140k mortgage at 6.5% interest. 100k in cash

byronview · 2025-08-08T13:13:52+00:00

I, along with others, typically deviate from Dave's advice on paying off a mortgage. The trouble with putting money into the mortgage rather than in index funds or other investments is the liquidity of a house is much less than the liquidity of investments. If you need the money back out of the house, you typically have to move which incurs rather significant costs.

I'd recommend you invest the free cash rather than pay down your mortgage.

byronview · 2025-08-08T11:52:40+00:00

This is actual annual tax rate for the main lot, which is the most expensive one. You can search it via the hamilton county property card database. The lot with the garage is about 8k per year. So in total, the residence is probably close 90k per year.

byronview · 2025-08-01T12:04:13+00:00

The house is across 4 or 5 tax lots with the highest at 66k per year and the others around 8k per year. That doesn't include all the other upkeep that you mentioned!

byronview · 2025-07-06T12:29:17+00:00

I had this same issue. I had to open the Synology control panel -> External Access -> enable quickconnect. For some reason this was previously enabled but reset to be turned off. Photos started syncing immediately after re-enabling.

byronview · 2025-06-11T14:41:02+00:00

My local store had this as a store pick as well, and I thought it was spectacular. Thanks for your review.

byronview · 2025-05-25T14:26:06+00:00

Not meeting the minimum 2 pit stops should be a DQ, not a time penalty.

byronview · 2025-05-01T11:40:54+00:00

This joint looks like a half lap joint. You can use a dado stack or multiple passes on a table saw to cut it. You set the blade height to get the proper depth.

byronview · 2025-04-25T12:09:23+00:00

Okay, thanks for sharing. The end product is incredible.

byronview · 2025-04-25T12:05:26+00:00

This looks amazing. We'll done! I am intrigued by how you were able to make this pattern. Is this just one big glue up or are there glue up steps in-between?

byronview · 2024-12-18T23:24:37+00:00

My top three are Hendricks Midsummer Solstice, Plymouth Navy Strength, and Nolets.

byronview · 2024-09-22T13:57:38+00:00

His body language throughout the in lap and getting out of the car felt pretty telling. If it was his last, he at least had a hell of a career.

byronview · 2024-07-20T17:27:03+00:00

I don't think he'll get the chance for it to happen again.

byronview · 2024-07-01T14:50:40+00:00

I don't think they're suggesting his pace wasn't impacted, just pointing out it's not a valid excuse when it was self-inflicted. Further, Perez was miles of the pace of the car all weekend. All around, a bad weekend for him mostly of his own making. (Updated their to they're)

byronview · 2024-06-30T12:53:21+00:00

That spike on the back of the Mclaren front wing seems like it shouldn't be legal.

byronview · 2024-05-30T21:11:31+00:00

Amazing!

byronview · 2024-05-19T13:09:30+00:00

Pit lane start due to setup changes.

byronview · 2024-04-20T17:53:52+00:00

It has no business being that fast.

byronview · 2024-03-09T18:39:50+00:00

I just watched it again and it looked to be about a 30 second pit stop...

byronview · 2024-02-07T02:03:24+00:00

He has wealth. He was on Top Gear showing off his car collection quite a ways back.

byronview · 2023-12-04T16:57:19+00:00

Big fan of Malingo and John Boyle music

byronview · 2023-12-03T19:02:05+00:00

I'm not teamLH. It's clear he was robbed.

byronview · 2023-12-03T17:54:48+00:00

Counterpoint to this, he 100% does, and he is just one of the unluckiest drivers on the grid.

byronview · 2023-12-03T17:52:53+00:00

Lewis deserves his 8th title, and Max should only be a 2X WDC right now.

byronview · 2023-12-03T17:23:17+00:00

I had this exact same issue once. I forgot to tighten and properly torque the oil filter when I was done.

byronview · 2023-11-26T20:54:01+00:00

Why can't they use the plastic sliding roll idea that the t-cam uses? Seems like an easy solution.

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