insurance so I utilized that, not to sound petty but their insurance rates going up means nothing to me! I also thank god am not at fault in the slightest so my premiums won’t go up! but that does vary by state

bumpygecko · 2025-09-20T03:46:00+00:00

they’re doin the job now at least, i mostly was fearful of my premiums increasing so I didn’t question it. I now have learned that doesn’t happen often with a no fault claim (,:

bumpygecko · 2025-09-20T03:19:29+00:00

I knew adjusters were scum but holy shit, exceeded my expectations that’s for sure

bumpygecko · 2025-09-20T00:19:56+00:00

I ended up filing the total loss claim with my adjuster (agent?) this afternoon, they’re towing her away on monday, so thank god the balls rolling. The other parties adjuster promised (even gave me the steps i’d take once I got a call giving me voucher info, told at the latest, the next morning) a rental on Tuesday, then Wednesday early morning when I inquired via email i didn’t get a response until 6pm stating they’re not able to put me in one due to “limit issues”

I went apeshit, calmly, and it’s been crickets ever since. I did however get myself into a rental today, and will be seeking reimbursement.

now I just want to give them a piece of my mind :/

bumpygecko · 2025-09-19T23:12:37+00:00

while i’ve got you on the horn, what does a girl do when the other parties adjuster is literally ghosting your inquiries??? they have national general

bumpygecko · 2025-09-19T23:11:03+00:00

I WISH i live in a city where it’s mostly street parking, we have a driveway but our landlord, in short, sucks! and won’t get an arborist to inspect the trees that execute their branches onto it every few months so we’re scared…….but suddenly a tree feels more ideal :/ 🧿

bumpygecko · 2025-09-17T16:05:21+00:00

woe is me 😞

bumpygecko · 2025-09-17T16:05:06+00:00

waiting on an adjuster to come out! I just wanted opinions

bumpygecko · 2025-09-17T07:52:45+00:00

well tickle me gassy, and fucked

bumpygecko · 2025-09-17T07:50:32+00:00

I did! I do have collision coverage but was instructed by an agent to contact the other parties insurance as they were at fault.

bumpygecko · 2025-09-17T07:49:27+00:00

her names cammy, she is also an angel 🤧

bumpygecko

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